Equity
€71,650 ▼ 27.6%
J&E paid out €83,925 in dividends. That is 148% of the 2026 profit.
J&E
Overview
Lifetime
5 annual accounts with figures on one time axispeak €73,103 (2026)
€73,103▲ 23.6%
lowest -€16,437 (2022)
€56,650▲ 37.6%
peak €98,925 (2025)
€71,650▼ 27.6%
€73,267▲ 60.2%
Board2 names since 2020
1 director
Documentsfilings and deeds
23-10-20268 days before the deadline
2026micro format
Gross margin from €59,140 to €73,103Result from €41,182 to €56,650Dividend €83,925Equity from €98,925 to €71,650Debts from €45,740 to €73,267Cash from €60,482 to €88,032
Key points
from the 2026 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as J&E has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for J&E. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
- 50 sharesdeed of 08-10-2020
- 50 sharesdeed of 08-10-2020
Recent changes
Strikeout withdrawn
KBO administration
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0755762929
First establishment
Meikapelstraat 80B, Lendelede
Incorporation
Founding capital of €15,000, 100 shares · Founders: and · Appointments: (statutory director) and (statutory director) · published on 08-10-2020 · Gazette deed
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as J&E: activities of head offices (NACE 70100). They are comparable in size and age: total assets between €116,000 and €190,000, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 06-10-2020Normal situation
- Activity
- Activities of head officesNACE 70100and 3 others
- Establishment unit
- 2.310.745.8768860 Lendelede, since 21-12-2020
- Financial year end
- 31 March
- Peppol
- Reachable since 27-10-2025
Annual accounts to 31-03-2026
- €73,103▲ 23.6%
- €56,650▲ 37.6%
- €71,650▼ 27.6%
- €144,917▲ 0.2%
- Filing
- Filed on 23-10-2026, 8 days before the end of the filing period
Insights on J&E
J&E files the micro format. That format states no turnover. The gross margin rose from €1,367 in 2022 to €73,103 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2026
micro format, filed on 23-10-2026, 8 days before the deadline€73,103
▲ 23.6%
€68,406
▲ 24.3%
€56,650
▲ 37.6%
€62,772
▼ 27.4%
49.4%
▼ 18.9 percentage points
1.86
▼ 1.03
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €150,000. Estimated: probably between €110,000 and €190,000.
Balance sheet
balance sheet total €144,917 on 31-03-2026What the company ownsHow it is paid for
in euro
in euro
Position in the sector
49.4%
Higher than 64% of 39,376 companies in 2025.
1.86
Higher than 62% of 38,058 companies in 2025.
39.1%
Higher than 69% of 38,530 companies in 2025.
J&E
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
144,917 | 144,665 | 98,289 | 51,801 | 63,948 | |
21/28 |
8,877 | 12,454 | 2,516 | 3,485 | 4,509 | |
22/27 |
8,822 | 12,399 | 2,461 | 3,485 | 4,509 | |
22 |
412 | 1,436 | 2,461 | 3,485 | 4,509 | |
26 |
8,410 | 10,963 | - | - | - | |
28 |
55 | 55 | 55 | - | - | |
29/58 |
136,039 | 132,211 | 95,773 | 48,317 | 59,439 | |
40/41 |
48,007 | 71,729 | 49,841 | 24,117 | 52,350 | |
40 |
16,335 | 40,165 | 28,233 | 14,117 | 42,350 | |
41 |
31,672 | 31,564 | 21,608 | 10,000 | 10,000 | |
54/58 |
88,032 | 60,482 | 45,932 | 24,200 | 7,089 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
144,917 | 144,665 | 98,289 | 51,801 | 63,948 | |
10/15 |
71,650 | 98,925 | 57,743 | 22,144 | -1,437 | |
10/11 |
15,000 | 15,000 | 15,000 | 15,000 | 15,000 | |
13 |
56,650 | 83,925 | 1,500 | 1,500 | - | |
130/1 |
- | - | 1,500 | 1,500 | - | |
1311 |
- | - | 1,500 | 1,500 | - | |
133 |
56,650 | 83,925 | - | - | - | |
14 |
- | - | 41,243 | 5,644 | -16,437 | |
17/49 |
73,267 | 45,740 | 40,546 | 29,657 | 65,385 | |
42/48 |
73,267 | 45,740 | 40,546 | 29,657 | 65,385 | |
42 |
- | - | - | - | 5,000 | |
44 |
7,466 | 12,773 | 30,576 | 24,430 | 21,867 | |
440/4 |
7,466 | 12,773 | 30,576 | 24,430 | 21,867 | |
45 |
44,327 | 32,967 | 8,070 | 3,427 | 32,982 | |
450/3 |
28,327 | 19,294 | 8,070 | 3,427 | 11,346 | |
454/9 |
16,000 | 13,673 | - | - | 21,637 | |
