J.D.I. is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.37M and a net result of €320k. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 68% of 5511 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
5 d early
2023
5 d early
2022
9 d early
2021
4 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.37M▲ 15.6%
2024 · €2.05M
2018: €589k
2019: €804k
2020: €1.12M
2021: €2.42M
2022: €2.43M
2023: €2.14M
2024: €2.05M
2018 → 2025
Net result
€320k
2024 · €-92k
2018: €177k
2019: €215k
2020: €311k
2021: €1.30M
2022: €13k
2023: €45k
2024: €-92k
2018 → 2025
Total assets
€3.31M▲ 14.5%
2024 · €2.89M
2018: €2.05M
2019: €1.65M
2020: €1.74M
2021: €3.51M
2022: €3.39M
2023: €3.02M
2024: €2.89M
2018 → 2025
Solvency
71.7%▲ 0.7pp
2024 · 71.0%
2018: 28.8%
2019: 48.8%
2020: 64.0%
2021: 69.1%
2022: 71.8%
2023: 71.1%
2024: 71.0%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.42M-€2.43M▲ 0.5%€2.14M▼ 11.9%€2.05M▼ 4.3%€2.37M▲ 15.6%
Operating result€-33k-€19k€7k▼ 61.7%€-87k€-78k▲ 10.3%
Net result€1.30M-€13k▼ 99.0%€45k▲ 245%€-92k€320k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €78k in 2025 against €87k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.31M
Fixed assets
€1.49M▼ 5.5%
Current assets
€1.82M▲ 38.5%
Equity and liabilities €3.31M
Equity
€2.37M▲ 15.6%
Debt
€937k▲ 11.8%
The debt ratio falls from 29.0% to 28.3%. Equity and debt are higher.
Key figures and ratios
Solvency
71.7%▲
2024 · 71.0%
ROE
13.5%▲
2024 · -4.5%
ROA
9.7%▲
2024 · -3.2%
Debt
€937k▲
2024 · €838k
Debt ≤ 1 year
€137k▲
2024 · €28k
Debt > 1 year
€800k▼
2024 · €810k
Income taxes
€275▼
2024 · €445
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.89M€3.31M▲
Fixed assets21/28€1.58M€1.49M▼
Tangible fixed assets22/27€1.46M€1.37M▼
Land and buildings22€1.42M€1.37M▼
Furniture and vehicles24€35k€6k▼
Financial fixed assets28€120k€120k=
Current assets29/58€1.31M€1.82M▲
Amounts receivable after more than one year29€172k€267k▲
Other amounts receivable291€172k€267k▲
Amounts receivable within one year40/41€3k-
Other amounts receivable41€3k-
Current investments50/53€1.00M€1.50M▲
Cash at bank and in hand54/58€137k€50k▼
Equity and liabilities
Total equity and liabilities10/49€2.89M€3.31M▲
Equity10/15€2.05M€2.37M▲
Contributions10/11€55k€55k=
Reserves13€2.02M€2.02M=
Distributable reserves133€2.02M€2.02M=
Profit (loss) carried forward14€-23k€297k▲
Amounts payable17/49€838k€937k▲
Amounts payable after more than one year17€810k€800k▼
Financial debts170/4€810k€800k▼
Amounts payable within one year42/48€28k€137k▲
Current portion of amounts payable after more than one year42€24k€10k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€1k€660▼
Taxes450/3€1k€660▼
Other amounts payable47/48-€125k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€87k€87k▼
Other operating charges640/8€7k€7k▲
Gross operating margin9900€7k€16k▲
Operating profit (loss)9901€-87k€-78k▲
Financial income75/76B€4k€406k▲
Recurring financial income75€4k€406k▲
Financial charges65/66B€8k€8k▼
Recurring financial charges65€8k€8k▼
Profit (loss) for the period before taxes9903€-91k€320k▲
Income taxes67/77€445€275▼
Profit (loss) for the period9904€-92k€320k▲
Profit (loss) for the period to be appropriated9905€-92k€320k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€297k▲
Profit (loss) brought forward from the previous period14P€69k€-23k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Back to profitnet €320k
Net result €320k after one loss-making year.
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Weakest financial yearnet €-92k ▼302%
Net result drops to €-92k, the lowest in the series; recovery starts the following year.
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Liquidity doublescurrent ratio 37.29
Current ratio from 16.79 to 37.29; short-term debt falls from €98k to €36k.
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Highest result since 2018net €1.30M ▲319%
Net result €1.30M, the highest in the series.
30-09
Financial
Liquidity quadruplescurrent ratio 8.46
Current ratio from 1.98 to 8.46; short-term debt falls from €238k to €200k.
30-09
Financial
Equity above €2MEq €2.42M ▲117%
4 profitable years in a row build equity to €2.42M.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €1MEq €1.12M ▲38.7%
3 profitable years in a row build equity to €1.12M.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Liquidity doublescurrent ratio 1.43
Current ratio from 0.71 to 1.43; short-term debt falls from €429k to €252k.
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Franseliniestraat 423201 AarschotGround area
681 m²
Building footprint
44 m²
Volume, LiDAR
290 m³
Parcel 24652E0115/00N000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
J.D.I.
since 20112.201.328.391
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24652E0115/00N000 | Flanders | 681 m² | 1 · 44 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6994000EPQ37FWSFSJ72
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,759. 10,379 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-08-2011
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.