J.E. Interieur
ActiveSummary
J.E. Interieur has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €216k and a net result of €8k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 58% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-8
Solvency79▼-21
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 1.91 against 6.88 in 2024; short-term debt: 46.1% and cash: 48.3% of total assets), and 46.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.9%
Return on assets
2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-01-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
18 d early
2023
26 d early
2022
25 d early
2021
6 d early
2020
10 d early
2019
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€216k▼ 40.6%
2024 · €364k
2019: €151klowest in 7 years
2020: €203k▲ +34.4% vs 2019
2021: €243k▲ +19.7% vs 2020
2022: €266k▲ +9.4% vs 2021
2023: €331k▲ +24.8% vs 2022
2024: €364k▲ +9.9% vs 2023highest in 7 years
2025: €216k▼ -40.6% vs 2024
2019 → 2025
Total assets
€401k▼ 4.8%
2024 · €422k
2019: €239klowest in 7 years
2020: €273k▲ +13.9% vs 2019
2021: €273k▲ +0.1% vs 2020
2022: €316k▲ +15.7% vs 2021
2023: €389k▲ +23.1% vs 2022
2024: €422k▲ +8.4% vs 2023highest in 7 years
2025: €401k▼ -4.8% vs 2024
2019 → 2025
Net result
€8k▼ 75.8%
2024 · €33k
2019: €51k
2020: €53k▲ +2.5% vs 2019
2021: €40k▼ -24.4% vs 2020
2022: €23k▼ -42.7% vs 2021
2023: €66k▲ +188% vs 2022highest in 7 years
2024: €33k▼ -50.0% vs 2023
2025: €8k▼ -75.8% vs 2024lowest in 7 years
2019 → 2025
Working capital
€168k▼ 50.2%
2024 · €337k
2019: €198k
2020: €253k▲ +27.9% vs 2019
2021: €251k▼ -0.7% vs 2020
2022: €266k▲ +5.6% vs 2021
2023: €297k▲ +12.0% vs 2022
2024: €337k▲ +13.4% vs 2023highest in 7 years
2025: €168k▼ -50.2% vs 2024lowest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€243k-€266k▲ 9.4%€331k▲ 24.8%€364k▲ 9.9%€216k▼ 40.6%
2021: €243k
2022: €266k▲ +9.4% vs 2021
2023: €331k▲ +24.8% vs 2022
2024: €364k▲ +9.9% vs 2023highest in 5 years
2025: €216k▼ -40.6% vs 2024lowest in 5 years
Operating result€55k-€32k▼ 41.8%€90k▲ 181%€45k▼ 50.0%€10k▼ 78.9%
2021: €55k
2022: €32k▼ -41.8% vs 2021
2023: €90k▲ +181% vs 2022highest in 5 years
2024: €45k▼ -50.0% vs 2023
2025: €10k▼ -78.9% vs 2024lowest in 5 years
Net result€40k-€23k▼ 42.7%€66k▲ 188%€33k▼ 50.0%€8k▼ 75.8%
2021: €40k
2022: €23k▼ -42.7% vs 2021
2023: €66k▲ +188% vs 2022highest in 5 years
2024: €33k▼ -50.0% vs 2023
2025: €8k▼ -75.8% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 79% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €401k
Fixed assets
€48k ▲ 77.9%
Current assets
€353k ▼ 10.5%
Equity and liabilities €401k
Equity
€216k ▼ 40.6%
Debt
€185k ▲ 223%
Debt's share of the balance-sheet total rises from 13.6% to 46.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€21k▼
2024 · €54k
Cash flow
€20k▼
2024 · €42k
Current ratio
1.91▼
2024 · 6.88
Quick ratio
1.86▼
2024 · 6.44
Debt to equity
0.86▲
2024 · 0.16
ROE
3.7%▼
2024 · 9.0%
ROA
2.0%▼
2024 · 7.8%
Interest coverage
273.63▼
2024 · 697.24
Debt ≤ 1 year
€185k▲
2024 · €57k
Income taxes
€3k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€422k€401k▼
Fixed assets21/28€27k€48k▲
Tangible fixed assets22/27€27k€48k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€24k€47k▲
Current assets29/58€394k€353k▼
Stocks and contracts in progress3€25k€9k▼
Stocks30/36€25k€9k▼
Amounts receivable within one year40/41€85k€149k▲
Trade receivables40€71k€131k▲
Other amounts receivable41€15k€18k▲
Cash at bank and in hand54/58€282k€194k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€422k€401k▼
Equity10/15€364k€216k▼
Contributions10/11€19k€19k=
Reserves13€346k€198k▼
Distributable reserves133€346k€198k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€57k€185k▲
Amounts payable within one year42/48€57k€185k▲
Trade debts44€37k€18k▼
Suppliers440/4€37k€18k▼
Taxes, remuneration and social security45€769€8k▲
Taxes450/3€769€8k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€20k€159k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€12k▲
Other operating charges640/8€846€2k▲
Gross operating margin9900€55k€23k▼
Operating profit (loss)9901€45k€10k▼
Financial income75/76B€933€2k▲
Recurring financial income75€933€2k▲
Financial charges65/66B€78€78=
Recurring financial charges65€78€78=
Profit (loss) for the period before taxes9903€46k€11k▼
Income taxes67/77€13k€3k▼
Profit (loss) for the period9904€33k€8k▼
Profit (loss) for the period to be appropriated9905€33k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€59k€8k▼
Profit (loss) brought forward from the previous period14P€26k€0▼
Transfer from equity791/2-€156k
Transfer to equity691/2€59k€8k▼
To other reserves6921€59k€8k▼
Profit to be distributed694/7-€156k
