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J - CO

Active
Private limited company (pre-2019)founded 2001active for 25 yearsMeersstraat 1, 8770 Ingelmunster, BelgiumKBO/BCE: BE 0475.749.762
Summary

J - CO has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €824,775 and a net result of €39,650. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 90% of 13,741 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 02-10-2001 Normal situation
Activity
Agents specialised in the wholesale of other particular products NACE 46180
Establishment unit
2.095.867.122 8770 Ingelmunster, since 15-04-2002
Financial year end
31 December
Peppol
Reachable since 05-10-2025

Board and ownership

Board
  • Brouckaert MarijkeDirector · since 20-09-2019

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€8,084
▲ 54.9%
Turnover
≈ €69,000
estimated
Profit
€39,650
▼ 95.2%
Equity
€824,775
▲ 5.1%
Total assets
€926,031
▲ 3.3%
  • 2025 accounts filed 25 days after the deadline
Net result -95%: other schema
Filed on 25-08-2026
Score breakdownraises riskSector: Wholesale trade (NACE 46)lowers riskFounded in 2001Equity €824,775 (89.1% of total assets)Size: total assets €926,031Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 63% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 89.1% of total assets
Liquidity 62-35
short-term debt 9.3% · cash 9.5%
Profitability 48-52
return on assets 4.3%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 1.0% 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 0.9%▼ -0.1 percentage points vs 05-2025 07-2025: 1.1%▲ +0.2 percentage points vs 06-2025 08-2025: 1.7%▲ +0.6 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -1.7 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €75,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.11 (10.3 in 2024), above the usual 1.5. Short-term debt is 9.3% and cash 9.5% of total assets. 10.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 68% on liquidity, 38% on profitability and 55% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Founded in 2001
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €824,775 (89.1% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €926,031
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Wholesale trade (NACE 46)
KBO
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
25 days late
2024
29 days late
2023
34 days early
2022
52 days early
2021
34 days early
2020
39 days early
2019
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (4 of the last 5 accounts filed within 58 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025different schema filed ▼ 95.2% View
  • Positive: More equity than 95% of companies in wholesale tradesector median €56,596 · 13,771 companies €824,775 View

Recent changes

  1. · Gazette deed General meeting · Director resignation
  2. · Gazette deed General meeting · Registered-office move
  3. · Gazette deed General meeting · Capital increase
All 21 events

Comparable companies

These companies have the same main activity as J - CO: agents specialised in the wholesale of other particular products (NACE 46180). They are comparable in size and age: total assets between €729,000 and €1.7m, founded between 1996 and 2007.

CompanyTotal assetsGross margin
J - CO Ingelmunster€0.9m€0.008m
IDEA Soumagne€0.8m€0.007m
HERAKLES Oostende€1.0m€0.01m
GARAGE TRULLEMANS Halle€0.9m€0.01m
VENACO Wemmel€1.3m€0.02m
PEMU Invest Oudenaarde€1.7m€0.02m
LUX-COMFORT Oudenaarde€0.7m€0.02m
Full comparison

Key facts about J - CO

What is the company number of J - CO?
The company number of J - CO is 0475.749.762. The VAT number is the same number with BE in front: BE 0475.749.762.
Where is J - CO based?
The registered office is at Meersstraat 1, 8770 Ingelmunster.Company details
What does J - CO do?
According to the KBO register, the main activity is agents specialised in the wholesale of other particular products (NACE 46180).
What is the legal form of J - CO?
The legal form of J - CO is Private limited company (pre-2019) (BVBA).
When was J - CO founded?
J - CO was founded on 02-10-2001.
Is J - CO still active?
Yes, J - CO is an active enterprise in the KBO register.
What is the turnover of J - CO?
The turnover in financial year 2025 is ≈ €69,000. This figure is estimated from the gross margin of €8,084 and 75 comparable companies (NACE 461). It probably lies between €31,000 and €130,000. It is a rough estimate.Financials
Is J - CO profitable?
In financial year 2025, J - CO made a profit of €39,650.
Where can I find the annual accounts of J - CO?
J - CO filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of J - CO due?
J - CO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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