J&BE Immo

Active

Public limited companyfounded 20215 yrs activeRue de Néverlée(RH) 9, 5020 Namur, BelgiumKBO/BCE: BE 0766.347.114

Summary

J&BE Immo has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.5m and a net result of €61,704. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 53% of 5338 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

J&BE ImmoActiveChecked score 96/100

Risk analysis Report Compare

Activity

Renting and operating of own or leased non-residential real estate, excluding land

NACE 68203

1 site

Size

€6.1mtotal assets 2025

Equity: €2.5m
Profit: €61,704

Financial health

96 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Parent: J&BE Invest · 99.99%

Accounts 21 d early0 of 6 deeds read

Why 96- Founded in 2021+ Size: total assets €6.1m+ Sector Real estate activities (NACE 68)+ Figures for FY 2025 (filed 09-04-2026)Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Better than 70% of its sector peers (NACE 68, small)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 66+2

equity 41.4% of total assets

Liquidity 66-1

short-term debt 4.3% · cash 13.0%

Profitability 70-12

return on assets 1.0%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,938 companies)

Last 24 months 11-2024: 0.2%highest value 12-2024: 0.2%▼ -13.0% vs 11-2024 01-2025: 0.1%▼ -62.6% vs 12-2024 02-2025: 0.1%▲ +1.4% vs 01-2025 03-2025: 0.1%▲ +26.8% vs 02-2025 04-2025: 0.1%▲ +18.9% vs 03-2025 05-2025: < 0.1%▼ -61.7% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%▲ +2.4% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%▼ -2.4% vs 10-2025 12-2025: < 0.1%▲ +4.9% vs 11-2025 01-2026: < 0.1%▲ +4.7% vs 12-2025 02-2026: < 0.1%▲ +2.2% vs 01-2026 03-2026: < 0.1%▲ +6.5% vs 02-2026 04-2026: 0.1%▲ +20.4% vs 03-2026 05-2026: < 0.1%▼ -47.5% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▼ -3.2% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value

Size: total assets €6.1m lowers the probability for this profile
Sector Real estate activities (NACE 68) lowers the probability
Figures for FY 2025 (filed 09-04-2026) lowers the probability
Founded in 2021 raises the probability for this profile

Credit up to €240,000 at 30 days acceptable

Liquidity ample (current ratio 8.51 against 6.82 in 2024; short-term debt: 4.3% and cash: 13% of total assets), but 58.6% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, small). Better than this share of them on solvency 61%, liquidity 91%, profitability 72%, growth against the median 55%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €6.1m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Sector Real estate activities (NACE 68)

In the bankruptcy model this factor lowers the probability.

KBO

Figures for FY 2025 (filed 09-04-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2021

In the bankruptcy model this factor raises the probability for this profile.

KBO

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-04-2026, 21 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

21 d early

2024

20 d early

2023

26 d late

2022

17 d late

2021

30 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 17 May (4 of the last 5 filed years within 37 days of that day).

Companies Code · seven months

Position in the running window

30-09-2026 close03-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage