Financials
- Fiscal year
- 2025
- Total assets
- €34,710
- Loss
- -€9,107
- Solvency
- -19.0%
J&J Saveurs
ActiveSummary
J&J Saveurs has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€6,607) and a net result of -€9,107. Its solvency ranks better than 7% of 5663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Activity
Renting and operating of own or leased non-residential real estate, excluding land
NACE 68203Full-service restaurants NACE 56111
1 site
Size
€34,710total assets 2025
- Equity
- -€6,607
- Loss
- -€9,107
Structure
Accounts 57 d early1 of 3 deeds read
Why 53Capped at 59: negative equity- Negative equity -€6,607- 1 change of registered office in 24 months+ Sector Real estate activities (NACE 68)+ Liquidity: current ratio 0.61, cash €20,766Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 21% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength
Weak
Solvency
6
equity -19.0% of total assets
Liquidity
50
short-term debt 119.0% · cash 59.8%
Profitability
0
return on assets -26.2%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 0.9%lowest value
08-2026: 0.9%● 0.0% vs 07-2026lowest value
09-2026: 0.9%● 0.0% vs 08-2026lowest value
10-2026: 0.9%▲ +1.5% vs 09-2026highest value
- Negative equity -€6,607 raises the probability
- 1 change of registered office in 24 months raises the probability
- Sector Real estate activities (NACE 68) lowers the probability
- Liquidity: current ratio 0.61, cash €20,766 lowers the probability
No credit on open account
Liquidity short (current ratio 0.61; short-term debt: 119% and cash: 59.8% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 10%, liquidity 49%, profitability 4%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
57 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · full…
- Purpose · Statutes amendment · Resignations…Name change · Purpose change…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
- 04-06-2026Annual accounts filed
- 30-12-2025Purpose · Statutes amendment · Resignations &…
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and operating of own or leased non-residential…NACE 68203
- Founded
- 13-06-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 27
See the provisions in the deeds
Go to Articles of associationGo further with this company
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