J-IMMO
ActiveSummary
J-IMMO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €302,118 and a net result of -€13,590. Equity is shrinking by ~2.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).
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Signals
This company filed its last 7 accounts on average 2 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, full schema
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Peer companies
Historical observationOf the 928 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 93% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 928 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €7,657 | - | - |
| Other operating charges640/8 | €392 | €396 | €1,445 | €1,108 | €1,487 | ▲ 34.2% |
| Gross operating margin9900 | -€557 | -€705 | -€2,118 | €44,043 | -€732 | ▼ 102% |
| Operating profit (loss)9901 | -€950 | -€1,102 | -€3,563 | €42,935 | -€2,219 | ▼ 105% |
| Financial income75/76B | - | - | - | €154 | €208 | ▲ 35.1% |
| Recurring financial income75 | - | - | - | €154 | €208 | ▲ 35.1% |
| Financial charges65/66B | €6,308 | €11,865 | €28,311 | €31,134 | €11,578 | ▼ 62.8% |
| Recurring financial charges65 | €6,308 | €11,865 | €28,311 | €31,134 | €11,578 | ▼ 62.8% |
| Profit (loss) for the period before taxes9903 | -€7,258 | -€12,966 | -€31,874 | €11,955 | -€13,590 | ▼ 214% |
| Profit (loss) for the period9904 | -€7,258 | -€12,966 | -€31,874 | €11,955 | -€13,590 | ▼ 214% |
| Profit (loss) for the period to be appropriated9905 | -€7,258 | -€12,966 | -€31,874 | €11,955 | -€13,590 | ▼ 214% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €911,289 | €908,640 | €908,281 | €864,225 | €595,375 | ▼ 31.1% |
| Fixed assets21/28 | €595,375 | €595,375 | €595,375 | €595,375 | €595,375 | = |
| Tangible fixed assets22/27 | €595,375 | €595,375 | €595,375 | €595,375 | €595,375 | = |
| Other tangible fixed assets26 | €595,375 | €595,375 | €595,375 | €595,375 | €595,375 | = |
| Current assets29/58 | €315,914 | €313,265 | €312,906 | €268,850 | - | - |
| Stocks and contracts in progress3 | €312,906 | €312,906 | €312,906 | - | - | - |
| Stocks30/36 | €312,906 | €312,906 | €312,906 | - | - | - |
| Amounts receivable within one year40/41 | €2,990 | - | - | €197 | - | - |
| Trade receivables40 | €2,990 | - | - | €197 | - | - |
| Current investments50/53 | - | - | - | €268,653 | - | - |
| Cash at bank and in hand54/58 | €17 | €359 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €911,289 | €908,640 | €908,281 | €864,225 | €595,375 | ▼ 31.1% |
| Equity10/15 | €348,593 | €335,626 | €303,752 | €315,708 | €302,118 | ▼ 4.3% |
| Contributions10/11 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Capital10 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Issued capital100 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Reserves13 | €301,387 | €301,387 | €301,387 | €301,387 | €301,387 | = |
| Non-distributable reserves130/1 | €1,457 | €1,457 | €1,457 | €1,457 | €1,457 | = |
| Legal reserve130 | €1,457 | €1,457 | €1,457 | €1,457 | €1,457 | = |
| Distributable reserves133 | €299,930 | €299,930 | €299,930 | €299,930 | €299,930 | = |
| Profit (loss) carried forward14 | -€14,294 | -€27,261 | -€59,135 | -€47,179 | -€60,769 | ▼ 28.8% |
| Amounts payable17/49 | €562,696 | €573,014 | €604,529 | €548,518 | €293,257 | ▼ 46.5% |
| Amounts payable after more than one year17 | - | - | €545,722 | €545,722 | €232,488 | ▼ 57.4% |
| Financial debts170/4 | - | - | €545,722 | €545,722 | €232,488 | ▼ 57.4% |
| Amounts payable within one year42/48 | €562,674 | €572,987 | €58,784 | €2,749 | €60,723 | ▲ 2,109% |
| Financial debts43 | €547,902 | €563,902 | €30,075 | - | €58,291 | - |
| Credit institutions430/8 | €547,902 | €563,902 | - | - | €58,291 | - |
| Other loans439 | - | - | €30,075 | - | - | - |
| Trade debts44 | €3,280 | €629 | €690 | €708 | €732 | ▲ 3.4% |
| Suppliers440/4 | €3,280 | €629 | €690 | €708 | €732 | ▲ 3.4% |
| Taxes, remuneration and social security45 | - | €49 | - | - | - | - |
| Taxes450/3 | - | €49 | - | - | - | - |
| Other amounts payable47/48 | €11,492 | €8,407 | €28,019 | €2,042 | €1,700 | ▼ 16.7% |
| Accrued charges and deferred income492/3 | €22 | €27 | €23 | €46 | €46 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€7,258 | -€12,966 | -€31,874 | €11,955 | -€13,590 | ▼ 214% |
| Operating cash flow (approximation) | -€7,258 | -€12,966 | -€31,874 | €11,955 | -€13,590 | ▼ 214% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €342 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Parc Ind. des Hauts Sarts, 4e av 664040 Herstal1 establishment unit
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.