J.A.D.
ActiveJ.A.D. has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €897k and a net result of €232k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 54% of 4502 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency83▲+44
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 1.35 in 2024), but 56.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.3%
Return on assets
11.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
22 d late
2023
28 d late
2022
31 d late
2021
144 d late
2020
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€232k▲ 35.7%
2024 · €171k
2020: €-5k
2021: €-519
2022: €-446
2023: €-1k
2024: €171k
2020 → 2025
Working capital
€897k▲ 15.9%
2024 · €774k
2022: €495k
2024: €774k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€495k-€495k▼ 0.1%€493k▼ 0.2%€665k▲ 34.7%€897k▲ 35.0%
Operating result€-483-€-410▲ 15.1%€-728▼ 77.8%€239k€309k▲ 29.0%
Net result€-519-€-446▲ 14.1%€-1k▼ 170%€171k€232k▲ 35.7%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 29% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €2.07M
Equity
€897k▲ 35.0%
Debt
€1.17M▼ 49.4%
The debt ratio falls from 77.7% to 56.7%: equity grows while debt is paid down.
Key figures and ratios
Solvency
43.3%▲
2024 · 22.3%
Current ratio
1.76▲
2024 · 1.35
Quick ratio
1.13▲
2024 · 0.70
Debt / equity
1.31▼
2024 · 3.49
ROE
25.9%▲
2024 · 25.8%
ROA
11.2%▲
2024 · 5.7%
Debt
€1.17M▼
2024 · €2.32M
Debt ≤ 1 year
€1.17M▼
2024 · €2.21M
Income taxes
€75k▲
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.99M€2.07M▼
Current assets29/58€2.99M€2.07M▼
Stocks and contracts in progress3€1.44M€741k▼
Contracts in progress37€1.44M€741k▼
Amounts receivable within one year40/41€496k€844k▲
Trade receivables40€6k€1k▼
Other amounts receivable41€490k€843k▲
Cash at bank and in hand54/58€1.05M€484k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€2.99M€2.07M▼
Equity10/15€665k€897k▲
Contributions10/11€500k€500k=
Capital10€500k€500k=
Issued capital100€500k€500k=
Reserves13-€12k
Non-distributable reserves130/1-€12k
Legal reserve130-€12k
Profit (loss) carried forward14€165k€385k▲
Amounts payable17/49€2.32M€1.17M▼
Amounts payable within one year42/48€2.21M€1.17M▼
Trade debts44€29k€2k▼
Suppliers440/4€29k€2k▼
Taxes, remuneration and social security45€117k€392k▲
Taxes450/3€117k€62k▼
Remuneration and social security454/9-€330k
Other amounts payable47/48€2.07M€780k▼
Accrued charges and deferred income492/3€109k-
Income statement
Code20242025
Other operating charges640/8€1k€1k▲
Gross operating margin9900€240k€310k▲
Operating profit (loss)9901€239k€309k▲
Financial income75/76B-€0
Recurring financial income75-€0
Non-recurring financial income76B-€0
Financial charges65/66B€4k€1k▼
Recurring financial charges65€4k€1k▼
Profit (loss) for the period before taxes9903€235k€307k▲
Income taxes67/77€64k€75k▲
Profit (loss) for the period9904€171k€232k▲
Profit (loss) for the period to be appropriated9905€171k€232k▲
Appropriation of the result
Profit (loss) to be appropriated9906€165k€397k▲
Profit (loss) brought forward from the previous period14P€-7k€165k▲
Transfer to equity691/2-€12k
To the legal reserve6920-€12k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-12
Financial
Highest result since 2020net €232k ▲35.7%
Operating result €309k, net result €232k, both a record.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 22 days late
2024
31-12
Financial
Back to profitnet €171k
Net result €171k after 4 loss-making years.
31-12
Financial
Equity above €500kEq €665k ▲34.7%
Equity rises from €493k to €665k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 144 days late
2021
18-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Henry Fordlaan 213600 GenkGround area
1.5 ha
Building footprint
4,152 m²
Volume, LiDAR
25,335 m³
Parcel 71304E0735/00W012, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Henry Fordlaan 21, 3600 Genk
since 20192.358.016.451
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71304E0735/00W012 | Flanders | 1.5 ha | 1 · 4,152 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Alysee Projectontwikkeling
BE 0831.759.855
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BUILDIS
BE 0884.498.755
Eghezée · Eq €898k
VAN ROEY SERVICES
BE 0867.378.453
Rijkevorsel · Eq €899k
URBAN REAL ESTATE
BE 0881.675.560
Hasselt · Eq €895k
BOLS
BE 0889.076.462
Ravels · Eq €899k
Of 9,635 companies in sector 68121 we hold annual accounts for 7,328. 4,034 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-11-2019
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.