J.E.N.J.
ActiveSummary
The computed 12-month bankruptcy probability of J.E.N.J. is 1.9% (moderate). The 2024 annual accounts show equity of €167k and a net result of €90k. Equity is growing by ~93.1% per year across the filed fiscal years. Its solvency ranks better than 82% of 26043 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency98▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 3.75 against 3.09 in 2023; short-term debt: 24.1% and cash: 80.9% of total assets), and 27.1% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
21 d early
2022
3 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€167k▲ 116%
2023 · €77k
Total assets
€229k▲ 83.8%
2023 · €125k
Net result
€90k▲ 66.2%
2023 · €54k
Working capital
€152k▲ 139%
2023 · €64k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result€27k-€70k▲ 158%€114k▲ 63.9%
Net result€21k-€54k▲ 155%€90k▲ 66.2%
Equity€23k-€77k▲ 233%€167k▲ 116%
Total assets€76k-€125k▲ 64.1%€229k▲ 83.8%
Debt€53k-€48k▼ 10.0%€62k▲ 30.9%
Working capital€10k-€64k▲ 507%€152k▲ 139%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 64% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €229k
Fixed assets
€22k ▼ 29.2%
Current assets
€207k ▲ 121%
Equity and liabilities €229k
Equity
€167k ▲ 116%
Debt
€62k ▲ 30.9%
Debt's share of the balance-sheet total falls from 38.1% to 27.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€126k▲
2023 · €81k
Cash flow
€102k▲
2023 · €66k
Current ratio
3.75▲
2023 · 3.09
Debt to equity
0.37▼
2023 · 0.62
ROE
53.8%▼
2023 · 70.0%
ROA
39.2%▼
2023 · 43.3%
Interest coverage
173.89▲
2023 · 71.69
Debt ≤ 1 year
€55k▲
2023 · €30k
Debt > 1 year
€7k▼
2023 · €17k
Income taxes
€24k▲
2023 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €12k | €12k | ▲ 4.1% |
| Other operating charges640/8 | €291 | €125 | €141 | ▲ 12.3% |
| Gross operating margin9900 | €33k | €82k | €127k | ▲ 55.3% |
| Operating profit (loss)9901 | €27k | €70k | €114k | ▲ 63.9% |
| Financial income75/76B | - | €22 | €53 | ▲ 138% |
| Recurring financial income75 | - | €22 | €53 | ▲ 138% |
| Financial charges65/66B | €567 | €1k | €727 | ▼ 35.9% |
| Recurring financial charges65 | €567 | €1k | €727 | ▼ 35.9% |
| Profit (loss) for the period before taxes9903 | €27k | €69k | €114k | ▲ 65.5% |
| Income taxes67/77 | €5k | €15k | €24k | ▲ 63.2% |
| Profit (loss) for the period9904 | €21k | €54k | €90k | ▲ 66.2% |
| Profit (loss) for the period to be appropriated9905 | €21k | €54k | €90k | ▲ 66.2% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €76k | €125k | €229k | ▲ 83.8% |
| Fixed assets21/28 | €41k | €31k | €22k | ▼ 29.2% |
| Tangible fixed assets22/27 | €41k | €31k | €22k | ▼ 29.2% |
| Furniture and vehicles24 | €2k | €3k | €5k | ▲ 68.5% |
| Leasing and similar rights25 | €39k | €28k | €17k | ▼ 39.6% |
| Current assets29/58 | €35k | €94k | €207k | ▲ 121% |
| Amounts receivable within one year40/41 | €16k | €13k | €19k | ▲ 45.7% |
| Trade receivables40 | €16k | €13k | €17k | ▲ 37.1% |
| Other amounts receivable41 | - | €838 | €2k | ▲ 175% |
| Cash at bank and in hand54/58 | €17k | €81k | €186k | ▲ 130% |
| Deferred charges and accrued income490/1 | €1k | €36 | €2k | ▲ 6,538% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €76k | €125k | €229k | ▲ 83.8% |
| Equity10/15 | €23k | €77k | €167k | ▲ 116% |
| Contributions10/11 | €2k | €2k | €2k | = |
| Reserves13 | €21k | €75k | €165k | ▲ 119% |
| Distributable reserves133 | €21k | €75k | €165k | ▲ 119% |
| Amounts payable17/49 | €53k | €48k | €62k | ▲ 30.9% |
| Amounts payable after more than one year17 | €28k | €17k | €7k | ▼ 60.6% |
| Financial debts170/4 | €28k | €17k | €7k | ▼ 60.6% |
| Amounts payable within one year42/48 | €24k | €30k | €55k | ▲ 82.0% |
| Current portion of amounts payable after more than one year42 | €11k | €11k | €11k | ▲ 0.7% |
| Trade debts44 | - | €3k | €4k | ▲ 3.9% |
| Suppliers440/4 | - | €3k | €4k | ▲ 3.9% |
| Taxes, remuneration and social security45 | €12k | €16k | €41k | ▲ 156% |
| Taxes450/3 | €12k | €16k | €41k | ▲ 156% |
| Other amounts payable47/48 | €1k | - | - | - |
| Accrued charges and deferred income492/3 | €196 | - | €182 | - |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €21k | €54k | €90k | ▲ 66.2% |
| + Depreciation and write-downs630 | €5k | €12k | €12k | ▲ 4.1% |
| Operating cash flow (approximation) | €27k | €66k | €102k | ▲ 55.3% |
| Investment in fixed assets (approximation) | - | €-1k | €-3k | ▼ 134% |
| Change in cash | - | €63k | €105k | ▲ 65.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2022net €90k ▲66.2%
Operating result €114k, net result €90k, both a record.
31-12
Financial
Equity above €150kEq €167k ▲116%
3 profitable years in a row build equity to €167k.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 3.09
Current ratio from 1.43 to 3.09.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2022
Ground area
903 m²
Building footprint
178 m²
Volume, LiDAR
1,122 m³
Parcel 46503C0887/00G000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
J.E.N.J.
since 20222.334.229.873
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46503C0887/00G000 | Flanders | 903 m² | 1 · 178 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HANAMIKO
BE 0766.543.290
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RETSILVER MARIAKERKE
BE 0405.235.019
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CHIYU
BE 0788.365.916
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MERE-RETAIL
BE 0552.622.163
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JAMNO
BE 0847.912.533
Mons · Eq €166,330
Of 12,954 companies in sector 47120 we hold annual accounts for 2,189. 1,423 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-07-2022
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
56210Event catering
62200Computer consultancy and computer facilities management
64210Activities of holding companies
73110Advertising agencies
81300Landscape service activities
Scores and ratios are computed by Checked and are not a credit decision.