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J.&E. VAN CRAEN

Active
Private limited companyfounded 1997active for 29 yearsPannenhuisstraat 22, 1020 Brussel, BelgiumKBO/BCE: BE 0460.901.240
Summary

J.&E. VAN CRAEN has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67,387 and a net result of -€24,995. Equity has been stable since 2018 (±0.8% per year). Its solvency ranks better than 22% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 19-06-1997 Normal situation
Registered office
17 active companies are registered at this address Source: KBO register, as of 2 November 2026.
Activity
Wholesale of non-electrical household articles NACE 46494
Establishment unit
2.082.298.208 1020 Brussel, since 20-06-1997
Financial year end
31 December
Peppol
Reachable since 30-01-2025

Board and ownership

Board
  • Van Craen EliseDirector
  • Van Craen JulieDirector

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€85,220
▼ 2.4%
Turnover
≈ €330,000
estimated
Loss
€24,995
▲ 136%
Equity
€67,387
▼ 27.1%
Total assets
€441,367
▼ 15.1%
Staff
0.5 FTE
▼ 50.0%
  • 2025 accounts filed 18 days after the deadline
Filed on 18-08-2026
Score breakdownraises riskLoss of €24,995, the second in a row (financial year 2025)Equity €67,387 (15.3% of total assets)lowers riskSize: 0.5 FTE, total assets €441,367Founded in 1997Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 32% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Weak
Solvency 40-3
equity 15.3% of total assets
Liquidity 54-3
short-term debt 16.4% · cash 6.7%
Profitability 28-18
return on assets -5.7%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.3 percentage points vs 07-2025 09-2025: 0.4%▼ -0.2 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.6 percentage points vs 07-2026highest value 09-2026: 0.7%▼ -0.4 percentage points vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026 11-2026: 0.7%● unchanged vs 10-2026
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.15 (1.32 in 2024), below the usual 1.5. Short-term debt is 16.4% and cash 6.7% of total assets. 84.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 27% of them on solvency, 60% on liquidity, 25% on profitability and 16% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · Loss of €24,995, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: 0.5 FTE, total assets €441,367
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €67,387 (15.3% of total assets)
NBB · annual accounts
lowers risk · Founded in 1997
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€24,995
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 9829 sector peers (2025).
NBB · sector comparison
Position among 9829 sector peers
Solvency
better than 22%
← weakest strongest →
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
18 days late
2024
11 days late
2023
6 days early
2022
35 days early
2021
34 days early
2020
33 days early
2019
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€24,995 View
  • Caution: Lower net result than 85% of companies in wholesale tradesector median €26,864 · 9,808 companies -€24,995 View

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as J.&E. VAN CRAEN: wholesale of non-electrical household articles (NACE 46494). They are comparable in size and age: total assets between €337,000 and €798,000, founded between 1998 and 2000.

CompanyTotal assetsGross margin
J.&E. VAN CRAEN Brussel€441,367€85,220
ESPACE SALON Profondeville€581,290€48,838
EURO - DECO Zoersel€798,340€90,172
Meubles MASSART Namur€478,435€34,517
DW Group Putte€337,444€56,779
Relax Company Olen€457,781€206,150
WINZO INTERNATIONAL Hamont-Achel€589,953€153,672
Full comparison

Key facts about J.&E. VAN CRAEN

What is the company number of J.&E. VAN CRAEN?
The company number of J.&E. VAN CRAEN is 0460.901.240. The VAT number is the same number with BE in front: BE 0460.901.240.
Where is J.&E. VAN CRAEN based?
The registered office is at Pannenhuisstraat 22, 1020 Brussel.Company details
What does J.&E. VAN CRAEN do?
According to the KBO register, the main activity is wholesale of non-electrical household articles (NACE 46494).
What is the legal form of J.&E. VAN CRAEN?
The legal form of J.&E. VAN CRAEN is Private limited company (BV).
When was J.&E. VAN CRAEN founded?
J.&E. VAN CRAEN was founded on 19-06-1997.
Is J.&E. VAN CRAEN still active?
Yes, J.&E. VAN CRAEN is an active enterprise in the KBO register.
How many employees does J.&E. VAN CRAEN have?
J.&E. VAN CRAEN had an average of 0.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of J.&E. VAN CRAEN?
The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €85,220 and 33 comparable companies (NACE 464). It probably lies between €170,000 and €460,000.
Is J.&E. VAN CRAEN profitable?
In financial year 2025, J.&E. VAN CRAEN made a loss of €24,995.
Where can I find the annual accounts of J.&E. VAN CRAEN?
J.&E. VAN CRAEN filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of J.&E. VAN CRAEN due?
J.&E. VAN CRAEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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