47/48 |
21,474 | - | 1,900 | 1,800 | 5,535 | |
| Income statement | ||||||
9900 |
73,103 | 59,140 | 35,057 | 40,791 | 1,367 | |
630 |
3,577 | 2,824 | 1,024 | 1,024 | 612 | |
640/8 |
1,120 | 1,304 | 599 | 1,108 | 1,884 | |
9901 |
68,406 | 55,012 | 33,433 | 38,659 | -1,129 | |
75/76B |
- | - | - | - | 3 | |
75 |
- | - | - | - | 3 | |
65/66B |
465 | 2,142 | 51 | 78 | 77 | |
65 |
465 | 2,142 | 51 | 78 | 77 | |
9903 |
67,941 | 52,871 | 33,382 | 38,581 | -1,204 | |
67/77 |
11,291 | 11,688 | -2,216 | 15,000 | 15,233 | |
9904 |
56,650 | 41,182 | 35,599 | 23,581 | -16,437 | |
9905 |
56,650 | 41,182 | 35,599 | 23,581 | -16,437 | |
| Appropriation of the result | ||||||
9906 |
56,650 | 82,425 | 41,243 | 7,144 | -16,437 | |
14P |
- | 41,243 | 5,644 | -16,437 | - | |
791/2 |
83,925 | - | - | - | - | |
691/2 |
56,650 | 82,425 | - | 1,500 | - | |
6920 |
- | - | - | 1,500 | - | |
6921 |
56,650 | 82,425 | - | - | - | |
694/7 |
83,925 | - | - | - | - | |
694 |
83,925 | - | - | - | - | |
| Document | ||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2026 at the NBB, filed on 23-10-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-03-2026 | micro format | 23-10-2026 | 2026-00568693 | |
| 31-03-2025 | micro format | 26-11-2025 | 2025-00571774 | |
| 31-03-2024 | micro format | 25-11-2025 | 2025-00571612 | |
| 31-03-2023 | micro format | 25-11-2025 | 2025-00571810 | |
| 31-03-2022 | micro format | 25-11-2025 | 2025-00571657 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|---|
| 71,983 | 57,836 | 34,457 | 39,684 | -517 | ||
| 60,227 | 44,006 | 36,623 | 24,606 | -15,824 | ||
| 0 | 12,762 | 55 | 0 | 5,122 | ||
| 27,551 | 14,550 | 21,732 | 17,111 | - | ||
| 62,772 | 86,471 | 55,227 | 18,660 | -5,946 | ||
| 49.4% | 68.4% | 58.7% | 42.7% | -2.2% | ||
| 1.86 | 2.89 | 2.36 | 1.63 | 0.91 | ||
| 1.02 | 0.46 | 0.70 | 1.34 | - | ||
| 79.1% | 41.6% | 61.7% | 106.5% | - | ||
| 39.1% | 28.5% | 36.2% | 45.5% | -25.7% | ||
| over 100 | 27.01 | over 100 | over 100 | -6.70 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 31-03-2026 | 31-03-2025 | 31-03-2024 | 31-03-2023 | 31-03-2022 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €12,762 | - | - | €5,122 |
| Financial fixed assets | - | - | €55 | - | - |
| €3,577 | €2,824 | €1,024 | €1,024 | €612 |
Source: notes to the 2022 to 2026 annual accounts (statement of fixed assets)
Insights on J&E
The operating result for 2026 is 24% higher than in 2025 and the highest since 2022. It is the second rise in a row, after the fall in 2024.
Debt's share of the balance-sheet total rises from 31.6% to 50.6%. Equity is lower and debt is higher.
Board & ownership
Board
1 director, since incorporationStatutory director
appointed by deed of 08-10-2020
term for the life of the company
listed in the 2026 annual accounts, filed on 23-10-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 08-10-2020
Mandates through the years
2 names, the dashed line is todayStatutory director
Statutory director
BoardEarlierend not dated
Mandates as a list
-
- Statutory director, appointed by deed of 08-10-2020, still in office
-
- Statutory director, appointed by deed of 08-10-2020, no longer listed in the 2026 annual accounts
Control
Founders
,
This company
J&E
Equity €71,650
Profit €56,650 in 2026
Capital
- Contribution
- €15,000
- Shares
- 100
- Contribution per share
- €150
- Equity per share
- €716 in 2026
- Source
- deed of 08-10-2020
Articles of association
deed of 08-10-2020 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Bestuursorgaan, algemene vergadering die bestuurder(s)benoemt”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Friday of September at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Shareholders
At incorporation
deed of 08-10-2020 ↗
- 50 shares (50%) · €7,500
- 50 shares (50%) · €7,500
Network & group
No group
J&E has no parent and no holdings in its annual accounts. is the only director. J&E shares no director with another company.
