Checked.be · Company dossierhttps://checked.be/en/c/j-a-m-immo-0870939046 · as of 15-10-2026
J.A.M. IMMO
Active
Naamloze vennootschap van publiek recht · founded 2004 · active for 21 yearsConstant Montaldlaan 112, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0870.939.046
Summary
J.A.M. IMMO has the legal form “Naamloze vennootschap van publiek recht” in the KBO; Checked does not compute a bankruptcy probability for it. The 2025 annual accounts show equity of €325,645 and a net result of -€6,758. Equity remains stable across the filed financial years (±1.3% per year). The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.
Bankruptcy probability: legal form outside the model
Structure
Parent
ALANI · 95%
Accounts filed 50 days late0 of 4 deeds read
SignalsneutralFiled after the deadlineShow the evidence
Checked score
Score 2025
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. There is no bankruptcy probability for this company, so the score rests on the figures alone.
65/ 100
Healthy▼ -14 on 2024
Without a bankruptcy probability: score from the figures alone
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. Without a bankruptcy probability, this company's Checked score rests on these figures.
Strong
Solvency81+14
equity 56.2% of total assets
Liquidity79+9
short-term debt 43.8% · cash 95.4%
Profitability35-65
return on assets -1.2%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
The KBO gives the legal form as “Naamloze vennootschap van publiek recht”. We show no bankruptcy probability for it: the model is built on companies and gives no reliable figure for this form.
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.28, compared with 1.74 in 2024, above the usual 1.5; short-term debt: 43.8% and cash: 95.4% of total assets), and 43.8% of the assets are financed with debt and provisions.
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-09-2026, 50 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
This company filed its last 7 accounts on average 32 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 filed years within 30 days of that day).