J&F
ActiveSummary
J&F has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €575,910 and a net result of €95,270. Equity has been growing by about 8.2% per year since 2018. Its solvency ranks better than 95% of 5,724 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 02-05-2011 Normal situation
- Activity
- Other personal services NACE 96999and 5 others
- Establishment unit
- 2.199.989.197 9970 Kaprijke, since 22-06-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 23-01-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €147,129
- ▼ 6.3%
- Turnover
- ≈ €260,000
- estimated
- Profit
- €95,270
- ▼ 7.2%
- Equity
- €575,910
- ▲ 15.0%
- Total assets
- €640,177
- ▼ 6.4%
Score breakdownlowers riskLiquidity: current ratio 8.62, cash €383,422Equity €575,910 (90.0% of total assets)Figures for financial year 2025 (filed on 07-07-2026)Founded in 2011Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 93% of them on solvency, 97% on liquidity, 76% on profitability and 63% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 7 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Change of role: DE TOLLENAERE Dirk, from manager to directorDirector discharge: DE TOLLENAERE Dirk
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as J&F: other personal services (NACE 96999). They are comparable in size and age: total assets between €432,000 and €811,000, founded between 2008 and 2014.
| Company | Total assets | Gross margin |
|---|---|---|
| J&F Kaprijke | €640,177 | €147,129 |
| RelaxationZ Sint-Lievens-Houtem | €758,350 | €84,531 |
| DO IT 4 ME Ixelles | €811,448 | €201,575 |
| SHOP FOR YOU Uccle | €809,433 | €226,920 |
| VAN DER SCHUEREN LUK Roosdaal | €638,931 | €93,379 |
| MEDEVOX Kraainem | €431,526 | €154,922 |
| Meesschaert & Partners Ostend | €463,191 | €100,867 |
Key facts about J&F
- What is the company number of J&F?
- The company number of J&F is 0836.042.802. The VAT number is the same number with BE in front: BE 0836.042.802.
- Where is J&F based?
- The registered office is at Rysselhofstraat 17, 9970 Kaprijke.Company details
- What does J&F do?
- According to the KBO register, the main activity is other personal services (NACE 96999).
- What is the legal form of J&F?
- J&F is a private limited company (BV).
- When was J&F founded?
- J&F was founded on 02-05-2011.
- Is J&F still active?
- Yes, J&F is an active enterprise in the KBO register.
- What is the turnover of J&F?
- The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €147,129 and 38 comparable companies (NACE 96). It probably lies between €190,000 and €300,000.Financials
- Is J&F profitable?
- In financial year 2025, J&F made a profit of €95,270.
- Where can I find the annual accounts of J&F?
- J&F filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of J&F due?
- J&F must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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