J&E HOSPITALITY
ActiveThe computed 12-month bankruptcy probability of J&E HOSPITALITY is 1.7% (moderate). The 2024 annual accounts show equity of €78k and a net result of €6k. Equity is growing by ~29.5% per year across the filed fiscal years. Its solvency ranks better than 63% of 1854 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-28
Solvency61▼-25
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.71 against 1.35 in 2023; short-term debt: 32% and cash: 1.2% of total assets), and 63.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
36.2%
Return on assets
2.7%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
12 d late
2023
16 d late
2022
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€78k▲ 8.2%
2023 · €72k
2022: €35k
2023: €72k
2022 → 2024
Total assets
€215k▲ 82.3%
2023 · €118k
2022: €92k
2023: €118k
2022 → 2024
Net result
€6k▼ 83.9%
2023 · €36k
2022: €13k
2023: €36k
2022 → 2024
Working capital
€-20k
2023 · €16k
2022: €-20k
2023: €16k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€35k-€72k▲ 103%€78k▲ 8.2%
Operating result€18k-€49k▲ 163%€10k▼ 79.6%
Net result€13k-€36k▲ 174%€6k▼ 83.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 80% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €215k
Fixed assets
€166k▲ 185%
Current assets
€49k▼ 18.5%
Equity and liabilities €215k
Equity
€78k▲ 8.2%
Debt
€137k▲ 198%
The debt ratio rises from 39.1% to 63.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26k▼
2023 · €58k
Cash flow
€22k▼
2023 · €46k
Solvency
36.2%▼
2023 · 60.9%
Current ratio
0.71▼
2023 · 1.35
Quick ratio
0.71▼
2023 · 1.35
Debt / equity
1.77▲
2023 · 0.64
ROE
7.5%▼
2023 · 50.8%
ROA
2.7%▼
2023 · 31.0%
Interest coverage
9.69▼
2023 · 24.31
Debt
€137k▲
2023 · €46k
Debt ≤ 1 year
€69k▲
2023 · €44k
Debt > 1 year
€61k
Income taxes
€1k▼
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€118k€215k▲
Fixed assets21/28€58k€166k▲
Intangible fixed assets21€14k€13k▼
Tangible fixed assets22/27€32k€141k▲
Land and buildings22-€22k
Plant, machinery and equipment23€3k€89k▲
Furniture and vehicles24€16k€15k▼
Other tangible fixed assets26€12k€15k▲
Assets under construction and advance payments27€0-
Financial fixed assets28€12k€12k=
Current assets29/58€60k€49k▼
Amounts receivable within one year40/41€19k€46k▲
Trade receivables40€3k€0▼
Other amounts receivable41€15k€46k▲
Cash at bank and in hand54/58€41k€3k▼
Equity and liabilities
Total equity and liabilities10/49€118k€215k▲
Equity10/15€72k€78k▲
Contributions10/11€22k€22k=
Profit (loss) carried forward14€50k€56k▲
Amounts payable17/49€46k€137k▲
Amounts payable after more than one year17-€61k
Financial debts170/4-€61k
Amounts payable within one year42/48€44k€69k▲
Current portion of amounts payable after more than one year42€2k€15k▲
Trade debts44€9k€9k▲
Suppliers440/4€9k€9k▲
Advances received on contracts in progress46€7k€7k▼
Taxes, remuneration and social security45€5k€0▼
Taxes450/3€5k€0▼
Other amounts payable47/48€21k€38k▲
Accrued charges and deferred income492/3€2k€7k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€16k▲
Other operating charges640/8€0€26▲
Gross operating margin9900€58k€26k▼
Operating profit (loss)9901€49k€10k▼
Financial income75/76B€388€152▼
Recurring financial income75€388€152▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€47k€7k▼
Income taxes67/77€10k€1k▼
Profit (loss) for the period9904€36k€6k▼
Profit (loss) for the period to be appropriated9905€36k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€56k▲
Profit (loss) brought forward from the previous period14P€13k€50k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Weakest financial yearnet €6k ▼83.9%
Net result drops to €6k, the lowest in the series.
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
31-12
Financial
Highest result since 2022net €36k ▲174%
Operating result €49k, net result €36k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.35
Current ratio from 0.64 to 1.35; short-term debt falls from €55k to €44k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Thier des Forges(GOM) 564140 SprimontGround area
2,729 m²
Building footprint
421 m²
Volume, LiDAR
3,714 m³
2 parcels, Wallonia · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
VILLA SPA
since 20212.325.178.882
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63072G0949/00K000 | Wallonia | 2,413 m² | 1 · 272 m² | 14.3 m · 4 fl. |
| 62045A0256/00L000 | Wallonia | 316 m² | 1 · 149 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HILDE EN FRANKY WILLAERT
BE 0454.507.356
Nieuwpoort · Eq €78k
STRANGEWAYS
BE 0647.605.454
Tervuren · Eq €77k
INVEST CONSULT LA PETITE FAGNE
BE 0804.666.468
Spa · Eq €79k
Domein Ter Wallen
BE 0721.784.918
Izegem · Eq €75k
FEREL 6
BE 0567.716.551
Vorst · Eq €75k
Of 1,858 companies in sector 55204 we hold annual accounts for 450. 355 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2021
Fiscal year end31-12
Activities, NACEBEL
55204Guest rooms (bed and breakfast)
70200Business and other management consultancy
70220Business consulting
82300Organisation of conventions and trade shows
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.