J.D.S.
ActiveSummary
J.D.S. has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €274k and a net result of €-21k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 16% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability34▼-13
Solvency37▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.19 against 0.44 in 2024; short-term debt: 56.5% and cash: 0.4% of total assets), and 88.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.5%
Return on assets
-0.9%
Age of the figures
18 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 9494 sector peers (2025).
NBB · sector comparisonPosition among 9494 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
3 d early
2021
26 d late
2020
26 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€274k▼ 7.1%
2024 · €295k
2019: €211klowest in 7 years
2020: €251k▲ +18.8% vs 2019
2021: €280k▲ +11.6% vs 2020
2022: €294k▲ +5.1% vs 2021
2023: €240k▼ -18.3% vs 2022
2024: €295k▲ +22.7% vs 2023highest in 7 years
2025: €274k▼ -7.1% vs 2024
2019 → 2025
Total assets
€2.37M▼ 16.2%
2024 · €2.83M
2019: €1.86M
2020: €1.49M▼ -20.0% vs 2019lowest in 7 years
2021: €1.78M▲ +19.5% vs 2020
2022: €2.27M▲ +27.5% vs 2021
2023: €2.28M▲ +0.6% vs 2022
2024: €2.83M▲ +24.0% vs 2023highest in 7 years
2025: €2.37M▼ -16.2% vs 2024
2019 → 2025
Net result
€-21k
2024 · €55k
2019: €-24k
2020: €40k▲ +263% vs 2019
2021: €29k▼ -26.8% vs 2020
2022: €14k▼ -51.2% vs 2021
2023: €-54k▼ -478% vs 2022lowest in 7 years
2024: €55k▲ +202% vs 2023highest in 7 years
2025: €-21k▼ -139% vs 2024
2019 → 2025
Working capital
€-1.09M▼ 27.0%
2024 · €-855k
2019: €358khighest in 7 years
2020: €218k▼ -39.0% vs 2019
2021: €-20k▼ -109% vs 2020
2022: €-619k▼ -2939% vs 2021
2023: €-773k▼ -25.0% vs 2022
2024: €-855k▼ -10.6% vs 2023
2025: €-1.09M▼ -27.0% vs 2024lowest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€280k-€294k▲ 5.1%€240k▼ 18.3%€295k▲ 22.7%€274k▼ 7.1%
2021: €280k
2022: €294k▲ +5.1% vs 2021
2023: €240k▼ -18.3% vs 2022lowest in 5 years
2024: €295k▲ +22.7% vs 2023highest in 5 years
2025: €274k▼ -7.1% vs 2024
Operating result€54k-€43k▼ 19.9%€-20k€111k€31k▼ 72.3%
2021: €54k
2022: €43k▼ -19.9% vs 2021
2023: €-20k▼ -146% vs 2022lowest in 5 years
2024: €111k▲ +661% vs 2023highest in 5 years
2025: €31k▼ -72.3% vs 2024
Net result€29k-€14k▼ 51.2%€-54k€55k€-21k
2021: €29k
2022: €14k▼ -51.2% vs 2021
2023: €-54k▼ -478% vs 2022lowest in 5 years
2024: €55k▲ +202% vs 2023highest in 5 years
2025: €-21k▼ -139% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 72% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.37M
Fixed assets
€2.12M ▼ 1.4%
Current assets
€255k ▼ 62.6%
Equity and liabilities €2.37M
Equity
€274k ▼ 7.1%
Debt
€2.10M ▼ 17.2%
Debt's share of the balance-sheet total falls from 89.6% to 88.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€101k▼
2024 · €172k
Cash flow
€49k▼
2024 · €115k
Current ratio
0.19▼
2024 · 0.44
Quick ratio
0.01▼
2024 · 0.11
Debt to equity
7.67▼
2024 · 8.60
ROE
-7.7%▼
2024 · 18.5%
ROA
-0.9%▼
2024 · 1.9%
Interest coverage
1.96▼
2024 · 3.07
Debt ≤ 1 year
€1.34M▼
2024 · €1.54M
Debt > 1 year
€642k▼
2024 · €882k
Income taxes
€187▼
2024 · €708
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.83M€2.37M▼
Fixed assets21/28€2.15M€2.12M▼
Tangible fixed assets22/27€2.15M€2.12M▼
Land and buildings22€2.13M€2.11M▼
Furniture and vehicles24€21k€12k▼
Current assets29/58€681k€255k▼
Stocks and contracts in progress3€520k€240k▼
Stocks30/36€520k€240k▼
