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J.D. CONCEPT

Active
Private limited companyfounded 2016active for 9 yearsChaussée de Wavre 504, 1390 Grez-Doiceau, BelgiumKBO/BCE: BE 0667.958.727
Summary

J.D. CONCEPT has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €409,418 and a net result of €35,966. Equity has been growing by about 13% per year since 2018. Its solvency ranks better than 86% of 22,774 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 21-12-2016 Normal situation
Registered office
61 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 3 November 2026.
Activity
Retail sale of household furniture NACE 47551and 3 others
Establishment unit
2.260.131.177 1390 Grez-Doiceau, since 01-01-2017
Financial year end
31 December
Peppol
Reachable since 23-12-2025

Board and ownership

Board
Shareholders
  • RIC· score 97annual accounts 2023

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€140,728
▲ 25.2%
Turnover
≈ €800,000
estimated
Profit
€35,966
▲ 351%
Equity
€409,418
▲ 9.6%
Total assets
€530,382
▼ 0.3%
Staff
≈ 1.8 FTE
estimated
  • 2025 accounts filed 18 days after the deadline
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 4.36, cash €75,166Equity €409,418 (77.2% of total assets)Figures for financial year 2025 (filed on 18-08-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 71% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100+5
equity 77.2% of total assets
Liquidity 60+5
short-term debt 22.8% · cash 14.2%
Profitability 77+36
return on assets 6.8%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.3 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.36 (3.32 in 2024), above the usual 1.5. Short-term debt is 22.8% and cash 14.2% of total assets. 22.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 66% on liquidity, 66% on profitability and 60% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.36, cash €75,166
NBB · annual accounts
lowers risk · Equity €409,418 (77.2% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Figures for financial year 2025 (filed on 18-08-2026)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 9 filings
Deviation from the deadline
2025
18 days late
2024
23 days early
2023
16 days early
2022
18 days early
2021
40 days late
2020
30 days late
2019
4 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 94% of companies in retail tradesector median €41,218 · 22,816 companies €409,418 View
  • Positive: 8 profitable years in a rowprofit 2025: €35,966 8 years View

Recent changes

  1. · Gazette deed Resignation: ROYALE INVEST CREDIT (director)
  2. · Gazette deed 2 directors appointed, 2 directors resigningChange of role: CLEMENT Didier, from manager to director · Resignation: LOVIC (manager) · Permanent representative: SEMAL Jean-Philippe
  3. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as J.D. CONCEPT: retail sale of household furniture (NACE 47551). They are comparable in size and age: total assets between €444,000 and €644,000, founded between 2015 and 2018.

CompanyTotal assetsGross margin
J.D. CONCEPT Grez-Doiceau€530,382€140,728
Creapro Interieur Genk€496,580€134,651
R&O PARTNERS Dendermonde€583,466€122,831
D-CORP Ieper€511,502€163,862
GLOBAL INTERIEUR Aywaille€532,006€147,436
UNIT CUISINES Estaimpuis€644,198€124,766
RAISON BENELUX Mont-Saint-Guibert€443,671€139,506
Full comparison

Key facts about J.D. CONCEPT

What is the company number of J.D. CONCEPT?
The company number of J.D. CONCEPT is 0667.958.727. The VAT number is the same number with BE in front: BE 0667.958.727.
Where is J.D. CONCEPT based?
The registered office is at Chaussée de Wavre 504, 1390 Grez-Doiceau.Company details
What does J.D. CONCEPT do?
According to the KBO register, the main activity is retail sale of household furniture (NACE 47551).
What is the legal form of J.D. CONCEPT?
The legal form of J.D. CONCEPT is Private limited company (BV).
When was J.D. CONCEPT founded?
J.D. CONCEPT was founded on 21-12-2016.
Is J.D. CONCEPT still active?
Yes, J.D. CONCEPT is an active enterprise in the KBO register.
How many employees does J.D. CONCEPT have?
J.D. CONCEPT had an average of 1.5 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of J.D. CONCEPT?
The turnover in financial year 2025 is ≈ €800,000. This figure is estimated from the gross margin of €140,728 and 33 comparable companies (NACE 475). It probably lies between €610,000 and €1.2m.
Is J.D. CONCEPT profitable?
In financial year 2025, J.D. CONCEPT made a profit of €35,966.
Where can I find the annual accounts of J.D. CONCEPT?
J.D. CONCEPT filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of J.D. CONCEPT due?
J.D. CONCEPT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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