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J & C

Active
Private limited companyfounded 2005active for 20 yearsPriester Daensplein 2, 9300 Aalst, BelgiumKBO/BCE: BE 0877.119.332
Summary

J & C has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €650,566 and a net result of €36,188. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 77% of 17,042 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
J & CActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€984,901total assets 2025
Equity
€650,566
Profit
€36,188
Turnover not published (abbreviated or micro format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Holdings
1
2025 accounts 2 days early1 of 2 deeds summarised
Why 95raises riskLiquidity: current ratio 1.85, cash €8,538lowers riskSize: total assets €984,901Figures for financial year 2025 (filed 29-01-2026)Founded in 2005Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 64% of its sector peers (NACE 68, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 91+5
equity 66.1% of total assets
Liquidity 51+2
short-term debt 9.0% · cash 0.9%
Profitability 73-26
return on assets 3.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,614 companies, NACE 68, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.2%▲ +0.1 percentage points vs 11-2024 01-2025: 0.3%▲ +0.1 percentage points vs 12-2024 02-2025: 0.4%▲ +0.1 percentage points vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.6%▲ +0.2 percentage points vs 12-2025highest value 02-2026: 0.1%▼ -0.5 percentage points vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.85, compared with 1.42 in 2024, above the usual 1.5; short-term debt: 9% and cash: 0.9% of total assets), and 33.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 75% on solvency, 56% on liquidity, 66% on profitability and 60% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €984,901
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.85, cash €8,538
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 29-01-2026)
NBB · annual accounts
lowers risk · Founded in 2005
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €650,566
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
16 days early
2023
on the day
2022
1 day early
2021
1 day late
2020
44 days late
2019
17 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end26-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Highest result from 2019 to 2025net €417,745 ▲1,017%

Key points

  • Caution: Result fell in 2025from €417,745 to €36,188 ▼ 91.3% View
  • Positive: Among the best 13% on equitysector median €73,257 · 17,057 companies €650,566 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year
2025
Total assets
€984,901
Profit
€36,188
Solvency
66.1%
Total assets▼ 2.8%
Net result
20192025
Go to Financials

Timeline

Events
27
Since
2007
Next accounts
by 31-01-2027
  1. 30-06-2024Liquidity more than quadruples
  2. 30-06-2024Equity above €500,000
  3. 31-01-2024Resignations: DE SMET Jurgen (statutory director) and…
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
07-11-2005
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Key facts about J & C

What is the company number of J & C?
0877.119.332. In Belgium the VAT number is the company number with BE in front: BE 0877.119.332.
Where is J & C based?
The registered office is at Priester Daensplein 2, 9300 Aalst.Company details
What does J & C do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of J & C?
Private limited company (BV).
When was J & C founded?
On 07-11-2005.
Is J & C still active?
Yes, J & C is an active enterprise in the KBO register.
What is the turnover of J & C?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is J & C profitable?
In financial year 2025, J & C made a profit of €36,188.
Where can I find the annual accounts of J & C?
J & C filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of J & C due?
By 31-01-2027, for financial year 2026.Timeline

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