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J.B. CONSULT

Active
Private limited company (pre-2019)founded 1998active for 28 yearsWouter Haecklaan 3B, 2100 Antwerpen, BelgiumKBO/BCE: BE 0464.068.388

From the official registers: KBO 27 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

J.B. CONSULT has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,146 and a net result of -€6,770. Equity has been shrinking by about 9.9% per year since 2018. Its solvency ranks better than 25% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 03-09-1998 Normal situation
Registered office
14 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
Business and other management consultancy NACE 70200and 2 others
Establishment unit
2.088.732.573 2100 Antwerpen, since 07-10-1998
Financial year end
31 December
Peppol
Reachable since 30-12-2025

Board and ownership

Board
  • Konings MariaDirector

Financial position

87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€2,934
▼ 48.5%
Turnover
≈ €13,000
estimated
Loss
€6,770
▲ 50.0%
Equity
€34,146
▼ 16.5%
Total assets
€147,430
▼ 1.4%
Filed on 30-09-2026, 61 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 61 days late; 2 of the last 3 accounts latelowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 0.81, cash €91,747Size: total assets €147,430Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 28% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Weak
Solvency 48-4
equity 23.2% of total assets
Liquidity 58-3
short-term debt 76.8% · cash 62.2%
Profitability 13-52
return on assets -4.6%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025highest value 10-2025: 0.1%▼ -0.2 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.81 (0.82 in 2024), below 1. Short-term debt is 76.8% and cash 62.2% of total assets. 76.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 26% of them on solvency, 49% on liquidity, 12% on profitability and 24% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 61 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 0.81, cash €91,747
NBB · annual accounts
lowers risk · Size: total assets €147,430
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€6,770
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
30 days late
2023
61 days late
2022
21 days late
2021
94 days late
2020
22 days early
2019
118 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 52 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 8 loss-making years in a rowloss in financial year 2025 -€6,770 View
  • Caution: Lower net result than 87% of companies in head offices and management consultancysector median €27,197 · 39,258 companies -€6,770 View

Comparable companies

These companies have the same main activity as J.B. CONSULT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €121,000 and €167,000, founded between 1993 and 2002.

CompanyTotal assetsGross margin
J.B. CONSULT Antwerpen€147,430€2,934
C.D. MORGAN CONSULT Antwerpen€153,617€3,387
MotivationHouse Knokke-Heist€145,302€3,477
ESCANDRIA Brussel€150,802€3,477
FIGEXCO Seraing€121,178€2,559
MAESSEN Maaseik€139,456€2,892
M.B.C.M. Knokke-Heist€167,438€3,253
Full comparison

Documents

Annual accounts at the NBB

All 27 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about J.B. CONSULT

What is the company number of J.B. CONSULT?
The company number of J.B. CONSULT is 0464.068.388. The VAT number is the same number with BE in front: BE 0464.068.388.
Where is J.B. CONSULT based?
The registered office is at Wouter Haecklaan 3B, 2100 Antwerpen.Company details
What does J.B. CONSULT do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of J.B. CONSULT?
The legal form of J.B. CONSULT is Private limited company (pre-2019) (BVBA).
When was J.B. CONSULT founded?
J.B. CONSULT was founded on 03-09-1998.
Is J.B. CONSULT still active?
Yes, J.B. CONSULT is an active enterprise in the KBO register.
What is the turnover of J.B. CONSULT?
The turnover in financial year 2025 is ≈ €13,000. This figure is estimated from the gross margin of €2,934 and 205 comparable companies (NACE 70200). It probably lies between €6,300 and €27,000. It is a rough estimate.Financials
Is J.B. CONSULT profitable?
In financial year 2025, J.B. CONSULT made a loss of €6,770.
Where can I find the annual accounts of J.B. CONSULT?
J.B. CONSULT filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of J.B. CONSULT due?
J.B. CONSULT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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