J-CH

Active

Private limited companyfounded 200917 yrs activeRue Albert 1er(LEV) 49, 7134 Binche, BelgiumKBO/BCE: BE 0812.314.226

Summary

J-CH has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€32,053) and a net result of €3,536. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 28806 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysisWatch Report Compare

J-CHActiveChecked score 47/100

Risk analysis Report Compare

What they do

Other specialised construction activities

NACE 43990NACE 43999Freight transport by road NACE 49410

1 site

How big

€228,996total assets 2025

Equity: -€32,053
Profit: €3,536

Turnover not published (abridged schema)

Financially healthy?

47 Fair Checked score 2025

Bankruptcy chance 12 m: 1.2%

Who decides

Board: 1 member

Accounts 1 d early1 of 3 deeds read

Why 47- Higher-failure-rate sector- Annual accounts: weaker financial profile- Higher-failure-rate region- Weak solvency vs sector+ Long track recordLatest accounts filed on timeShow the evidence

Checked score

Score 2025

47 / 100

Fair

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability71▲+32

Solvency11▲+5

Growth52=

Track record100

Bankruptcy probability, 12 months

1.2% Low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.82 against 0.84 in 2024; short-term debt: 114% and cash: 20.6% of total assets), and equity is negative.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Specialised construction activities (NACE 43)

about 85% more bankruptcies

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-14%

Return on assets

1.5%

Age of the figures

15 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 28806 sector peers (2025).

NBB · sector comparison

Position among 28806 sector peers

Solvency

better than 7%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

1 d early

2024

45 d early

2023

2 d early

2022

42 d early

2021

4 d late

2020

23 d late

2019

45 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 January (4 of the last 5 filed years within 40 days of that day).

Companies Code · seven months

Position in the running window

30-06-2026 close02-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

04-05-26 Resignation: Giovanni SCAMARDI (administrateur et d'administrateur…Appointment: Johan SCAMARDI (administrateur et…
30-01-26 Annual accounts filedfiscal year 2025 · micro…
17-12-24 Annual accounts filedfiscal year 2024 · micro…

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€32,053 View
Caution: Among the weakest 5% on equitysector median €58,346 · 28,817 companies -€32,053 View
Caution: Board changedlatest change 04-05-2026 · 1 in office 1 joined · 1 left View
Positive: 7 profitable years in a rowprofit 2025: €3,536 7 years View
Positive: Always filed on timeaccounts within the deadline every year 4 years View