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J&B HOMES

Active
Private limited companyfounded 20197 yrs activeClement Cartuyvelsstraat 39, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0721.998.318
Summary

The computed 12-month bankruptcy probability of J&B HOMES is 11.3% (high). For J&B HOMES, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €59,915 and a net result of €36,667. Equity is growing by ~81.6% per year across the filed fiscal years. Its solvency ranks better than 23% of 9389 sector peers (fiscal year 2023). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Buying and selling of own real estate
NACE 68110NACE 68100
1 site
Size
€905,606total assets 2023
Equity
€59,915
Profit
€36,667
Turnover not published (abridged schema)
Financial health
Bankruptcy chance 12 m
11.3%
2023 figures too old to score
Structure
Accounts 525 d overdue1 of 4 deeds read
Signals- 2 financial years not filed after the legal deadline; latest accounts 328 days late; 3 of the last 3 late- Figures for FY 2023 (filed 28-03-2025)- 1 change of registered office in 24 months- Two or more financial years not filed- Filed more than 90 days late+ Sector Real estate activities (NACE 68)Show the evidence

Checked score

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Weak
Solvency 32+5
equity 6.6% of total assets
Liquidity 31-7
short-term debt 41.4% · cash 0.2%
Profitability 46+8
return on assets 4.0%
Bankruptcy probability, 12 months
11.3% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,529 companies)
Last 24 months 11-2024: 5.8% 12-2024: 5.8%▲ +1.0% vs 11-2024 01-2025: 5.3%▼ -10.0% vs 12-2024 02-2025: 5.3%● 0.0% vs 01-2025 03-2025: 5.2%▼ -1.8% vs 02-2025 04-2025: 3.1%▼ -40.7% vs 03-2025lowest value 05-2025: 3.8%▲ +24.1% vs 04-2025 06-2025: 4.7%▲ +22.4% vs 05-2025 07-2025: 6.6%▲ +42.8% vs 06-2025 08-2025: 6.2%▼ -6.3% vs 07-2025 09-2025: 6.4%▲ +3.5% vs 08-2025 10-2025: 7.4%▲ +14.7% vs 09-2025 11-2025: 7.4%▲ +0.8% vs 10-2025 12-2025: 7.5%▲ +1.4% vs 11-2025 01-2026: 6.9%▼ -8.5% vs 12-2025 02-2026: 6.9%● 0.0% vs 01-2026 03-2026: 6.8%▼ -1.7% vs 02-2026 04-2026: 6.8%● 0.0% vs 03-2026 05-2026: 8.3%▲ +22.5% vs 04-2026 06-2026: 8.3%● 0.0% vs 05-2026 07-2026: 11.3%▲ +36.0% vs 06-2026highest value 08-2026: 11.3%● 0.0% vs 07-2026highest value 09-2026: 11.3%● 0.0% vs 08-2026highest value 10-2026: 11.3%● 0.0% vs 09-2026highest value
  • 2 financial years not filed after the legal deadline; latest accounts 328 days late; 3 of the last 3 late raises the probability
  • Figures for FY 2023 (filed 28-03-2025) raises the probability
  • Sector Real estate activities (NACE 68) lowers the probability
  • 1 change of registered office in 24 months raises the probability
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · 2 financial years not filed after the legal deadline; latest accounts 328 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Figures for FY 2023 (filed 28-03-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Real estate activities (NACE 68)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-09-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 3 filings
Position against the passed deadline
30-09-2024 close30-04-2025 deadline07-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 30-09-2023 was due by 30-04-2024 and was filed on 24-03-2025, 328 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
328 d late
2022
259 d late
2021
272 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 286 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: BREESCH, Bert Emile Leon Guy…Appointment: BREESCH, Bert Emile Leon…
  2. Annual accounts filedfiscal year 2023 · abbreviated…
  3. Annual accounts filedfiscal year 2022 · micro…

Key points

  • Risk: Accounts not fileddeadline was 30-04-2025 525 d late View
  • A director leftlatest change 22-06-2026 · 0 in office 1 left View
  • Active since 2019founded 08-03-2019 7 years View

By topic

Financials

Fiscal year
2023
Total assets
€905,606
Profit
€36,667
Solvency
6.6%
Total assets▼ 8.1%
Net result
20212023
Go to Financials

Timeline

Events
7
Since
2022
  1. 22-06-2026Resignation: BREESCH, Bert Emile Leon Guy (manager)
  2. 24-03-2025Annual accounts filed
  3. 14-01-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Buying and selling of own real estateNACE 68110
Founded
08-03-2019
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
40
Who signs
Each director alone
Annual meeting
23 March at 18:00
Purpose
Algemene aannemingen; Thermische en akoestische isolatiewerken; Schattingen en arbitrage…
Go to Articles of association

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