Summary
DEBLAERE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €495,908 and a net result of €13,517. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 91% of 5565 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
3 d early
2023
2 d early
2022
1 d early
2021
4 d early
2020
26 d late
2019
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€495,908▲ 2.8%
2024 · €482,390
Net result
€13,517▲ 106%
2024 · €6,562
Total assets
€516,455▲ 3.1%
2024 · €500,958
Solvency
96.0%▼ 0.3pp
2024 · 96.3%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€47,270▲ 17.8%€15,072▼ 68.1%€14,344▼ 4.8%€10,222▼ 28.7%€16,717▲ 63.5%
Net result€34,659within the sector's middle half▲ 35.6%€10,022within the sector's middle half▼ 71.1%€9,490within the sector's middle half▼ 5.3%€6,562within the sector's middle half▼ 30.8%€13,517within the sector's middle half▲ 106%
Equity€456,317within the sector's middle half▲ 8.2%€466,338within the sector's middle half▲ 2.2%€475,828within the sector's middle half▲ 2.0%€482,390within the sector's middle half▲ 1.4%€495,908within the sector's middle half▲ 2.8%
Total assets€485,558below the sector's middle half▲ 5.0%€488,510below the sector's middle half▲ 0.6%€496,683below the sector's middle half▲ 1.7%€500,958below the sector's middle half▲ 0.9%€516,455below the sector's middle half▲ 3.1%
Debt€29,241▼ 28.6%€22,172▼ 24.2%€20,855▼ 5.9%€18,567▼ 11.0%€20,547▲ 10.7%
Working capital€27,772€37,767▲ 36.0%€47,229▲ 25.1%€53,759▲ 13.8%€67,250▲ 25.1%
Solvency94.0%above the sector's middle half▲ 2.8pp95.5%above the sector's middle half▲ 1.5pp95.8%above the sector's middle half▲ 0.3pp96.3%above the sector's middle half▲ 0.5pp96.0%above the sector's middle half▼ 0.3pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 64% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €516,455
Fixed assets
€429,460 =
Current assets
€86,995 ▲ 21.7%
Equity and liabilities €516,455
Equity
€495,908 ▲ 2.8%
Debt
€20,547 ▲ 10.7%
Debt's share of the balance-sheet total rises from 3.7% to 4.0%. Equity and debt are higher.
Key figures and ratios
ROE
2.7%▲
2024 · 1.4%
ROA
2.6%▲
2024 · 1.3%
Debt ≤ 1 year
€19,744▲
2024 · €17,739
Income taxes
€5,137▲
2024 · €2,701
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,916 | - | - | - | - | - |
| Other operating charges640/8 | - | €818 | €852 | €912 | €952 | ▲ 4.4% |
| Gross operating margin9900 | €51,998 | €15,890 | €15,195 | €11,134 | €17,670 | ▲ 58.7% |
| Operating profit (loss)9901 | €47,270 | €15,072 | €14,344 | €10,222 | €16,717 | ▲ 63.5% |
| Financial income75/76B | - | - | €0 | - | €2,843 | - |
| Recurring financial income75 | €1,466 | - | €0 | - | €2,843 | - |
| Financial charges65/66B | - | €1,050 | €1,006 | €959 | €906 | ▼ 5.5% |
| Recurring financial charges65 | €1,188 | €1,050 | €1,006 | €959 | €906 | ▼ 5.5% |
| Profit (loss) for the period before taxes9903 | €47,549 | €14,022 | €13,338 | €9,263 | €18,654 | ▲ 101% |
| Income taxes67/77 | €12,890 | €4,000 | €3,848 | €2,701 | €5,137 | ▲ 90.2% |
| Profit (loss) for the period9904 | €34,659 | €10,022 | €9,490 | €6,562 | €13,517 | ▲ 106% |
| Profit (loss) for the period to be appropriated9905 | €34,659 | €10,022 | €9,490 | €6,562 | €13,517 | ▲ 106% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €485,558 | €488,510 | €496,683 | €500,958 | €516,455 | ▲ 3.1% |
| Fixed assets21/28 | €429,460 | €429,460 | €429,460 | €429,460 | €429,460 | = |
| Financial fixed assets28 | €429,460 | €429,460 | €429,460 | €429,460 | €429,460 | = |
| Current assets29/58 | €56,098 | €59,050 | €67,223 | €71,498 | €86,995 | ▲ 21.7% |