Amounts receivable within one year40/41€3k€633▼
Trade receivables40€3k€133▼
Other amounts receivable41€500€500=
Cash at bank and in hand54/58€153k€10k▼
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€2.83M€2.37M▼
Equity10/15€295k€274k▼
Contributions10/11€109k€109k=
Reserves13€185k€185k=
Distributable reserves133€185k€185k=
Profit (loss) carried forward14€878€-20k▼
Amounts payable17/49€2.54M€2.10M▼
Amounts payable after more than one year17€882k€642k▼
Financial debts170/4€882k€642k▼
Amounts payable within one year42/48€1.54M€1.34M▼
Current portion of amounts payable after more than one year42€85k€64k▼
Financial debts43€885k€747k▼
Credit institutions430/8€885k-
Other loans439-€747k
Trade debts44€11k€206▼
Suppliers440/4€11k€206▼
Taxes, remuneration and social security45€14k€549▼
Taxes450/3€14k€549▼
Other amounts payable47/48€542k€529k▼
Accrued charges and deferred income492/3€118k€118k=
Income statement
Code20242025
Non-recurring operating income76A€116k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€70k▲
Other operating charges640/8€8k€5k▼
Gross operating margin9900€179k€105k▼
Operating profit (loss)9901€111k€31k▼
Financial income75/76B€348€0▼
Recurring financial income75€348€0▼
Financial charges65/66B€56k€52k▼
Recurring financial charges65€56k€52k▼
Profit (loss) for the period before taxes9903€55k€-21k▼
Income taxes67/77€708€187▼
Profit (loss) for the period9904€55k€-21k▼
Profit (loss) for the period to be appropriated9905€55k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€878€-20k▼
Profit (loss) brought forward from the previous period14P€-54k€878▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €116k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €112k | €44k | €73k | €61k | €70k | ▲ 15.4% |
| Other operating charges640/8 | - | €5k | €5k | €8k | €5k | ▼ 39.9% |
| Gross operating margin9900 | €173k | €93k | €58k | €179k | €105k | ▼ 41.2% |
| Operating profit (loss)9901 | €54k | €43k | €-20k | €111k | €31k | ▼ 72.3% |
| Financial income75/76B | - | €1k | - | €348 | €0 | ▼ 99.9% |
| Recurring financial income75 | - | €1k | - | €348 | €0 | ▼ 99.9% |
| Financial charges65/66B | - | €23k | €34k | €56k | €52k | ▼ 7.9% |
| Recurring financial charges65 | €13k | €23k | €34k | €56k | €52k | ▼ 7.9% |
| Profit (loss) for the period before taxes9903 | €42k | €21k | €-53k | €55k | €-21k | ▼ 138% |
| Income taxes67/77 | €13k | €7k | €210 | €708 | €187 | ▼ 73.6% |
| Profit (loss) for the period9904 | €29k | €14k | €-54k | €55k | €-21k | ▼ 139% |
| Profit (loss) for the period to be appropriated9905 | €29k | €14k | €-54k | €55k | €-21k | ▼ 139% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.78M | €2.27M | €2.28M | €2.83M | €2.37M | ▼ 16.2% |
| Fixed assets21/28 | €1.23M | €1.71M | €1.75M | €2.15M | €2.12M | ▼ 1.4% |
| Tangible fixed assets22/27 | €1.23M | €1.71M | €1.75M | €2.15M | €2.12M | ▼ 1.4% |
| Land and buildings22 | - | €1.67M | €1.72M | €2.13M | €2.11M | ▼ 1.0% |
| Furniture and vehicles24 | - | €37k | €31k | €21k | €12k | ▼ 45.8% |
| Current assets29/58 | €555k | €559k | €536k | €681k | €255k | ▼ 62.6% |
| Stocks and contracts in progress3 | €481k | €319k | €520k | €520k | €240k | ▼ 53.9% |
| Stocks30/36 | - | €319k | €520k | €520k | €240k | ▼ 53.9% |
| Amounts receivable within one year40/41 | €15k | €33k | €803 | €3k | €633 | ▼ 81.4% |
| Trade receivables40 | - | €29k | €303 | €3k | €133 | ▼ 95.4% |
| Other amounts receivable41 | - | €4k | €500 | €500 | €500 | = |
