J.D.P
ActiveSummary
The computed 12-month bankruptcy probability of J.D.P is 2.3% (moderate). The 2025 annual accounts show equity of €24,408 and a net result of -€2,493. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 62% of 493 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability63▲+4
Solvency71▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.03 in 2024; short-term debt: 35.2% and cash: 28.1% of total assets), and 54.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Postal and courier activities (NACE 53)
about 277% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.8%
Return on assets
-4.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€2,493
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
26 d late
2023
28 d late
2022
30 d late
2021
30 d late
2020
31 d late
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 32 days after the deadline; the sector median for financial year 2024 is 13 days after the deadline, and 56% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€24,408▼ 9.3%
2024 · €26,901
Total assets
€53,317▼ 27.8%
2024 · €73,801
Net result
-€2,493▲ 58.0%
2024 · -€5,938
Working capital
€3,844▲ 317%
2024 · €922
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 53, Postal and courier activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€11,770€9,714€19,587▲ 102%-€4,925-€875▲ 82.2%
Net result-€13,064below the sector's middle half€6,889within the sector's middle half€12,319within the sector's middle half▲ 78.8%-€5,938below the sector's middle half-€2,493within the sector's middle half▲ 58.0%
Equity€7,432within the sector's middle half▼ 63.7%€20,521within the sector's middle half▲ 176%€32,840within the sector's middle half▲ 60.0%€26,901within the sector's middle half▼ 18.1%€24,408within the sector's middle half▼ 9.3%
Total assets€49,822within the sector's middle half▼ 43.7%€72,149within the sector's middle half▲ 44.8%€104,315within the sector's middle half▲ 44.6%€73,801within the sector's middle half▼ 29.3%€53,317within the sector's middle half▼ 27.8%
Debt€42,390▼ 37.7%€51,628▲ 21.8%€71,475▲ 38.4%€46,900▼ 34.4%€28,909▼ 38.4%
Working capital-€4,303within the sector's middle half€1,584within the sector's middle half-€2,905within the sector's middle half€922within the sector's middle half€3,844within the sector's middle half▲ 317%
Solvency14.9%within the sector's middle half▼ 8.2pp28.4%within the sector's middle half▲ 13.5pp31.5%within the sector's middle half▲ 3.0pp36.5%within the sector's middle half▲ 5.0pp45.8%within the sector's middle half▲ 9.3pp
Current ratio0.81below the sector's middle half▼ 0.451.05within the sector's middle half▲ 0.250.92within the sector's middle half▼ 0.131.03within the sector's middle half▲ 0.111.20within the sector's middle half▲ 0.17
Return on assets (ROA)-26.2%below the sector's middle half▼ 38.6pp9.5%within the sector's middle half▲ 35.8pp11.8%within the sector's middle half▲ 2.3pp-8.0%below the sector's middle half▼ 19.9pp-4.7%below the sector's middle half▲ 3.4pp
above
within
below
the middle half (P25 to P75) of NACE 53, Postal and courier activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €875 in 2025 against €4,925 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53,317
Fixed assets
€30,696 ▼ 31.5%
Current assets
€22,621 ▼ 22.0%
Equity and liabilities €53,317
Equity
€24,408 ▼ 9.3%
Debt
€28,909 ▼ 38.4%
Debt's share of the balance-sheet total falls from 63.5% to 54.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€17,037▼
2024 · €23,239
Cash flow
€15,419▼
2024 · €22,226
Debt to equity
1.18▼
2024 · 1.74
ROE
-10.2%▲
2024 · -22.1%
Interest coverage
24.40▲
2024 · 22.94
Debt ≤ 1 year
€18,777▼
2024 · €28,086
Debt > 1 year
€10,132▼
2024 · €18,813
Income taxes
€920
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,910 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,910 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €14,300 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,073 | €13,206 | €28,272 | €28,164 | €17,912 | ▼ 36.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €14,500 | - | - | - | - | - |
| Other operating charges640/8 | €1,310 | €1,826 | €7,127 | €1,575 | €1,786 | ▲ 13.4% |
| Gross operating margin9900 | €23,112 | €24,746 | €54,987 | €24,814 | €18,823 | ▼ 24.1% |
| Operating profit (loss)9901 | -€11,770 | €9,714 | €19,587 | -€4,925 | -€875 | ▲ 82.2% |
| Financial income75/76B | €0 | €0 | - | €0 | - | - |
| Recurring financial income75 | €0 | €0 | - | €0 | - | - |
| Financial charges65/66B | €1,293 | €1,041 | €1,423 | €1,013 | €698 | ▼ 31.1% |
| Recurring financial charges65 | €1,293 | €1,041 | €1,423 | €1,013 | €698 | ▼ 31.1% |
