J.Klaykens
ActiveJ.Klaykens has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.01M and a net result of €406k. Equity is growing by ~45.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 22.92 against 16.53 in 2024; short-term debt: 4.3% and cash: 19.2% of total assets), and 4.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.2%
Return on assets
38.4%
Age of the figures
16 mo
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 07-01-2026, 7 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
7 d late
2024
12 d early
2023
27 d early
2022
24 d early
2021
30 d early
2020
27 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close22-09-2026 today31-12-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.01M▲ 52.9%
2024 · €659k
2019: €77k
2020: €172k
2021: €228k
2022: €326k
2023: €528k
2024: €659k
2019 → 2025
Total assets
€1.06M▲ 51.0%
2024 · €701k
2019: €156k
2020: €243k
2021: €294k
2022: €379k
2023: €586k
2024: €701k
2019 → 2025
Net result
€406k▲ 56.4%
2024 · €260k
2019: €55k
2020: €94k
2021: €144k
2022: €202k
2023: €365k
2024: €260k
2019 → 2025
Working capital
€1.01M▲ 53.7%
2024 · €655k
2019: €67k
2020: €163k
2021: €219k
2022: €318k
2023: €524k
2024: €655k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€228k-€326k▲ 42.8%€528k▲ 62.2%€659k▲ 24.6%€1.01M▲ 52.9%
Operating result€202k-€284k▲ 40.1%€519k▲ 83.1%€358k▼ 31.0%€562k▲ 56.9%
Net result€144k-€202k▲ 40.0%€365k▲ 80.7%€260k▼ 28.9%€406k▲ 56.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 57% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.06M
Fixed assets
€6k▲ 56.5%
Current assets
€1.05M▲ 51.0%
Equity and liabilities €1.06M
Equity
€1.01M▲ 52.9%
Debt
€51k▲ 21.2%
The debt ratio falls from 6.0% to 4.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€563k▲
2024 · €359k
Cash flow
€407k▲
2024 · €261k
Solvency
95.2%▲
2024 · 94.0%
Current ratio
22.92▲
2024 · 16.53
Quick ratio
22.92▲
2024 · 16.53
Debt / equity
0.05▼
2024 · 0.06
ROE
40.3%▲
2024 · 39.4%
ROA
38.4%▲
2024 · 37.0%
Interest coverage
795.08▲
2024 · 576.22
Debt
€51k▲
2024 · €42k
Debt ≤ 1 year
€46k▲
2024 · €42k
Income taxes
€185k▲
2024 · €118k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€701k€1.06M▲
Fixed assets21/28€4k€6k▲
Tangible fixed assets22/27€1k€4k▲
Plant, machinery and equipment23-€957
Furniture and vehicles24€1k€3k▲
Financial fixed assets28€3k€3k=
Current assets29/58€697k€1.05M▲
Amounts receivable after more than one year29€610k€847k▲
Other amounts receivable291€610k€847k▲
Amounts receivable within one year40/41€2k€2k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€85k€203k▲
Equity and liabilities
Total equity and liabilities10/49€701k€1.06M▲
Equity10/15€659k€1.01M▲
Contributions10/11€12k€12k=
Reserves13€642k€985k▲
Distributable reserves133€642k€985k▲
Profit (loss) carried forward14€4k€10k▲
Amounts payable17/49€42k€51k▲
Amounts payable within one year42/48€42k€46k▲
Trade debts44€10k€5k▼
Suppliers440/4€10k€5k▼
Taxes, remuneration and social security45€32k€41k▲
Taxes450/3€32k€41k▲
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€360k€564k▲
Operating profit (loss)9901€358k€562k▲
Financial income75/76B€20k€30k▲
Recurring financial income75€20k€30k▲
Financial charges65/66B€623€708▲
Recurring financial charges65€623€708▲
Profit (loss) for the period before taxes9903€378k€591k▲
Income taxes67/77€118k€185k▲
Profit (loss) for the period9904€260k€406k▲
Profit (loss) for the period to be appropriated9905€260k€406k▲
Appropriation of the result
Profit (loss) to be appropriated9906€262k€410k▲
Profit (loss) brought forward from the previous period14P€2k€4k▲
Transfer from equity791/2€130k€58k▼
Transfer to equity691/2€258k€400k▲
To other reserves6921€258k€400k▲
Profit to be distributed694/7€130k€58k▼
Return on contributions (dividend)694€130k€58k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-05
Financial
Highest result since 2019net €406k ▲56.4%
Operating result €562k, net result €406k, both a record.
31-05
Financial
Equity above €1MEq €1.01M ▲52.9%
7 profitable years in a row build equity to €1.01M.
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
04-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-05
Financial
Equity above €500kEq €528k ▲62.2%
5 profitable years in a row build equity to €528k.
2022
07-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
01-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-05
Financial
Equity above €200kEq €228k ▲32.8%
3 profitable years in a row build equity to €228k.
2020
04-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-05
Financial
Equity above €150kEq €172k ▲122%
2 profitable years in a row build equity to €172k.
2019
02-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
07-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Hemmenweg 137A3520 ZonhovenGround area
4,046 m²
Building footprint
440 m²
Volume, LiDAR
2,240 m³
2 parcels, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
J.KLAYKENS
since 20162.254.000.678
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71442C1072/00L000 | Flanders | 2,159 m² | 1 · 239 m² | 9.3 m · 1 fl. |
| 71442C1069/00S000 | Flanders | 1,887 m² | 1 · 201 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 944 companies in sector 69203 we hold annual accounts for 659. 447 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2016
Fiscal year end31-05
Activities, NACEBEL
69203Activities of company auditors
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.