Financials
- Fiscal year
- 2025
- Total assets
- €132,568
- Profit
- €1,146
- Solvency
- 83.3%
Total assets▼ 5.0%
Net result
20182025
J.D.W.
ActiveSummary
J.D.W. has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110,485 and a net result of €1,146. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 88% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
What they do
Floor and wall tiling
NACE 43331NACE 45431
1 site
How big
€132,568total assets 2025
- Equity
- €110,485
- Profit
- €1,146
Turnover not published (abridged schema)
Who decides
Accounts 29 d early0 of 4 deeds read
Why 96- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 5.59, cash €99,980+ Equity €110,485 (83.3% of total assets)+ Founded in 1999Show the evidence
Checked score
Score 2025
96
/ 100
Excellent
Probability in this band: under 0.55%
Better than 64% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 83.3% of total assets
Liquidity
96+3
short-term debt 16.7% · cash 75.4%
Profitability
70+13
return on assets 0.9%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Liquidity: current ratio 5.59, cash €99,980 lowers the probability
- Equity €110,485 (83.3% of total assets) lowers the probability
- Founded in 1999 lowers the probability for this profile
- Sector Specialised construction activities (NACE 43) raises the probability
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 5.59 against 3.83 in 2024; short-term debt: 16.7% and cash: 75.4% of total assets), and 16.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 93%, profitability 37%, growth against the median 38%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
44 d early
2023
48 d early
2022
38 d early
2021
51 d early
2020
39 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €1,146
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 02-07-2026Annual accounts filed
- 31-12-2025Back to profit
- 17-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Floor and wall tilingNACE 43331
- Founded
- 06-04-1999
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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