| Profit (loss) for the period before taxes9903 | -€13,064 | €8,673 | €18,164 | -€5,938 | -€1,573 | ▲ 73.5% |
| Income taxes67/77 | - | €1,784 | €5,846 | - | €920 | - |
| Profit (loss) for the period9904 | -€13,064 | €6,889 | €12,319 | -€5,938 | -€2,493 | ▲ 58.0% |
| Profit (loss) for the period to be appropriated9905 | -€13,064 | €6,889 | €12,319 | -€5,938 | -€2,493 | ▲ 58.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €49,822 | €72,149 | €104,315 | €73,801 | €53,317 | ▼ 27.8% |
| Fixed assets21/28 | €31,883 | €41,487 | €69,456 | €44,792 | €30,696 | ▼ 31.5% |
| Tangible fixed assets22/27 | €31,183 | €40,787 | €68,756 | €44,092 | €29,996 | ▼ 32.0% |
| Plant, machinery and equipment23 | €115 | €58 | - | - | - | - |
| Furniture and vehicles24 | €31,067 | €40,729 | €68,756 | €44,092 | €29,996 | ▼ 32.0% |
| Financial fixed assets28 | €700 | €700 | €700 | €700 | €700 | = |
| Current assets29/58 | €17,939 | €30,662 | €34,858 | €29,009 | €22,621 | ▼ 22.0% |
| Amounts receivable within one year40/41 | €7,280 | €13,283 | €10,335 | €5,737 | €5,218 | ▼ 9.1% |
| Trade receivables40 | €5,977 | €13,263 | €9,922 | €5,737 | €4,637 | ▼ 19.2% |
| Other amounts receivable41 | €1,304 | €20 | €413 | - | €580 | - |
| Current investments50/53 | - | €12,458 | - | - | - | - |
| Cash at bank and in hand54/58 | €7,583 | - | €21,608 | €19,192 | €15,000 | ▼ 21.8% |
| Deferred charges and accrued income490/1 | €3,076 | €4,921 | €2,916 | €4,080 | €2,404 | ▼ 41.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €49,822 | €72,149 | €104,315 | €73,801 | €53,317 | ▼ 27.8% |
| Equity10/15 | €7,432 | €20,521 | €32,840 | €26,901 | €24,408 | ▼ 9.3% |
| Contributions10/11 | €12,400 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | - | €1,921 | €14,240 | €14,240 | €14,240 | = |
| Distributable reserves133 | - | €1,921 | €14,240 | €14,240 | €14,240 | = |
| Profit (loss) carried forward14 | -€4,968 | - | - | -€5,938 | -€8,431 | ▼ 42.0% |
| Amounts payable17/49 | €42,390 | €51,628 | €71,475 | €46,900 | €28,909 | ▼ 38.4% |
| Amounts payable after more than one year17 | €19,848 | €21,215 | €32,690 | €18,813 | €10,132 | ▼ 46.1% |
| Financial debts170/4 | €19,848 | €21,215 | €32,690 | €18,813 | €10,132 | ▼ 46.1% |
| Amounts payable within one year42/48 | €22,242 | €29,078 | €37,763 | €28,086 | €18,777 | ▼ 33.1% |
| Current portion of amounts payable after more than one year42 | €17,425 | €17,670 | €24,707 | €13,876 | €8,684 | ▼ 37.4% |
| Trade debts44 | €447 | €703 | €2,088 | €2,251 | €278 | ▼ 87.7% |
| Suppliers440/4 | €447 | €703 | €2,088 | €2,251 | €278 | ▼ 87.7% |
| Taxes, remuneration and social security45 | €900 | €4,700 | €3,965 | €3,477 | €2,240 | ▼ 35.6% |
| Taxes450/3 | €900 | €4,700 | €3,965 | €3,477 | €2,240 | ▼ 35.6% |
| Other amounts payable47/48 | €3,470 | €6,004 | €7,003 | €8,482 | €7,576 | ▼ 10.7% |
| Accrued charges and deferred income492/3 | €300 | €1,335 | €1,022 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€13,064 | €6,889 | €12,319 | -€5,938 | -€2,493 | ▲ 58.0% |
| + Depreciation and write-downs630 | €19,073 | €13,206 | €28,272 | €28,164 | €17,912 | ▼ 36.4% |
| Operating cash flow (approximation) | €6,009 | €20,095 | €40,591 | €22,226 | €15,419 | ▼ 30.6% |
| Investment in fixed assets (approximation) | - | -€22,810 | -€56,242 | -€3,500 | -€3,816 | ▼ 9.0% |
| Change in cash | - | - | - | -€2,416 | -€4,192 | ▼ 73.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Highest result since 2018net €12,319 ▲78.8%
Operating result €19,587, net result €12,319, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €6,889
Net result €6,889 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet -€13,064
Net result drops to -€13,064, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2011
Ground area
814 m²
Building footprint
132 m²
Volume, LiDAR
781 m³
Parcel 55020C0921/00K002, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Hector Ameye(H-G) 74, 7110 La Louvière
since 20112.231.816.976
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55020C0921/00K002 | Wallonia | 814 m² | 1 · 132 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
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Of 428 companies in sector 53100 we hold annual accounts for 127. 105 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-04-2011
Fiscal year end31-12
Activities, NACEBEL 2025
53100Postal and courier activities
46423Wholesale of clothing, excluding workwear and underwear
46424Wholesale trade
47715Retail trade
49410Freight transport by road
52210Service activities incidental to land transportation
52250Logistics services
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0835304315
Registered
30-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.