Checked.be · Company dossierhttps://checked.be/en/c/j-b-homes-0721998318 · as of 07-10-2026
J&B HOMES
Active
Private limited company · founded 2019 · 7 yrs activeClement Cartuyvelsstraat 39, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0721.998.318
Summary
The computed 12-month bankruptcy probability of J&B HOMES is 11.3% (high). For J&B HOMES, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €59,915 and a net result of €36,667. Equity is growing by ~81.6% per year across the filed fiscal years. Its solvency ranks better than 23% of 9389 sector peers (fiscal year 2023). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Signals- 2 financial years not filed after the legal deadline; latest accounts 328 days late; 3 of the last 3 late- Figures for FY 2023 (filed 28-03-2025)- 1 change of registered office in 24 months- Two or more financial years not filed- Filed more than 90 days late+ Sector Real estate activities (NACE 68)Show the evidence
Checked score
No current score
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. Without a figure, the card says why. A low score is a reason to look closely at payment terms and security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are, apart from the score: solvency, liquidity and profitability from the latest accounts, each out of 100. The score itself is the bankruptcy probability.
Weak
Solvency32+5
equity 6.6% of total assets
Liquidity31-7
short-term debt 41.4% · cash 0.2%
Profitability46+8
return on assets 4.0%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that this company goes bankrupt within twelve months. A low chance is reassuring; with a higher one, agree shorter payment terms or an advance.
11.3%High
0%0.5%1.5%4%10%≥ 25%
About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.2% (26,529 companies)
Last 24 months11-2024: 5.8%12-2024: 5.8%▲ +1.0% vs 11-202401-2025: 5.3%▼ -10.0% vs 12-202402-2025: 5.3%● 0.0% vs 01-202503-2025: 5.2%▼ -1.8% vs 02-202504-2025: 3.1%▼ -40.7% vs 03-2025lowest value05-2025: 3.8%▲ +24.1% vs 04-202506-2025: 4.7%▲ +22.4% vs 05-202507-2025: 6.6%▲ +42.8% vs 06-202508-2025: 6.2%▼ -6.3% vs 07-202509-2025: 6.4%▲ +3.5% vs 08-202510-2025: 7.4%▲ +14.7% vs 09-202511-2025: 7.4%▲ +0.8% vs 10-202512-2025: 7.5%▲ +1.4% vs 11-202501-2026: 6.9%▼ -8.5% vs 12-202502-2026: 6.9%● 0.0% vs 01-202603-2026: 6.8%▼ -1.7% vs 02-202604-2026: 6.8%● 0.0% vs 03-202605-2026: 8.3%▲ +22.5% vs 04-202606-2026: 8.3%● 0.0% vs 05-202607-2026: 11.3%▲ +36.0% vs 06-2026highest value08-2026: 11.3%● 0.0% vs 07-2026highest value09-2026: 11.3%● 0.0% vs 08-2026highest value10-2026: 11.3%● 0.0% vs 09-2026highest value
2 financial years not filed after the legal deadline; latest accounts 328 days late; 3 of the last 3 lateraises the probability
Figures for FY 2023 (filed 28-03-2025)raises the probability
Sector Real estate activities (NACE 68)lowers the probability
1 change of registered office in 24 monthsraises the probability
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-09-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
The financial year that closed on 30-09-2023 was due by 30-04-2024 and was filed on 24-03-2025, 328 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 286 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
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neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
Resignation: BREESCH, Bert Emile Leon Guy…Appointment: BREESCH, Bert Emile Leon…
Annual accounts filedfiscal year 2023 · abbreviated…
Annual accounts filedfiscal year 2022 · micro…
Key points
Risk: Accounts not fileddeadline was 30-04-2025525 d lateView
A director leftlatest change 22-06-2026 · 0 in office1 leftView