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J & G PROJECTS

Active
Private limited companyfounded 200620 yrs activeAkkerstraat 24, 9140 Temse, BelgiumKBO/BCE: BE 0880.708.827
Summary

J & G PROJECTS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €392,627 and a net result of €37,978. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 66% of 11293 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Retail trade
NACE 47554NACE 47788
1 site
How big
€735,483total assets 2025
Staff
0.5 FTE
Equity
€392,627
Profit
€37,978
Turnover not published (abridged schema)
Financially healthy?
96 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Holdings
1
Accounts 2 d early0 of 1 deed read
Why 96+ Liquidity: current ratio 2.27, cash €138,204+ Size: 0.5 FTE, total assets €735,483+ Founded in 2006+ Equity €392,627 (53.4% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 67% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 78+5
equity 53.4% of total assets
Liquidity 71+2
short-term debt 13.7% · cash 18.8%
Profitability 75+11
return on assets 5.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)
  • Liquidity: current ratio 2.27, cash €138,204 lowers the probability
  • Size: 0.5 FTE, total assets €735,483 lowers the probability for this profile
  • Founded in 2006 lowers the probability for this profile
  • Equity €392,627 (53.4% of total assets) lowers the probability
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 2.27 against 1.99 in 2024; short-term debt: 13.7% and cash: 18.8% of total assets), and 46.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 67%, liquidity 77%, profitability 62%, growth against the median 61%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 2.27, cash €138,204
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: 0.5 FTE, total assets €735,483
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2006
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €392,627 (53.4% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
2 d early
2023
43 d early
2022
2 d early
2021
30 d early
2020
8 d early
2019
62 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 28 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close02-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €37,978 7 years View
  • Total assets 20256 fiscal years filed €735,483 View

By topic

Financials

Fiscal year
2025
Total assets
€735,483
Profit
€37,978
Solvency
53.4%
Total assets▼ 0.6%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 30-04-2027
  1. 28-04-2026Annual accounts filed
  2. 28-04-2025Annual accounts filed
  3. 18-03-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail tradeNACE 47554
Founded
13-04-2006
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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