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J & C DESIGN

Active
Private limited companyfounded 2010active for 16 yearsHasseltweg 184, 3600 Genk, BelgiumKBO/BCE: BE 0824.302.535
Summary

J & C DESIGN has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €783,889 and a net result of €8,731, of which €10,310 non-recurring income. Equity is growing by about 5% per year across the filed financial years. Its solvency ranks better than 86% of 12,678 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
J & C DESIGNActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of household furniture
NACE 47551
2 sites
Size
€1.0mtotal assets 2025
Staff
9.2 FTE
Equity
€783,889
Profit
€8,731
Turnover not published (abbreviated format)
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 56 days early1 of 3 deeds summarised
Why 93raises riskSize: 9.2 FTE, total assets €1.0mlowers riskLiquidity: current ratio 3.61, cash €171,102Equity €783,889 (76.0% of total assets)Founded in 2010Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 64% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 76.0% of total assets
Liquidity 62+12
short-term debt 23.9% · cash 16.6%
Profitability 70+1
return on assets 0.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,246 companies, NACE 47, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025highest value 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.3%▼ -0.1 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%▼ -0.1 percentage points vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.1%▼ -0.2 percentage points vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.61, compared with 4.67 in 2024, above the usual 1.5; short-term debt: 23.9% and cash: 16.6% of total assets), and 24% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 69% on liquidity, 51% on profitability and 43% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.61, cash €171,102
NBB · annual accounts
lowers risk · Equity €783,889 (76.0% of total assets)
NBB · annual accounts
lowers risk · Founded in 2010
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: 9.2 FTE, total assets €1.0m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
56 days early
2024
44 days early
2023
65 days early
2022
62 days early
2021
16 days early
2020
26 days early
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 34 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Back to profitnet €8,731
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: Among the best 14% on solvencysector median 36.7% · 12,678 companies 76.0% View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View
  • Total assets 20256 financial years filed €1.0m View

By topic

Financials

Financial year
2025
Total assets
€1.0m
Profit
€8,731
Solvency
76.0%
Total assets▲ 7.5%
Net result
20182025
Go to Financials

Timeline

Events
20
Since
2012
Next accounts
by 31-07-2027
  1. 27-05-2024Annual accounts filed
  2. 31-12-2023Weakest financial year
  3. 18-12-2023Legal-form change · Resignations & appointments
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of household furnitureNACE 47551
Founded
25-03-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about J & C DESIGN

What is the company number of J & C DESIGN?
0824.302.535. In Belgium the VAT number is the company number with BE in front: BE 0824.302.535.
Where is J & C DESIGN based?
The registered office is at Hasseltweg 184, 3600 Genk.Company details
What does J & C DESIGN do?
According to the KBO register, the main activity is retail sale of household furniture (NACE 47551).
What is the legal form of J & C DESIGN?
Private limited company (BV).
When was J & C DESIGN founded?
On 25-03-2010.
Is J & C DESIGN still active?
Yes, J & C DESIGN is an active enterprise in the KBO register.
How many employees does J & C DESIGN have?
On average 9.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of J & C DESIGN?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is J & C DESIGN profitable?
In financial year 2025, J & C DESIGN made a profit of €8,731.
Where can I find the annual accounts of J & C DESIGN?
J & C DESIGN filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of J & C DESIGN due?
By 31-07-2027, for financial year 2026.Timeline

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