| Cash at bank and in hand54/58 | €52k | €202k | €10k | €153k | €10k | ▼ 93.5% |
| Deferred charges and accrued income490/1 | - | €5k | €5k | €6k | €5k | ▼ 17.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.78M | €2.27M | €2.28M | €2.83M | €2.37M | ▼ 16.2% |
| Equity10/15 | €280k | €294k | €240k | €295k | €274k | ▼ 7.1% |
| Contributions10/11 | - | €109k | €109k | €109k | €109k | = |
| Reserves13 | €171k | €185k | €185k | €185k | €185k | = |
| Non-distributable reserves130/1 | - | €7k | €7k | - | - | - |
| Reserves not available under the articles1311 | - | €7k | €7k | - | - | - |
| Distributable reserves133 | - | €178k | €178k | €185k | €185k | = |
| Profit (loss) carried forward14 | €-23k | - | €-54k | €878 | €-20k | ▼ 2,401% |
| Amounts payable17/49 | €1.50M | €1.98M | €2.04M | €2.54M | €2.10M | ▼ 17.2% |
| Amounts payable after more than one year17 | €832k | €697k | €624k | €882k | €642k | ▼ 27.3% |
| Financial debts170/4 | - | €697k | €624k | €882k | €642k | ▼ 27.3% |
| Amounts payable within one year42/48 | €575k | €1.18M | €1.31M | €1.54M | €1.34M | ▼ 12.8% |
| Current portion of amounts payable after more than one year42 | - | €47k | €71k | €85k | €64k | ▼ 24.4% |
| Financial debts43 | - | €665k | €751k | €885k | €747k | ▼ 15.7% |
| Credit institutions430/8 | - | - | €751k | €885k | - | - |
| Other loans439 | - | €665k | - | - | €747k | - |
| Trade debts44 | €6k | €52k | €804 | €11k | €206 | ▼ 98.1% |
| Suppliers440/4 | - | €52k | €804 | €11k | €206 | ▼ 98.1% |
| Taxes, remuneration and social security45 | - | €5k | €27k | €14k | €549 | ▼ 96.1% |
| Taxes450/3 | - | €5k | €27k | €14k | €549 | ▼ 96.1% |
| Other amounts payable47/48 | - | €408k | €459k | €542k | €529k | ▼ 2.3% |
| Accrued charges and deferred income492/3 | - | €102k | €110k | €118k | €118k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €29k | €14k | €-54k | €55k | €-21k | ▼ 139% |
| + Depreciation and write-downs630 | €112k | €44k | €73k | €61k | €70k | ▲ 15.4% |
| Operating cash flow (approximation) | €141k | €58k | €19k | €115k | €49k | ▼ 57.5% |
| Investment in fixed assets (approximation) | - | €-529k | €-109k | €-464k | €-39k | ▲ 91.6% |
| Change in cash | - | €149k | €-191k | €143k | €-143k | ▼ 200% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €55k
Net result €55k after one loss-making year.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €-54k
Net result drops to €-54k, the lowest in the series; recovery starts the following year.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
26-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
31-03
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
04-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 2005
Ground area
661 m²
Building footprint
111 m²
Volume, LiDAR
749 m³
Parcel 41009B0261/00C002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
J.D.S.
since 20052.148.533.370
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41009B0261/00C002 | Flanders | 661 m² | 1 · 111 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Architectenbureau ARCHIpal
BE 0885.498.746
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ARCHITECTENBUREAU BOUWKUNST & DESIGN
BE 0444.642.753
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,323. 4,808 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-06-2005
Fiscal year end31-03
Activities, NACEBEL 2025
71111Activities of building architects
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.