J-CON
ActiveJ-CON has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €161k and a net result of €30k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 90% of 13935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+14
Solvency100▲+8
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.53 against 1.25 in 2024; short-term debt: 12.7% and cash: 10.5% of total assets), and 12.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.3%
Return on assets
16.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
50 d early
2023
50 d early
2022
32 d early
2021
32 d early
2020
31 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€161k▲ 23.3%
2024 · €131k
2018: €100k
2019: €119k
2020: €121k
2021: €130k
2022: €136k
2023: €163k
2024: €131k
2018 → 2025
Total assets
€185k▼ 4.7%
2024 · €194k
2018: €238k
2019: €216k
2020: €212k
2021: €201k
2022: €209k
2023: €240k
2024: €194k
2018 → 2025
Net result
€30k▲ 229%
2024 · €9k
2018: €19k
2019: €19k
2020: €24k
2021: €27k
2022: €6k
2023: €26k
2024: €9k
2018 → 2025
Working capital
€36k▲ 181%
2024 · €13k
2018: €377
2019: €6k
2020: €5k
2021: €13k
2022: €16k
2023: €44k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€130k-€136k▲ 4.9%€163k▲ 19.1%€131k▼ 19.5%€161k▲ 23.3%
Operating result€42k-€13k▼ 67.8%€29k▲ 117%€16k▼ 45.3%€45k▲ 184%
Net result€27k-€6k▼ 76.4%€26k▲ 306%€9k▼ 64.6%€30k▲ 229%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 184% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €185k
Fixed assets
€125k▼ 3.6%
Current assets
€59k▼ 7.0%
Equity and liabilities €185k
Equity
€161k▲ 23.3%
Debt
€24k▼ 62.8%
The debt ratio falls from 32.6% to 12.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€57k▲
2024 · €28k
Cash flow
€42k▲
2024 · €22k
Solvency
87.3%▲
2024 · 67.4%
Current ratio
2.53▲
2024 · 1.25
Quick ratio
2.26▲
2024 · 1.09
Debt / equity
0.15▼
2024 · 0.48
ROE
18.9%▲
2024 · 7.1%
ROA
16.5%▲
2024 · 4.8%
Interest coverage
41.91▲
2024 · 11.00
Debt
€24k▼
2024 · €63k
Debt ≤ 1 year
€24k▼
2024 · €51k
Income taxes
€14k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€194k€185k▼
Fixed assets21/28€130k€125k▼
Tangible fixed assets22/27€120k€115k▼
Plant, machinery and equipment23€947€675▼
Furniture and vehicles24€2k€919▼
Other tangible fixed assets26€117k€114k▼
Financial fixed assets28€10k€10k▲
Current assets29/58€64k€59k▼
Stocks and contracts in progress3€8k€6k▼
Stocks30/36€8k€6k▼
Amounts receivable within one year40/41€33k€21k▼
Trade receivables40€29k€21k▼
Other amounts receivable41€4k€83▼
Current investments50/53€10k€10k▲
Cash at bank and in hand54/58€11k€19k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€194k€185k▼
Equity10/15€131k€161k▲
Contributions10/11€6k€6k=
Reserves13€125k€155k▲
Distributable reserves133€125k€155k▲
Amounts payable17/49€63k€24k▼
Amounts payable after more than one year17€12k-
Financial debts170/4€12k-
Amounts payable within one year42/48€51k€24k▼
Current portion of amounts payable after more than one year42€12k€3k▼
Financial debts43€2k€832▼
Credit institutions430/8€2k€832▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€13k€15k▲
Taxes450/3€13k€15k▲
Other amounts payable47/48€21k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€30k€59k▲
Operating profit (loss)9901€16k€45k▲
Financial income75/76B€2k€356▼
Recurring financial income75€2k€356▼
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€15k€44k▲
Income taxes67/77€6k€14k▲
Profit (loss) for the period9904€9k€30k▲
Profit (loss) for the period to be appropriated9905€9k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€30k▲
Transfer from equity791/2€41k-
Transfer to equity691/2€9k€30k▲
To other reserves6921€9k€30k▲
Profit to be distributed694/7€41k-
Return on contributions (dividend)694€41k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €30k ▲229%
Operating result €45k, net result €30k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.53
Current ratio from 1.25 to 2.53; short-term debt falls from €51k to €24k.
31-12
Financial
Equity above €150kEq €161k ▲23.3%
8 profitable years in a row build equity to €161k.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €163k ▲19.1%
6 profitable years in a row build equity to €163k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €6k ▼76.4%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kraaienlei 322900 SchotenGround area
1,199 m²
Building footprint
165 m²
Volume, LiDAR
941 m³
Parcel 11040D0430/00H000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
J-Con
since 20122.211.401.248
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0430/00H000 | Flanders | 1,199 m² | 1 · 165 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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M & L CONSTRUCT
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PTL Invest
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Of 7,320 companies in sector 68110 we hold annual accounts for 5,380. 3,831 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2009
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68204Real estate activities
68310Real estate agency activities
68311Real estate activities
73200Market research and public opinion polling
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.