Equity
-€338,466
Debts exceed assets in financial year 2025.
J.F.G.
Lifetime
20 annual accounts with figures on one time axis, 21 filings since 2005peak €56,243 (2022)
€15,009▲ €66,525
lowest -€147,766 (2024)
-€29,887▲ €117,879
peak -€145,997 (2022)
-€338,466▼ €29,887
€766,252▼ 0.5%
Board1 name since 2021
1 directorJean-François BEGUIN
Documentsfilings and deeds
21-08-202621 days late
2025micro format
Gross margin from -€51,516 to €15,009Loss of €29,887Cash from €217 to €3,475
Key points
from the 2025 annual accountsLosses
-€192,470 in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
Turnover
≈ €72,000 estimated
The accounts state no turnover.
Debts
€766,252 179% of the balance sheet
Financial debts 98%Suppliers 1%Taxes and wages 0%
Of this, €14,252 falls due within a year.
Filings
21 annual accounts since 2005
Nine of the last ten came late. The 2021 accounts came latest: 134 days after the end of the period.
Position in the sector
-79.1%
Lower solvency than 95% of companies in financial services. Sector median 50.9% · 9,771 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9771 sector peers (2025).
NBB · sector comparisonPosition among 9771 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
21 days late
2024
20 days late
2023
64 days late
2022
31 days late
2021
134 days late
2020
26 days late
2019
74 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 53 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0865402425
Merger: J.F.G. takes over CUBE COMMUNICATION
Change of role: Jean-François BEGUIN, from manager to director · 186 shares · The company holds all the shares of CUBE COMMUNICATION · General meeting of 15-02-2023 · Gazette deed
Merger proposal: J.F.G. takes over CUBE COMMUNICATION
The company holds all the shares of CUBE COMMUNICATION · Board meeting of 24-06-2022 · Gazette deed
Permanent representative: Jean-François Beguin
General meeting of 01-06-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| J.F.G. Profondeville | €427,785 | €15,009 | -79.1% | - |
| CLEVAN Koksijde | €512,272 | €14,948 | 76.6% | - |
| VMS Schilde | €444,491 | €12,496 | 95.1% | - |
| GG Holding Antwerp | €529,508 | €13,116 | 47.7% | - |
| DEBLAERE Roeselare | €516,455 | €17,670 | 96.0% | - |
| ARALLE Aalter | €388,481 | €13,430 | 31.8% | - |
| EZRA INVEST Willebroek | €468,605 | €15,343 | 56.2% | - |
These companies have the same main activity as J.F.G.: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €388,000 and €530,000, founded between 2003 and 2007.
Official details
Source: KBO- Status
- Active since 21-05-2004Normal situation
- Activity
- Activities of holding companiesNACE 64210
- Establishment unit
- 2.138.965.8065000 Namur, since 21-05-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 16-01-2026
Insights on J.F.G.
J.F.G. files the micro format. That format states no turnover. The gross margin fell from €46,813 in 2006 to €15,009 in 2025.
The balance sheet grew most from 2020 to 2022 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about J.F.G.
- What is the company number of J.F.G.?
- The company number of J.F.G. is 0865.402.425. The VAT number is the same number with BE in front: BE 0865.402.425.
- Where is J.F.G. based?
- The registered office is at Rue du Village 10, 5170 Profondeville.Company details
- What does J.F.G. do?
- According to the KBO register, the main activity is activities of holding companies (NACE 64210).
- What is the legal form of J.F.G.?
- J.F.G. is a private limited company (pre-2019) (BVBA).
- When was J.F.G. founded?
- J.F.G. was founded on 21-05-2004.
- Is J.F.G. still active?
- Yes, J.F.G. is an active enterprise in the KBO register.
- What is the turnover of J.F.G.?
- The turnover in financial year 2025 is ≈ €72,000. This figure is estimated from the gross margin of €15,009 and 32 comparable companies (NACE 64210). It probably lies between €32,000 and €110,000. It is a rough estimate. In financial year 2021 turnover was €118,000.Financials
- Is J.F.G. profitable?
- In financial year 2025, J.F.G. made a loss of €29,887.
- Where can I find the annual accounts of J.F.G.?
- J.F.G. filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of J.F.G. due?
- J.F.G. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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