J&J Construct
ActiveSummary
J&J Construct has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131,546 and a net result of €206,271. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 46% of 17,149 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 24-08-2022 Normal situation
- Registered office
- 11 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 4 November 2026.
- Activity
- Development of residential building projects NACE 68121and 1 other
- Establishment unit
- 2.338.529.646 1653 Beersel, since 24-08-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €308,704
- Turnover
- ≈ €540,000
- estimated
- Profit
- €206,271
- Equity
- €131,546
- Total assets
- €555,390
- ▼ 62.4%
- 2025 accounts filed 28 days after the deadline
Score breakdownlowers riskLiquidity: current ratio 2.08, cash €496,349Sector: Real estate activities (NACE 68)Size: total assets €555,390Figures for financial year 2025 (filed on 01-09-2026)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 44% of them on solvency, 84% on liquidity, 95% on profitability and 96% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 4 accounts on average 9 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 28 days after the deadline Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00476049.
Annual accounts 2025 filed on 28-08-2026 at the NBB all 4 filings
Every figure per financial year
The operating result for 2025 is a profit of €308,260, after a loss of €4,766 in 2024. It is the highest result since 2022.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Financial fixed assets | - | - | - | €0 |
| Depreciation and write-downs of the year | €1,361 | €0 | - | - |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €348 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,361 | €0 | - | - | - |
| Other operating charges640/8 | €523 | €751 | €46 | €444 | ▲ 865% |
| Gross operating margin9900 | -€2,341 | -€1,833 | -€4,720 | €308,704 | - |
| Operating profit (loss)9901 | -€4,225 | -€2,584 | -€4,766 | €308,260 | - |
| Financial income75/76B | - | - | €67 | €0 | ▼ 100.0% |
| Recurring financial income75 | - | - | €67 | €0 | ▼ 100.0% |
| Financial charges65/66B | €91 | €13,721 | €54,405 | €30,277 | ▼ 44.3% |
| Recurring financial charges65 | €91 | €13,721 | €54,405 | €30,277 | ▼ 44.3% |
| Profit (loss) for the period before taxes9903 | -€4,316 | -€16,305 | -€59,104 | €277,983 | - |
| Income taxes67/77 | - | - | - | €71,712 | - |
| Profit (loss) for the period9904 | -€4,316 | -€16,305 | -€59,104 | €206,271 | - |
| Profit (loss) for the period to be appropriated9905 | -€4,316 | -€16,305 | -€59,104 | €206,271 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €0.001m | €0.7m | €1.5m | €0.6m | ▼ 62.4% |
| Current assets29/58 | €0.001m | €0.7m | €1.5m | €0.6m | ▼ 62.4% |
| Stocks and contracts in progress3 | - | €0.6m | €1.4m | €0.03m | ▼ 97.7% |
| Stocks30/36 | - | €0.6m | €1.4m | €0.03m | ▼ 97.7% |
| Amounts receivable within one year40/41 | €0.001m | €0.03m | €0.04m | €0.03m | ▼ 40.5% |
| Trade receivables40 | - | - | €0.003m | €0.03m | ▲ 842% |
| Other amounts receivable41 | €0.001m | €0.03m | €0.04m | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €0.001m | €0.01m | €0 | €0.5m | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €0.001m | €0.7m | €1.5m | €0.6m | ▼ 62.4% |
| Equity10/15 | €0.001m | -€0.02m | -€0.07m | €0.1m | - |
| Contributions10/11 | €0.005m | €0.005m | €0.005m | €0.005m | = |
| Reserves13 | - | - | - | €0.1m | - |
| Distributable reserves133 | - | - | - | €0.1m | - |
| Profit (loss) carried forward14 | -€0.004m | -€0.02m | -€0.08m | €0 | - |
| Amounts payable17/49 | €0.001m | €0.7m | €1.6m | €0.4m | ▼ 72.7% |