Return on contributions (dividend)694-€156k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €0 | €2k | €9k | €12k | ▲ 27.8% |
| Other operating charges640/8 | - | €593 | €693 | €846 | €2k | ▲ 93.2% |
| Gross operating margin9900 | €60k | €33k | €93k | €55k | €23k | ▼ 58.4% |
| Operating profit (loss)9901 | €55k | €32k | €90k | €45k | €10k | ▼ 78.9% |
| Financial income75/76B | - | €383 | €1k | €933 | €2k | ▲ 75.3% |
| Recurring financial income75 | €676 | €383 | €1k | €933 | €2k | ▲ 75.3% |
| Financial charges65/66B | - | €60 | €73 | €78 | €78 | = |
| Recurring financial charges65 | €60 | €60 | €73 | €78 | €78 | = |
| Profit (loss) for the period before taxes9903 | €56k | €32k | €91k | €46k | €11k | ▼ 75.9% |
| Income taxes67/77 | €16k | €10k | €25k | €13k | €3k | ▼ 76.2% |
| Profit (loss) for the period9904 | €40k | €23k | €66k | €33k | €8k | ▼ 75.8% |
| Profit (loss) for the period to be appropriated9905 | €40k | €23k | €66k | €33k | €8k | ▼ 75.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €273k | €316k | €389k | €422k | €401k | ▼ 4.8% |
| Fixed assets21/28 | €0 | - | €34k | €27k | €48k | ▲ 77.9% |
| Tangible fixed assets22/27 | €0 | - | €34k | €27k | €48k | ▲ 77.9% |
| Plant, machinery and equipment23 | - | - | €1k | €3k | €2k | ▼ 40.1% |
| Furniture and vehicles24 | - | - | €33k | €24k | €47k | ▲ 92.4% |
| Current assets29/58 | €273k | €316k | €355k | €394k | €353k | ▼ 10.5% |
| Stocks and contracts in progress3 | - | - | €30k | €25k | €9k | ▼ 64.0% |
| Stocks30/36 | - | - | €30k | €25k | €9k | ▼ 64.0% |
| Amounts receivable within one year40/41 | €66k | €83k | €139k | €85k | €149k | ▲ 74.5% |
| Trade receivables40 | - | €75k | €125k | €71k | €131k | ▲ 85.8% |
| Other amounts receivable41 | - | €8k | €15k | €15k | €18k | ▲ 20.6% |
| Cash at bank and in hand54/58 | €207k | €232k | €183k | €282k | €194k | ▼ 31.3% |
| Deferred charges and accrued income490/1 | - | €440 | €2k | €2k | €1k | ▼ 31.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €273k | €316k | €389k | €422k | €401k | ▼ 4.8% |
| Equity10/15 | €243k | €266k | €331k | €364k | €216k | ▼ 40.6% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €198k | €221k | €286k | €346k | €198k | ▼ 42.8% |
| Non-distributable reserves130/1 | - | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €0 | - | - | - |
| Distributable reserves133 | - | €219k | €286k | €346k | €198k | ▼ 42.8% |
| Profit (loss) carried forward14 | €26k | €26k | €26k | €0 | €0 | - |
| Amounts payable17/49 | €30k | €50k | €57k | €57k | €185k | ▲ 223% |
| Amounts payable after more than one year17 | €0 | - | - | - | - | - |
| Amounts payable within one year42/48 | €21k | €50k | €57k | €57k | €185k | ▲ 223% |
| Trade debts44 | €2k | €23k | €38k | €37k | €18k | ▼ 50.5% |
| Suppliers440/4 | - | €23k | €38k | €37k | €18k | ▼ 50.5% |
| Taxes, remuneration and social security45 | - | €5k | €4k | €769 | €8k | ▲ 914% |
| Taxes450/3 | - | €2k | €803 | €769 | €8k | ▲ 914% |
| Remuneration and social security454/9 | - | €3k | €3k | €0 | - | - |
| Other amounts payable47/48 | - | €22k | €16k | €20k | €159k | ▲ 712% |
| Accrued charges and deferred income492/3 | - | €0 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €40k | €23k | €66k | €33k | €8k | ▼ 75.8% |
| + Depreciation and write-downs630 | €4k | €0 | €2k | €9k | €12k | ▲ 27.8% |
| Operating cash flow (approximation) | €44k | €23k | €68k | €42k | €20k | ▼ 53.1% |
| Investment in fixed assets (approximation) | - | - | - | €-2k | €-33k | ▼ 1,318% |
| Change in cash | - | €26k | €-49k | €99k | €-88k | ▼ 190% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €8k ▼75.8%
Net result drops to €8k, the lowest in the series.
13-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €66k ▲188%
Operating result €90k, net result €66k, both a record.
06-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity triplescurrent ratio 18.04
Current ratio from 7.11 to 18.04; short-term debt falls from €32k to €15k.
30-06
Financial
Equity above €200kEq €203k ▲34.4%
2 profitable years in a row build equity to €203k.
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2010
Ground area
2,754 m²
Building footprint
289 m²
Volume, LiDAR
1,167 m³
Parcel 72022C0399/00X002, Flanders · tallest building 8.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
J.E. Interieur
since 20102.193.016.679
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72022C0399/00X002 | Flanders | 2,754 m² | 1 · 289 m² | 8.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,028 companies in sector 43320 we hold annual accounts for 9,133. 7,320 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-10-2010
Fiscal year end30-06
Activities, NACEBEL 2025
43320Joinery installation
Scores and ratios are computed by Checked and are not a credit decision.