J.E. UNICONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of J.E. UNICONSTRUCT is 5.1% (elevated). The 2024 annual accounts show equity of €33,061 and a net result of €17,377. Its solvency ranks better than 60% of 9,837 sector peers (NACE 41, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Staff
- ≈ 0 FTE, estimated
- Equity
- €33,061
- Profit
- €17,377
Why 41raises risk1 financial year not filed after the legal deadline; last filed accounts filed 162 days late; 2 of the last 3 lateFigures for financial year 2024 (filed 09-01-2026)Founded in 2023lowers riskLiquidity: current ratio 1.42, cash €37,769Show the evidence
Checked score
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 60% on solvency, 79% on liquidity, 91% on profitability and 89% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 208 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- Annual accounts filedfinancial year 2023 · micro…
- IncorporationAppointment: FERREIRA SILVA Elias (director)…
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 31 October 2026.
2023 to 2024, 2 financial years
The operating result rises in 2024; 2024 is 4% above 2023.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a higher bankruptcy probability: 5.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Turnover70 | €258,740 | - | - |
| Goods, raw materials, services and sundry goods60/61 | €241,297 | €609,823 | ▲ 153% |
| Remuneration, social security and pensions62 | €137 | €118 | ▼ 14.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €5,000 | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €0 | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | €0 | - |
| Other operating charges640/8 | - | €137 | - |
| Gross operating margin9900 | €17,443 | €23,279 | ▲ 33.5% |
| Operating profit (loss)9901 | €17,305 | €18,024 | ▲ 4.2% |
| Financial income75/76B | €50 | €0 | ▼ 100% |
| Recurring financial income75 | €50 | €0 | ▼ 100% |
| Financial charges65/66B | €443 | €647 | ▲ 46.0% |
| Recurring financial charges65 | €443 | €647 | ▲ 46.0% |
| Profit (loss) for the period before taxes9903 | €16,912 | €17,377 | ▲ 2.7% |
| Transfer from deferred taxes780 | - | €0 | - |
| Transfer to deferred taxes680 | - | €0 | - |
| Income taxes67/77 | €4,228 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €12,684 | €17,377 | ▲ 37.0% |
| Transfer from tax-exempt reserves789 | - | €0 | - |
| Transfer to tax-exempt reserves689 | - | €0 | - |
| Profit (loss) for the period to be appropriated9905 | €12,684 | €17,377 | ▲ 37.0% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €33,451 | €64,260 | ▲ 92.1% |
| Formation expenses20 | - | €0 | - |
| Fixed assets21/28 | - | €20,000 | - |
| Intangible fixed assets21 | - | €0 | - |
| Tangible fixed assets22/27 | - | €20,000 | - |
| Land and buildings22 | - | €0 | - |
| Plant, machinery and equipment23 | - | €0 | - |
| Furniture and vehicles24 | - | €20,000 | - |
| Leasing and similar rights25 | - | €0 | - |
| Other tangible fixed assets26 | - | €0 | - |
| Assets under construction and advance payments27 | - | €0 | - |
| Financial fixed assets28 | - | €0 | - |
| Current assets29/58 | €33,451 | €44,260 | ▲ 32.3% |
| Amounts receivable after more than one year29 | - | €0 | - |
| Trade receivables290 | - | €0 | - |
| Other amounts receivable291 | - | €0 | - |
| Stocks and contracts in progress3 | - | €0 | - |
| Stocks30/36 | - | €0 | - |
| Contracts in progress37 | - | €0 | - |
| Amounts receivable within one year40/41 | €16,473 | €6,491 | ▼ 60.6% |
| Trade receivables40 | €14,369 | €182 | ▼ 98.7% |
| Other amounts receivable41 | €2,104 | €6,309 | ▲ 200% |
| Current investments50/53 | - | €0 | - |
| Cash at bank and in hand54/58 | €16,979 | €37,769 | ▲ 122% |
| Deferred charges and accrued income490/1 | - | €0 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €33,451 | €64,260 | ▲ 92.1% |
| Equity10/15 | €15,684 | €33,061 | ▲ 111% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Revaluation surpluses12 | - | €0 | - |
| Reserves13 | - | €0 | - |
| Non-distributable reserves130/1 | - | €0 | - |
| Reserves not available under the articles1311 | - | €0 | - |
| Own shares acquired1312 | - | €0 | - |
| Financial assistance1313 | - | €0 | - |
| Other1319 | - | €0 | - |
| Tax-exempt reserves132 | - | €0 | - |
| Distributable reserves133 | - | €0 | - |
| Profit (loss) carried forward14 | €12,684 | €30,061 | ▲ 137% |
| Investment grants15 | - | €0 | - |
| Advance to shareholders on the distribution of net assets19 | - | €0 | - |
| Provisions and deferred taxes16 | - | €0 | - |
| Provisions for liabilities and charges160/5 | - | €0 | - |
| Pensions and similar obligations160 | - | €0 | - |
