J.H.
ActiveSummary
J.H. has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €-1k. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability33▼-1
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
short-term debt: 23.9% of total assets, and 23.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.1%
Return on assets
-1.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
43 d early
2023
40 d early
2023
34 d early
2022
39 d early
2021
31 d early
2020
47 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▼ 2.2%
2024 · €61k
2019: €71khighest value
2020: €69k▼ -2.1% vs 2019
2021: €67k▼ -3.0% vs 2020
2022: €66k▼ -1.8% vs 2021
2023: €65k▼ -1.9% vs 2022
2023: €62k
2024: €61k▼ -2.0% vs 2023
2025: €60k▼ -2.2% vs 2024lowest value
2019 → 2025
Total assets
€78k=
2024 · €78k
2019: €78klowest value
2020: €78k● 0.0% vs 2019lowest value
2021: €78k● 0.0% vs 2020lowest value
2022: €78k● 0.0% vs 2021lowest value
2023: €78k● 0.0% vs 2022lowest value
2023: €78klowest value
2024: €78k● +0.0% vs 2023highest value
2025: €78k● -0.0% vs 2024lowest value
2019 → 2025
Net result
€-1k▼ 6.0%
2024 · €-1k
2019: €-2k
2020: €-1k▲ +31.4% vs 2019
2021: €-2k▼ -42.7% vs 2020
2022: €-1k▲ +41.6% vs 2021highest value
2023: €-1k▼ -2.0% vs 2022
2023: €-2klowest value
2024: €-1k▲ +46.8% vs 2023
2025: €-1k▼ -6.0% vs 2024
2019 → 2025
Working capital
€-17k
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202320242025Trend
Equity€66k-€65k▼ 1.9%€62k▼ 3.6%€61k▼ 2.0%€60k▼ 2.2%
2022: €66khighest value
2023: €65k▼ -1.9% vs 2022
2023: €62k
2024: €61k▼ -2.0% vs 2023
2025: €60k▼ -2.2% vs 2024lowest value
Operating result€-1k-€-1k▼ 5.0%€-2k▼ 91.0%€-1k▲ 45.6%€-1k▼ 1.1%
2022: €-1khighest value
2023: €-1k▼ -5.0% vs 2022
2023: €-2klowest value
2024: €-1k▲ +45.6% vs 2023
2025: €-1k▼ -1.1% vs 2024
Net result€-1k-€-1k▼ 2.0%€-2k▼ 87.4%€-1k▲ 46.8%€-1k▼ 6.0%
2022: €-1khighest value
2023: €-1k▼ -2.0% vs 2022
2023: €-2klowest value
2024: €-1k▲ +46.8% vs 2023
2025: €-1k▼ -6.0% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €78k
Equity
€60k ▼ 2.2%
Debt
€19k ▲ 7.6%
Debt's share of the balance-sheet total rises from 22.2% to 23.9%. Equity is lower and debt is higher.
Key figures and ratios
Debt to equity
0.31▲
2024 · 0.29
ROE
-2.2%▼
2024 · -2.0%
ROA
-1.7%▼
2024 · -1.6%
Debt ≤ 1 year
€19k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet
Code20242025
Assets
Total assets20/58€78k€78k=
Fixed assets21/28€78k€78k=
Financial fixed assets28€78k€78k=
Current assets29/58€3-
Cash at bank and in hand54/58€3-
Equity and liabilities
Total equity and liabilities10/49€78k€78k=
Equity10/15€61k€60k▼
Contributions10/11€6k€6k=
Reserves13€7k€7k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€48k€46k▼
Amounts payable17/49€17k€19k▲
Amounts payable within one year42/48€17k€19k▲
Financial debts43-€6
Credit institutions430/8-€6
Other amounts payable47/48€17k€19k▲
Income statement
Code20242025
Gross operating margin9900€-1k€-1k▼
Operating profit (loss)9901€-1k€-1k▼
Financial charges65/66B€-2€59▲
Recurring financial charges65€-2€59▲
Profit (loss) for the period before taxes9903€-1k€-1k▼
Profit (loss) for the period9904€-1k€-1k▼
Profit (loss) for the period to be appropriated9905€-1k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€46k▼
Profit (loss) brought forward from the previous period14P€49k€48k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Gross operating margin9900 | €-1k | €-1k | €-2k | €-1k | €-1k | ▼ 1.1% |
| Operating profit (loss)9901 | €-1k | €-1k | €-2k | €-1k | €-1k | ▼ 1.1% |
| Financial charges65/66B | €81 | €49 | €48 | €-2 | €59 | ▲ 4,024% |
| Recurring financial charges65 | €81 | €49 | €48 | €-2 | €59 | ▲ 4,024% |
| Profit (loss) for the period before taxes9903 | €-1k | €-1k | €-2k | €-1k | €-1k | ▼ 6.0% |
| Profit (loss) for the period9904 | €-1k | €-1k | €-2k | €-1k | €-1k | ▼ 6.0% |
| Profit (loss) for the period to be appropriated9905 | €-1k | €-1k | €-2k | €-1k | €-1k | ▼ 6.0% |
| Line | 2022 | 2023 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €78k | €78k | €78k | €78k | €78k | = |
| Fixed assets21/28 | €78k | €78k | €78k | €78k | €78k | = |
| Financial fixed assets28 | €78k | €78k | €78k | €78k | €78k | = |
| Current assets29/58 | - | - | - | €3 | - | - |
| Cash at bank and in hand54/58 | - | - | - | €3 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €78k | €78k | €78k | €78k | €78k | = |
| Equity10/15 | €66k | €65k | €62k | €61k | €60k | ▼ 2.2% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €7k | €7k | €7k | €7k | €7k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Tax-exempt reserves132 | €5k | €5k | - | - | - | - |
| Distributable reserves133 | - | - | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €53k | €51k | €49k | €48k | €46k | ▼ 2.8% |
| Amounts payable17/49 | €13k | €14k | €16k | €17k | €19k | ▲ 7.6% |
| Amounts payable within one year42/48 | €13k | €14k | €16k | €17k | €19k | ▲ 7.6% |
| Financial debts43 | - | - | €48 | - | €6 | - |
| Credit institutions430/8 | - | - | €48 | - | €6 | - |
| Other amounts payable47/48 | €13k | €14k | €16k | €17k | €19k | ▲ 7.5% |
| Line | 2022 | 2023 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-1k | €-1k | €-2k | €-1k | €-1k | ▼ 6.0% |
| Operating cash flow (approximation) | €-1k | €-1k | €-2k | €-1k | €-1k | ▼ 6.0% |
| Investment in fixed assets (approximation) | - | €0 | - | €0 | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
23-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
01-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
15-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2007
Ground area
852 m²
Building footprint
297 m²
Volume, LiDAR
2,059 m³
2 parcels, Flanders · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
J.H.BVBA
since 20072.166.301.394
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016A0041/00H003 | Flanders | 441 m² | 1 · 129 m² | 8.0 m · 2 fl. |
| 23011A0357/00S000 | Flanders | 411 m² | 1 · 168 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FURK
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Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 7,041 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-10-2007
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
37000Sewerage
Scores and ratios are computed by Checked and are not a credit decision.