Timeline
Timeline
11 events since 2020Filings
Financial
Establishments
2020202220242026
Deadline for the 2027 accounts: 31-10-2027
2026
Annual accounts 2026 filed NBBmicro format · 8 days before the deadline
Highest result from 2022 to 2026 net €56,650 ▲37.6% The operating result of €68,406 and the net result of €56,650 are both a record.
2025
Strikeout withdrawn
Annual accounts 2025 filed PDFmicro format · 26 days late
Annual accounts 2022 filed PDFmicro format · 1121 days late
Annual accounts 2023 filed PDFmicro format · 756 days late
Annual accounts 2024 filed PDFmicro format · 390 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0755762929
2023
Back to profit net €23,581 The net result is €23,581, after one loss-making year.
2020
First establishment Meikapelstraat 80B, Lendelede
IncorporationFounding capital of €15,000, 100 shares · Founders: and · Appointments: (statutory director) and (statutory director) · published on 08-10-20207 points ▸
- Founder,
- Founder,
- Founding capital, €15,000, 100 shares
- Capital, €15,000
- Director appointment, (statutory director), mentioned twice in the deed
- Director appointment, (statutory director)
- Registered office clause, Meikapelstraat 80B, 8860 Lendelede
- The deed holds 4 more points.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0755.762.929
- VAT number
- BE 0755.762.929
- Peppol ID
- 0208:0755762929
- Other Peppol ID
- 9925:BE0755762929
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 06-10-2020
- Financial year
- ends on 31 March
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Friday of September at 18:00deed of 08-10-2020 (in Dutch)
- Peppol
- Reachable since 27-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- J&E in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 08-10-2020 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 08-10-2020 (in Dutch)
Activities
NACEBEL 202570100
Activities of head offices main activity
Codes under NACEBEL 2008
70100
Activities of head offices main activity
62020
IT consultancy
70210
Activities of head offices; management consultancy activities
82110
Office administrative, office support and other business support activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “De vennootschap mag alle verrichtingen stellen van commerciële,industriële,onroerende,roerende of financiële aard die rechtstreeks of…”deed of 08-10-2020 (in Dutch)
11 activities
- De vennootschap mag alle verrichtingen stellen van commerciële,industriële,onroerende,roerende of financiële aard die rechtstreeks of onrechtstreeks met haar voorwerp verwant of verknocht zijn of de verwezenlijking ervan kunnen bevorderen.
- De vennootschap mag betrokken zijn bij wijze van inbreng,samensmelting,inschrijving of op elke andere wijze,in de ondernemingen,verenigingen of vennootschappen,die een gelijkaardig,soortgelijk of samenhangend voorwerp hebben of die nuttig zijn voor de verwezenlijking van het geheel of een gedeelte van haar voorwerp.
- Studie-,organisatie-,opleiding-,begeleiding-,implementatie-,coördinatie & raadgevend bureau inzake financiële,technische,productie,handels-,juridische,commerciële,administratieve en computerservices,(bedrijfs-)automatisatie,publiciteit en marketing,verzekerings-,beveiligings-,logistieke,immobiliën en sociale aangelegenheden en algemeen bestuur in de ruimste zin van het woord.
- Bijstand verlenen als financial en business consultant,IT en projectmanager,beveiligings-,verzekerings-,beleggings- & marketingadviseur,expertisebureau in roerende en onroerende goederen,incassobureau,handelsvertegenwoordiger,agent.
- Het waarnemen van alle bestuurs- en managementop-drachten,het uitoefenen van functies in andere ondernemingen en vennootschappen.
- Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow,en aanverwante immateriële duurzame activa.
- De aan- en verkoop,in- en uitvoer,commissiehandel en vertegenwoordiging van om het even welke goederen of diensten,in 't kort tussenpersoon in de handel en dienstensector.
- Onderzoek en ontwikkeling,vervaardiging en of commercialisering van nieuwe producten,nieuwe diensten,nieuwe technologieën en hun toepassingen.
- Afbraak en recyclage van gebouwen of onroerende goederen en recyclage van goederen,grondstoffen in de ruimste zin van het woord.
- Aankoop,verkoop,handel en kweken van dieren
- Het ontwerpen,uitvinden,verwerven,fabriceren,bouwen,invoeren,uitvoeren,aankopen,verkopen,verdelen,onderhouden en exploiteren zowel in eigen naam als in hoedanigheid van agent,vertegenwoordiger,commissionair,makelaar of vergunninghouder van alle methodes,grondstoffen,diensten en producten,brevetten,vergunningen en intellectuele rechten,in verband met hetgeen opgesomd hiervoor.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Meikapelstraat 80B registered office 8860 Lendelede | 21-12-2020 | 2.310.745.876 |
Buildings and parcels at the address
- Ground area
- 1,075 m²
- Buildings
- 185 m²
- Volume, LiDAR
- 1,083 m³
- Tallest building
- 31.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 34025B0644/00F000 | 1,075 m² | 1 · 185 m² | 31.4 m · 2 |