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J. HEREMANS & C°

Active
Private limited company (pre-2019)founded 198541 yrs activeGrote Bergen 3A, 2830 Willebroek, BelgiumKBO/BCE: BE 0427.790.685
Summary

J. HEREMANS & C° has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €332,308 and a net result of -€12,073. Equity is shrinking by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 8110 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
#3 oldest company in Willebroek, Professional and technical services sector1 site
Size
€335,277total assets 2024
Equity
€332,308
Loss
-€12,073
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2024
Bankruptcy chance 12 m
0.1%
Structure
Accounts 63 d overdue0 of 7 deeds read
Why 95- Figures for FY 2024 (filed 25-07-2025)+ Liquidity: current ratio 92.78, cash €263,702+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Equity €332,308 (99.1% of total assets)Show the evidence

Checked score

Score 2024
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 57% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency 100=
equity 99.1% of total assets
Liquidity 100=
short-term debt 0.9% · cash 78.7%
Profitability 14-86
return on assets -3.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)
Last 11 months 12-2025: < 0.1% 01-2026: < 0.1%▼ -8.8% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: < 0.1%● 0.0% vs 03-2026lowest value 05-2026: < 0.1%● 0.0% vs 04-2026lowest value 06-2026: < 0.1%▲ +6.5% vs 05-2026 07-2026: < 0.1%▲ +3.0% vs 06-2026 08-2026: < 0.1%▲ +23.5% vs 07-2026 09-2026: < 0.1%▲ +4.8% vs 08-2026 10-2026: 0.1%▲ +25.0% vs 09-2026highest value
  • Liquidity: current ratio 92.78, cash €263,702 lowers the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Equity €332,308 (99.1% of total assets) lowers the probability
  • Figures for FY 2024 (filed 25-07-2025) raises the probability
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 92.78 against 18.84 in 2023; short-term debt: 0.9% and cash: 78.7% of total assets), and 0.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 97%, profitability 12%, growth against the median 33%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 92.78, cash €263,702
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Equity €332,308 (99.1% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 25-07-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
6 d early
2023
28 d late
2022
61 d late
2021
88 d late
2020
61 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 54 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · abbreviated…
  2. Liquidity times 5current ratio 92.78
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Caution: From profit to loss in 2024after €115,600 in 2023 -€12,073 View
  • Positive: Among the best 5% on solvencysector median 53.8% · 8,110 companies 99.1% View
  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View

By topic

Financials

Fiscal year
2024
Total assets
€335,277
Loss
-€12,073
Solvency
99.1%
Total assets▼ 7.1%
Net result
20182024
Go to Financials

Timeline

Events
15
Since
2016
  1. 25-07-2025Annual accounts filed
  2. 31-12-2024Liquidity times 5
  3. 28-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Business and other management consultancyNACE 70200
Founded
11-09-1985
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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