J&J
ActiveThe computed 12-month bankruptcy probability of J&J is 10.6% (high). The 2025 annual accounts show equity of €2k and a net result of €-320. Its solvency ranks better than 35% of 27619 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2025
33
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▲+4
Solvency59▼-8
Growth58
Track record86
Bankruptcy probability, 12 months
10.6%
High
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 1.51; short-term debt: 66.1% and cash: 22% of total assets), but 66.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.9%
Return on assets
-6.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
29 d late
2024
16 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 15.8%
2024 · €2k
2024: €2k
2024 → 2025
Total assets
€5k▲ 4.7%
2024 · €5k
2024: €5k
2024 → 2025
Net result
€-320▲ 67.2%
2024 · €-977
2024: €-977
2024 → 2025
Working capital
€2k▼ 15.8%
2024 · €2k
2024: €2k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€2k-€2k▼ 15.8%
Operating result€-749-€-319▲ 57.4%
Net result€-977-€-320▲ 67.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €319 in 2025 against €749 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €5k
Equity
€2k▼ 15.8%
Debt
€3k▲ 19.7%
The debt ratio rises from 57.8% to 66.1%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
33.9%
Current ratio
1.51
Quick ratio
1.51
Debt / equity
1.95
ROE
-18.8%
ROA
-6.4%
Debt
€3k▲
2024 · €3k
Debt ≤ 1 year
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5k€5k▲
Current assets29/58€5k€5k▲
Amounts receivable within one year40/41€2k€4k▲
Trade receivables40€1k€4k▲
Other amounts receivable41€1k-
Cash at bank and in hand54/58€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€5k€5k▲
Equity10/15€2k€2k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-977€-1k▼
Amounts payable17/49€3k€3k▲
Amounts payable within one year42/48€3k€3k▲
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€3k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k-
Other operating charges640/8€837€2k▲
Non-recurring operating charges66A€517-
Gross operating margin9900€2k€1k▼
Operating profit (loss)9901€-749€-319▲
Financial charges65/66B€228€1▼
Recurring financial charges65€228€1▼
Profit (loss) for the period before taxes9903€-977€-320▲
Profit (loss) for the period9904€-977€-320▲
Profit (loss) for the period to be appropriated9905€-977€-320▲
Appropriation of the result
Profit (loss) to be appropriated9906€-977€-1k▼
Profit (loss) brought forward from the previous period14P-€-977
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
16-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 16 days late
12-05
KBO administration
UBO non-compliance
event 05-05-2025
SignalNBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aywaille · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route des Ardennes 404920 AywailleGround area
548 m²
Building footprint
142 m²
Parcel 62009D0314/00D002, Wallonia. Linked by address, not a title deed.
1 establishment unit
J&J
since 20232.347.041.296
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62009D0314/00D002 | Wallonia | 548 m² | 1 · 142 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Entreprise Van Wesemael F
BE 0760.966.186
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GODDEERIS JOHAN
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Of 8,454 companies in sector 43120 we hold annual accounts for 3,232. 402 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2023
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jerome.in@hotmail.com
Phone:+32474162022