J. Aadel
ActiveJ. Aadel has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €247k and a net result of €89k. Equity is growing by ~34.3% per year across the filed fiscal years. Its solvency ranks better than 80% of 12708 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+6
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 5.57 against 4.78 in 2024; short-term debt: 17.9% and cash: 0.1% of total assets), and 18% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82%
Return on assets
29.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
24 d late
2024
31 d early
2023
36 d early
2022
32 d late
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€247k▲ 56.4%
2024 · €158k
2021: €41k
2022: €82k
2023: €118k
2024: €158k
2021 → 2025
Total assets
€301k▲ 51.0%
2024 · €200k
2021: €59k
2022: €110k
2023: €144k
2024: €200k
2021 → 2025
Net result
€89k▲ 123%
2024 · €40k
2021: €39k
2022: €41k
2023: €36k
2024: €40k
2021 → 2025
Working capital
€247k▲ 57.3%
2024 · €157k
2021: €41k
2022: €82k
2023: €117k
2024: €157k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€82k▲ 101%€118k▲ 44.6%€158k▲ 33.9%€247k▲ 56.4%
Operating result€50k-€50k▲ 0.7%€43k▼ 14.3%€49k▲ 13.8%€108k▲ 121%
Net result€39k-€41k▲ 4.0%€36k▼ 11.3%€40k▲ 9.9%€89k▲ 123%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 121% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €301k
Fixed assets
€274▼ 72.1%
Current assets
€301k▲ 51.6%
Equity and liabilities €301k
Equity
€247k▲ 56.4%
Debt
€54k▲ 30.4%
The debt ratio falls from 20.8% to 18.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€108k▲
2024 · €50k
Cash flow
€90k▲
2024 · €41k
Solvency
82.0%▲
2024 · 79.2%
Current ratio
5.57▲
2024 · 4.78
Quick ratio
5.57▲
2024 · 4.78
Debt / equity
0.22▼
2024 · 0.26
ROE
36.1%▲
2024 · 25.3%
ROA
29.6%▲
2024 · 20.0%
Interest coverage
634.33▲
2024 · 23.36
Debt
€54k▲
2024 · €42k
Debt ≤ 1 year
€54k▲
2024 · €42k
Income taxes
€26k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€200k€301k▲
Fixed assets21/28€981€274▼
Tangible fixed assets22/27€981€274▼
Furniture and vehicles24€981€274▼
Current assets29/58€199k€301k▲
Amounts receivable after more than one year29€104k€104k=
Other amounts receivable291€104k€104k=
Amounts receivable within one year40/41€71k€194k▲
Trade receivables40€2k€9k▲
Other amounts receivable41€69k€185k▲
Cash at bank and in hand54/58€20k€270▼
Deferred charges and accrued income490/1€3k€3k=
Equity and liabilities
Total equity and liabilities10/49€200k€301k▲
Equity10/15€158k€247k▲
Contributions10/11€1k€1k=
Reserves13€156k€156k=
Distributable reserves133€156k€156k=
Profit (loss) carried forward14€407€90k▲
Amounts payable17/49€42k€54k▲
Amounts payable within one year42/48€42k€54k▲
Trade debts44€654€9k▲
Suppliers440/4€654€9k▲
Taxes, remuneration and social security45€41k€45k▲
Taxes450/3€41k€45k▲
Accrued charges and deferred income492/3-€187
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€694€707▲
Other operating charges640/8€10€2k▲
Gross operating margin9900€50k€111k▲
Operating profit (loss)9901€49k€108k▲
Financial income75/76B€6k€8k▲
Recurring financial income75€6k€8k▲
Financial charges65/66B€2k€171▼
Recurring financial charges65€2k€171▼
Profit (loss) for the period before taxes9903€53k€115k▲
Income taxes67/77€13k€26k▲
Profit (loss) for the period9904€40k€89k▲
Profit (loss) for the period to be appropriated9905€40k€89k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€90k▲
Profit (loss) brought forward from the previous period14P€398€407▲
Transfer to equity691/2€40k-
To other reserves6921€40k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
04-08
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 29/06/2026
- Registered-office move, rue Garibaldi 55, 1060 Bruxelles
2025
31-12
Financial
Highest result since 2021net €89k ▲123%
Operating result €108k, net result €89k, both a record.
31-12
Financial
Equity above €200kEq €247k ▲56.4%
5 profitable years in a row build equity to €247k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €158k ▲33.9%
4 profitable years in a row build equity to €158k.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €36k ▼11.3%
Net result drops to €36k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €118k ▲44.6%
3 profitable years in a row build equity to €118k.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Garibaldistraat 551060 Sint-Gillis (bij-Brussel)Ground area
131 m²
Building footprint
82 m²
Volume, LiDAR
889 m³
Parcel 21562A0202/00G002, Brussels · tallest building 18.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
J. Aadel
since 20212.314.483.544
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0202/00G002 | Brussels | 131 m² | 1 · 82 m² | 18.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PORTALIS
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LEGAL PÔLE
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Of 22,055 companies in sector 69101 we hold annual accounts for 9,053. 6,993 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-2021
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.