J&D FORDEYN
ActiveJ&D FORDEYN has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123k and a net result of €13k. Equity is growing by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-9
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 14.96 against 12.19 in 2024; short-term debt: 6.7% and cash: 50.6% of total assets), and 6.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.3%
Return on assets
10%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
1 d early
2022
1 d early
2021
15 d late
2020
4 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€123k▲ 12.0%
2024 · €110k
2019: €51k
2020: €57k
2021: €65k
2022: €70k
2023: €89k
2024: €110k
2019 → 2025
Total assets
€132k▲ 10.1%
2024 · €120k
2019: €94k
2020: €92k
2021: €92k
2022: €85k
2023: €98k
2024: €120k
2019 → 2025
Net result
€13k▼ 35.7%
2024 · €20k
2019: €6k
2020: €7k
2021: €8k
2022: €5k
2023: €19k
2024: €20k
2019 → 2025
Working capital
€122k▲ 13.1%
2024 · €108k
2019: €47k
2020: €55k
2021: €64k
2022: €70k
2023: €86k
2024: €108k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€70k▲ 7.1%€89k▲ 27.8%€110k▲ 22.8%€123k▲ 12.0%
Operating result€11k-€6k▼ 40.9%€24k▲ 284%€26k▲ 10.2%€18k▼ 30.8%
Net result€8k-€5k▼ 41.8%€19k▲ 321%€20k▲ 5.0%€13k▼ 35.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132k
Fixed assets
€500▼ 70.6%
Current assets
€131k▲ 11.2%
Equity and liabilities €132k
Equity
€123k▲ 12.0%
Debt
€9k▼ 11.0%
The debt ratio falls from 8.2% to 6.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▼
2024 · €28k
Cash flow
€14k▼
2024 · €22k
Solvency
93.3%▲
2024 · 91.8%
Current ratio
14.96▲
2024 · 12.19
Quick ratio
14.96▲
2024 · 12.19
Debt / equity
0.07▼
2024 · 0.09
ROE
10.7%▼
2024 · 18.6%
ROA
10.0%▼
2024 · 17.1%
Interest coverage
57.51▼
2024 · 399.51
Debt
€9k▼
2024 · €10k
Debt ≤ 1 year
€9k▼
2024 · €10k
Income taxes
€7k▼
2024 · €9k
Staff costs
€325
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€120k€132k▲
Fixed assets21/28€2k€500▼
Tangible fixed assets22/27€2k€500▼
Furniture and vehicles24€2k€500▼
Current assets29/58€118k€131k▲
Amounts receivable within one year40/41€63k€63k▲
Trade receivables40€10k€9k▼
Other amounts receivable41€52k€54k▲
Cash at bank and in hand54/58€54k€67k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€120k€132k▲
Equity10/15€110k€123k▲
Contributions10/11€7k€7k=
Reserves13€103k€116k▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€101k€116k▲
Amounts payable17/49€10k€9k▼
Amounts payable within one year42/48€10k€9k▼
Trade debts44€0€595▲
Suppliers440/4€0€595▲
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€5k€3k▼
Other amounts payable47/48€5k€5k▲
Accrued charges and deferred income492/3€179€0▼
Income statement
Code20242025
Remuneration, social security and pensions62-€325
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€1k€2k▲
Gross operating margin9900€29k€21k▼
Operating profit (loss)9901€26k€18k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€69€338▲
Recurring financial charges65€69€338▲
Profit (loss) for the period before taxes9903€29k€20k▼
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€20k€13k▼
Profit (loss) for the period to be appropriated9905€20k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€13k▼
Transfer to equity691/2€20k€13k▼
To other reserves6921€20k€13k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €20k ▲5%
Operating result €26k, net result €20k, both a record.
31-03
Financial
Equity above €100kEq €110k ▲22.8%
6 profitable years in a row build equity to €110k.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
30-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €5k ▼41.8%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
2021
15-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2020
04-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
17-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assenede · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Landsdijk 39968 AssenedeGround area
3,132 m²
Building footprint
260 m²
Volume, LiDAR
1,297 m³
Parcel 43003A0272/00D000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
J&D FORDEYN
since 20122.212.334.428
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43003A0272/00D000 | Flanders | 3,132 m² | 1 · 260 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
G & P TEAM CONSTRUCT
BE 0795.279.244
Sint-Pieters-Leeuw · Eq €123k
B.K. Services
BE 0450.720.594
Ranst · Eq €123k
Cyclo - One
BE 0447.404.085
Binche · Eq €123k
Artisan du châssis
BE 0723.812.218
Quaregnon · Eq €123k
SDS Interieur
BE 0778.770.933
Opwijk · Eq €123k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,137. 7,704 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2012
Fiscal year end31-03
Activities, NACEBEL
43320Joinery installation
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.