| Amounts payable after more than one year17 | - | - | €0.2m | €0.2m | ▲ 1.5% |
| Other amounts payable178/9 | - | - | €0.2m | €0.2m | ▲ 1.5% |
| Amounts payable within one year42/48 | €0.001m | €0.7m | €1.4m | €0.3m | ▼ 80.9% |
| Financial debts43 | - | €0.4m | €1.1m | €0 | ▼ 100% |
| Credit institutions430/8 | - | €0.4m | €1.1m | €0 | ▼ 100% |
| Trade debts44 | €0.001m | €0.1m | €0.04m | €278 | ▼ 99.3% |
| Suppliers440/4 | €0.001m | €0.1m | €0.04m | €278 | ▼ 99.3% |
| Advances received on contracts in progress46 | - | - | €0.3m | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | €80 | €0.004m | €0.04m | ▲ 12× |
| Taxes450/3 | - | €80 | €0.004m | €0.04m | ▲ 12× |
| Other amounts payable47/48 | - | €0.2m | €0 | €0.2m | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€4,316 | -€16,305 | -€59,104 | €206,271 | - |
| + Depreciation and write-downs630 | €1,361 | €0 | - | - | - |
| Operating cash flow (approximation) | -€2,955 | -€16,305 | -€59,104 | €206,271 | - |
| Change in cash | - | €9,147 | -€9,815 | €496,349 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,602 companies had the same profile as J&J Construct has now. Two years later, 96.6% were still going and 2.3% had gone bankrupt.
- Small
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of J&J Construct itself is lower: < 0.1% within 12 months. It rests on far more data about J&J Construct than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,602 companies, not a prediction for J&J Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- CROMPHOUT,Johan François Guy 50 shares (50%) · €2,500
- DARABNIA Jasmin 50 shares (50%) · €2,500
Capital transactions
- 26-08-2022 Incorporation · €5,000 · 100 shares
Mandate history
- Board
- end not dated
| Name | Functions and periods |
|---|---|
| J & J Invest |
|
| J. INVEST |
|
Articles of association
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 26-08-2022 (in Dutch)
Network & group
Companies at the same address
10 other companies- GROEP AMACRO Registered office · since 2026 1043139582
- Dr. Jasmin Darabnia Registered office · since 2025 1028517526
- Darabnia-Cromphout, Jasmin (sole trader) Establishment · since 2023 0799650083
- J&J Invest Registered office · since 2022 0789929891
- Immo Hensmans Registered office · since 2019 0733907245
- BRUMIC Registered office · since 2011 0838686942
- JC RECYCLING Registered office · since 2009 0817217476
- MIREC Registered office · since 2003 0479004707
- E&E Registered office · since 1998 0462208760
- AMACRO BOUWMATERIALEN Registered office · since 1991 0442742543
Connections & network
6 connected companiesShow 2 more companies with a shared director
Timeline
Acts, filings and financial milestones
21-10
Gazette deed
Power of attorney: Jasmin Darabnia2 points ▸
- Board meeting, 27-09-2022
- Power of attorney, Jasmin Darabnia
26-08
Gazette deed
IncorporationStarting capital €5,000 · Appointment: J & J Invest (director) · Permanent representative: CROMPHOUT,Johan François Guy · Founder9 points ▸
- Incorporation, “J&J Construct” (deed in Dutch)
- Founder, CROMPHOUT,Johan François Guy
- Founder, DARABNIA Jasmin
- Founding capital, €5,000
- Other provision, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Registered office clause, “1653 Dworp(Beersel),Kroondallaan 49” (deed in Dutch)
- Director appointment, J & J Invest (director)
- Permanent representative, CROMPHOUT,Johan François Guy
- Pre-incorporation commitments, “takeover, alle verbintenissen,verplichtingen en activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0789.931.178
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23017E0310/00F000 | Flanders | 210 m² | 1 · 181 m² | 17.1 m · 2 |