J.J. LOOZE
ActiveJ.J. LOOZE has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €437k and a net result of €34k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 89% of 7993 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 10.37 against 9.64 in 2024; short-term debt: 9.5% and cash: 74.8% of total assets), and 13.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.6%
Return on assets
6.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
20 d early
2023
15 d early
2022
29 d late
2021
13 d early
2020
24 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€437k▲ 8.3%
2024 · €404k
2018: €136k
2019: €195k
2020: €280k
2021: €293k
2022: €333k
2023: €347k
2024: €404k
2018 → 2025
Total assets
€505k▲ 2.5%
2024 · €493k
2018: €256k
2019: €316k
2020: €426k
2021: €422k
2022: €454k
2023: €470k
2024: €493k
2018 → 2025
Net result
€34k▼ 40.7%
2024 · €57k
2018: €29k
2019: €59k
2020: €86k
2021: €13k
2022: €40k
2023: €14k
2024: €57k
2018 → 2025
Working capital
€448k▲ 5.3%
2024 · €426k
2018: €191k
2019: €248k
2020: €312k
2021: €328k
2022: €372k
2023: €357k
2024: €426k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€293k-€333k▲ 13.4%€347k▲ 4.3%€404k▲ 16.3%€437k▲ 8.3%
Operating result€29k-€51k▲ 75.1%€18k▼ 65.6%€69k▲ 293%€40k▼ 42.4%
Net result€13k-€40k▲ 201%€14k▼ 64.1%€57k▲ 296%€34k▼ 40.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €505k
Fixed assets
€9k▼ 50.3%
Current assets
€496k▲ 4.4%
Equity and liabilities €505k
Equity
€437k▲ 8.3%
Provisions
€20k▼ 50.0%
Debt
€48k▼ 2.9%
The debt ratio falls from 10.0% to 9.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49k▼
2024 · €82k
Cash flow
€43k▼
2024 · €69k
Solvency
86.6%▲
2024 · 81.9%
Current ratio
10.37▲
2024 · 9.64
Quick ratio
9.26▲
2024 · 8.62
Debt / equity
0.11▼
2024 · 0.12
ROE
7.7%▼
2024 · 14.0%
ROA
6.6%▼
2024 · 11.5%
Interest coverage
56.84▲
2024 · 56.60
Debt
€48k▼
2024 · €49k
Debt ≤ 1 year
€48k▼
2024 · €49k
Income taxes
€8k▼
2024 · €12k
Staff costs
€56k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€493k€505k▲
Fixed assets21/28€18k€9k▼
Tangible fixed assets22/27€18k€9k▼
Plant, machinery and equipment23€11k€7k▼
Furniture and vehicles24€4k-
Other tangible fixed assets26€3k€1k▼
Financial fixed assets28€138€138=
Current assets29/58€475k€496k▲
Stocks and contracts in progress3€50k€53k▲
Stocks30/36€50k€53k▲
Amounts receivable within one year40/41€65k€62k▼
Trade receivables40€65k€62k▼
Cash at bank and in hand54/58€358k€378k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€493k€505k▲
Equity10/15€404k€437k▲
Contributions10/11€21k€19k▼
Outside capital11€21k-
Other1109/19€21k-
Reserves13€25k€27k▲
Distributable reserves133€25k€27k▲
Profit (loss) carried forward14€358k€392k▲
Provisions and deferred taxes16€40k€20k▼
Provisions for liabilities and charges160/5€40k€20k▼
Environmental obligations163€40k€20k▼
Amounts payable17/49€49k€48k▼
Amounts payable within one year42/48€49k€48k▼
Trade debts44€36k€37k▲
Suppliers440/4€36k€37k▲
Taxes, remuneration and social security45€12k€10k▼
Taxes450/3€5k€6k▲
Remuneration and social security454/9€7k€4k▼
Other amounts payable47/48€622€622=
Income statement
Code20242025
Remuneration, social security and pensions62€43k€56k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€9k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€-20k
Other operating charges640/8€754€649▼
Gross operating margin9900€125k€86k▼
Operating profit (loss)9901€69k€40k▼
Financial income75/76B€413€3k▲
Recurring financial income75€413€3k▲
Financial charges65/66B€1k€861▼
Recurring financial charges65€1k€861▼
Profit (loss) for the period before taxes9903€68k€42k▼
Income taxes67/77€12k€8k▼
Profit (loss) for the period9904€57k€34k▼
Profit (loss) for the period to be appropriated9905€57k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€358k€392k▲
Profit (loss) brought forward from the previous period14P€302k€358k▲
Social balance
Average headcount (FTE)9087-2.2
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €13k ▼84.6%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Highest result since 2018net €86k ▲46.3%
Operating result €110k, net result €86k, both a record.
31-12
Financial
Equity above €200kEq €280k ▲44.1%
3 profitable years in a row build equity to €280k.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €195k ▲43.2%
2 profitable years in a row build equity to €195k.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seneffe · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Saint Ethon 247181 SeneffeGround area
851 m²
Building footprint
99 m²
Parcel 52020C0494/00A002, Wallonia. Linked by address, not a title deed.
1 establishment unit
J.J. LOOZE
since 19962.037.222.704
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52020C0494/00A002 | Wallonia | 851 m² | 1 · 99 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSeneffe2.037.222.704
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Of 453 companies in sector 46360 we hold annual accounts for 286. 190 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-1986
Fiscal year end31-12
Trade name FR
Cafés J.J. Looze
Activities, NACEBEL
46360Wholesale trade
46392Non-specialised wholesale
51392
46370Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.