| Taxes161 | - | €0 | - |
| Major repairs and maintenance162 | - | €0 | - |
| Environmental obligations163 | - | €0 | - |
| Other liabilities and charges164/5 | - | €0 | - |
| Deferred taxes168 | - | €0 | - |
| Amounts payable17/49 | €17,767 | €31,199 | ▲ 75.6% |
| Amounts payable after more than one year17 | - | €0 | - |
| Financial debts170/4 | - | €0 | - |
| Trade debts175 | - | €0 | - |
| Advances received on contracts in progress176 | - | €0 | - |
| Other amounts payable178/9 | - | €0 | - |
| Amounts payable within one year42/48 | €17,767 | €31,199 | ▲ 75.6% |
| Current portion of amounts payable after more than one year42 | - | €0 | - |
| Financial debts43 | - | €0 | - |
| Credit institutions430/8 | - | €0 | - |
| Other loans439 | - | €0 | - |
| Trade debts44 | €5,589 | €19,021 | ▲ 240% |
| Suppliers440/4 | €5,589 | €7,596 | ▲ 35.9% |
| Bills of exchange payable441 | - | €11,424 | - |
| Advances received on contracts in progress46 | €7,950 | €7,950 | = |
| Taxes, remuneration and social security45 | €4,228 | €4,228 | = |
| Taxes450/3 | €4,228 | €4,228 | = |
| Remuneration and social security454/9 | - | €0 | - |
| Other amounts payable47/48 | - | €0 | - |
| Accrued charges and deferred income492/3 | - | €0 | - |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €12,684 | €17,377 | ▲ 37.0% |
| + Depreciation and write-downs630 | - | €5,000 | - |
| Operating cash flow (approximation) | €12,684 | €22,377 | ▲ 76.4% |
| Change in cash | - | €20,790 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro format | 09-01-2026 | 2026-00004812 |
| 31-12-2023 | micro format | 11-04-2025 | 2025-00067800 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| FERREIRA SILVA Elias |
|
Owners and capital
Capital and shareholders
- FERREIRA SILVA Elias 100 shares (100%) · €3,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 06-01-2023 Incorporation · €3,000 · 100 shares
- 06-01-2023 Incorporation · €3,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
J.E. UNICONSTRUCT was incorporated on 4 January 2023 as a private limited company by one natural person, with a starting capital of €3,000.12 Since 2023, FERREIRA SILVA Elias has served as director of the company.2 The company has filed 2 sets of annual accounts, the latest for financial year 2024.3
Acts, filings and financial milestones
06-01
Gazette deed
IncorporationAppointment: FERREIRA SILVA Elias (director) · Founder · Founding capital15 facts ▸
- Founder, FERREIRA SILVA Elias
- Other provision, “bevoegdheid en bekwaamheid comparant” (deed in Dutch)
- Other provision, “toelichting en voorlezing akte” (deed in Dutch)
- Incorporation, “J.E. UNICONSTRUCT” (deed in Dutch)
- Other provision, “financieel plan en aansprakelijkheid oprichters”, 02-01-2023 (deed in Dutch)
- Founding capital, €3,000 (2 times)
- Other provision, “vaststelling statuten” (deed in Dutch)
- Registered office clause, “Dilbeek, Oudesmidsestraat 20” (deed in Dutch)
- Board rule, 1
- Director appointment, FERREIRA SILVA Elias (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen die eruit voortvloeien en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
- Other provision, “volmachten”, / (deed in Dutch)
- +3 further facts in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0795.703.668
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25014A0627/00T000 | Wallonia | 881 m² | 1 · 115 m² | 7.4 m · 2 |
| 23016D0063/00W002 | Flanders | 300 m² | 1 · 299 m² | 12.6 m · 3 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- J.E. UNICONSTRUCT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “België of buitenland, enkel besluit van het bestuursorgaan” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, algemene vergadering” (deed in Dutch)“Op algemene kosten los van representatie-,reis- en verplaatsingskosten, algemene vergadering” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, register van aandelen op naam” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Helft ten laste overdrager en helft ten laste koper(s) naar evenredigheid verworven aantal, elke overdracht onder levenden zowel ten…” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- “Naar evenredigheid van aantal aandelen dat zij bezitten, uitgifte volledig geplaatst of geen aandeelhouder maakt nog gebruik” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Friday of June at 17:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vereist voor statutenwijziging, algemene vergadering” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Om welke reden en op welk ogenblik ook, recht algemene vergadering één of meerdere vereffenaars aan te duiden, bevoegdheden te omlijnen en…” (deed in Dutch)