| Amounts receivable within one year40/41 | €53,465 | €58,561 | €65,821 | €69,451 | €84,148 | ▲ 21.2% |
| Trade receivables40 | - | €29,995 | €37,255 | €40,885 | €53,590 | ▲ 31.1% |
| Other amounts receivable41 | - | €28,566 | €28,566 | €28,566 | €30,559 | ▲ 7.0% |
| Cash at bank and in hand54/58 | €1,167 | €489 | €1,402 | €2,046 | €1,995 | ▼ 2.5% |
| Deferred charges and accrued income490/1 | - | - | - | - | €851 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €485,558 | €488,510 | €496,683 | €500,958 | €516,455 | ▲ 3.1% |
| Equity10/15 | €456,317 | €466,338 | €475,828 | €482,390 | €495,908 | ▲ 2.8% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | €62,000 | €62,000 | - | - | - |
| Issued capital100 | - | €62,000 | €62,000 | - | - | - |
| Outside capital11 | - | - | - | €62,000 | €62,000 | = |
| Other1109/19 | - | - | - | €62,000 | €62,000 | = |
| Reserves13 | €394,317 | €404,338 | €413,828 | €420,390 | €433,908 | ▲ 3.2% |
| Non-distributable reserves130/1 | - | €6,200 | €6,200 | - | - | - |
| Legal reserve130 | - | €6,200 | €6,200 | - | - | - |
| Distributable reserves133 | - | €398,138 | €407,628 | €420,390 | €433,908 | ▲ 3.2% |
| Amounts payable17/49 | €29,241 | €22,172 | €20,855 | €18,567 | €20,547 | ▲ 10.7% |
| Amounts payable within one year42/48 | €28,326 | €21,283 | €19,994 | €17,739 | €19,744 | ▲ 11.3% |
| Trade debts44 | €65 | €63 | - | - | - | - |
| Suppliers440/4 | - | €63 | - | - | - | - |
| Taxes, remuneration and social security45 | - | €5,242 | €4,767 | €3,396 | €6,347 | ▲ 86.9% |
| Taxes450/3 | - | €5,242 | €4,767 | €3,396 | €6,347 | ▲ 86.9% |
| Other amounts payable47/48 | - | €15,979 | €15,227 | €14,343 | €13,398 | ▼ 6.6% |
| Accrued charges and deferred income492/3 | - | €889 | €861 | €829 | €803 | ▼ 3.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34,659 | €10,022 | €9,490 | €6,562 | €13,517 | ▲ 106% |
| + Depreciation and write-downs630 | €3,916 | - | - | - | - | - |
| Operating cash flow (approximation) | €38,575 | €10,022 | €9,490 | €6,562 | €13,517 | ▲ 106% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€678 | €913 | €645 | -€51 | ▼ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Weakest financial yearnet €6,562 ▼30.8%
Net result drops to €6,562, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Highest result since 2019net €34,659 ▲35.6%
Operating result €47,270, net result €34,659, both a record.
30-06
Financial
Liquidity triplescurrent ratio 1.98
Current ratio from 0.75 to 1.98; short-term debt falls from €38,964 to €28,326.
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2005
Ground area
191 m²
Building footprint
173 m²
Parcel 36503C0916/00W000, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
DEBLAERE
since 20052.150.366.571
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36503C0916/00W000 | Flanders | 191 m² | 1 · 173 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 2
-
99.67%
-
99.26%
According to the annual accounts to 30-06-2025 of DEBLAERE and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
BOLAUKO
BE 0695.574.627
Kortrijk · Eq €495,963
APT VENTURE
BE 0833.392.722
Gent · Eq €495,737
TweeDB
BE 0469.560.667
Dendermonde · Eq €496,226
DE TRAPPENNIERS
BE 0785.999.908
Waasmunster · Eq €495,376
WD FINANCE
BE 0681.588.019
Kortrijk · Eq €496,529
Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 13,612 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-11-2003
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0861663272
Registered
20-11-2020
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.