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J & C

Active
Private limited companyfounded 2011active for 15 yearsWanstraat 4, 2440 Geel, BelgiumKBO/BCE: BE 0833.372.728
Summary

J & C has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42,723 and a net result of €18,849. Equity has been growing by about 66% per year since 2022. Its solvency ranks better than 72% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 01-02-2011 Normal situation
Activity
Screed work NACE 43422and 1 other
Establishment unit
2.195.933.411 2440 Geel, since 01-02-2011
Financial year end
31 December
Peppol
Reachable since 20-10-2024

Board and ownership

Board

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€32,298
▲ 97.3%
Turnover
≈ €200,000
estimated
Profit
€18,849
▲ 129%
Equity
€42,723
▲ 79.0%
Total assets
€64,010
▲ 38.0%
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 2.74, cash €36,009Equity €42,723 (66.7% of total assets)Founded in 2011Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 85% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 92+16
equity 66.7% of total assets
Liquidity 88+5
short-term debt 28.4% · cash 56.3%
Profitability 100+9
return on assets 29.4%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025highest value 06-2025: 0.1%▼ -0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.74 (2.26 in 2024), above the usual 1.5. Short-term debt is 28.4% and cash 56.3% of total assets. 33.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 73% of them on solvency, 86% on liquidity, 92% on profitability and 89% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.74, cash €36,009
NBB · annual accounts
lowers risk · Equity €42,723 (66.7% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2011
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
93 days early
2024
70 days early
2023
50 days early
2022
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 46 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 June (3 of the last 4 accounts filed within 34 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointments · MiscellaneousResignations: Camus Joeri (manager) and Hannes Griet (manager) · Reappointments: Camus Joeri (director) and Hannes Griet (director)
  2. · Gazette deed Incorporation
All 7 events

Comparable companies

These companies have the same main activity as J & C: screed work (NACE 43422). They are comparable in size and age: total assets between €63,500 and €81,800, founded between 2006 and 2012.

CompanyTotal assetsGross margin
J & C Geel€64,010€32,298
ARX RENOV Sint-Pieters-Woluwe€63,549€30,786
FV RENOVE Dilbeek€66,869€33,254
AKOEGYP Dessel€74,126€35,526
Jan Van Dijck Betonvloeren Wuustwezel€78,931€22,818
NIMA Beerse€73,253€38,433
D&S BATI Anderlecht€81,759€33,301
Full comparison

Key facts about J & C

What is the company number of J & C?
The company number of J & C is 0833.372.728. The VAT number is the same number with BE in front: BE 0833.372.728.
Where is J & C based?
The registered office is at Wanstraat 4, 2440 Geel.Company details
What does J & C do?
According to the KBO register, the main activity is screed work (NACE 43422).
What is the legal form of J & C?
The legal form of J & C is Private limited company (BV).
When was J & C founded?
J & C was founded on 01-02-2011.
Is J & C still active?
Yes, J & C is an active enterprise in the KBO register.
What is the turnover of J & C?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €32,298 and 356 comparable companies (NACE 43). It probably lies between €130,000 and €350,000.Financials
Is J & C profitable?
In financial year 2025, J & C made a profit of €18,849.
Where can I find the annual accounts of J & C?
J & C filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of J & C due?
J & C must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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