Summary
J.A.B. has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.3m and a net result of €25,562. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 75% of 9341 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
27 d early
2023
11 d early
2022
5 d early
2021
9 d early
2020
75 d early
2019
45 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€2.3m▲ 1.1%
2024 · €2.3m
Total assets
€3.6m▲ 5.6%
2024 · €3.4m
Net result
€25,562▼ 86.8%
2024 · €193,417
Working capital
-€272,943▼ 82.9%
2024 · -€149,256
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€86,741▲ 99.5%€67,418▼ 22.3%€56,567▼ 16.1%€74,259▲ 31.3%€93,259▲ 25.6%
Net result€51,883within the sector's middle half▲ 32.1%€29,943within the sector's middle half▼ 42.3%€275,818above the sector's middle half▲ 821%€193,417above the sector's middle half▼ 29.9%€25,562within the sector's middle half▼ 86.8%
Equity€2.3mabove the sector's middle half▲ 26.3%€1.8mabove the sector's middle half▼ 21.1%€2.1mabove the sector's middle half▲ 15.2%€2.3mabove the sector's middle half▲ 9.2%€2.3mabove the sector's middle half▲ 1.1%
Total assets€3.4mwithin the sector's middle half▲ 16.5%€3.3mwithin the sector's middle half▼ 1.9%€3.4mwithin the sector's middle half▲ 0.4%€3.4mwithin the sector's middle half▲ 0.5%€3.6mwithin the sector's middle half▲ 5.6%
Debt€1.1m▲ 0.3%€1.5m▲ 37.9%€1.3m▼ 17.1%€1.1m▼ 13.8%€1.3m▲ 15.2%
Working capital-€75,946within the sector's middle half-€568,246below the sector's middle half▼ 648%-€323,296below the sector's middle half▲ 43.1%-€149,256within the sector's middle half▲ 53.8%-€272,943below the sector's middle half▼ 82.9%
Solvency67.5%above the sector's middle half▲ 5.3pp54.3%within the sector's middle half▼ 13.2pp62.3%within the sector's middle half▲ 8.0pp67.6%above the sector's middle half▲ 5.4pp64.7%above the sector's middle half▼ 2.9pp
Current ratio0.90within the sector's middle half▼ 0.800.53within the sector's middle half▼ 0.370.66within the sector's middle half▲ 0.120.82within the sector's middle half▲ 0.160.69within the sector's middle half▼ 0.12
Return on assets (ROA)1.5%within the sector's middle half▲ 0.2pp0.9%within the sector's middle half▼ 0.6pp8.2%above the sector's middle half▲ 7.3pp5.7%above the sector's middle half▼ 2.5pp0.7%within the sector's middle half▼ 5.0pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.6m
Fixed assets
€2.9m ▲ 9.0%
Current assets
€613,568 ▼ 7.9%
Equity and liabilities €3.6m
Equity
€2.3m ▲ 1.1%
Debt
€1.3m ▲ 15.2%
Debt's share of the balance-sheet total rises from 32.4% to 35.3%. Equity and debt are higher.
Key figures and ratios
ROE
1.1%▼
2024 · 8.5%
Debt ≤ 1 year
€886,511▲
2024 · €815,705
Debt > 1 year
€306,882▲
2024 · €209,715
Income taxes
€12,516▼
2024 · €23,259
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €40,206 | €37,364 | €45,900 | €44,463 | €48,826 | ▲ 9.8% |
| Other operating charges640/8 | €3,616 | €3,368 | €5,145 | €5,078 | €3,331 | ▼ 34.4% |
| Gross operating margin9900 | €130,563 | €108,149 | €107,611 | €123,801 | €145,416 | ▲ 17.5% |
| Operating profit (loss)9901 | €86,741 | €67,418 | €56,567 | €74,259 | €93,259 | ▲ 25.6% |
| Financial income75/76B | €10,924 | €11,482 | €311,075 | €215,576 | €11,759 | ▼ 94.5% |
| Recurring financial income75 | €10,924 | €11,482 | €311,075 | €215,576 | €11,759 | ▼ 94.5% |
| Financial charges65/66B | €26,293 | €37,370 | €62,874 | €73,159 | €66,940 | ▼ 8.5% |
| Recurring financial charges65 | €26,293 | €37,370 | €62,874 | €73,159 | €66,940 | ▼ 8.5% |
| Profit (loss) for the period before taxes9903 | €71,371 | €41,529 | €304,767 | €216,676 | €38,078 | ▼ 82.4% |
| Income taxes67/77 | €19,489 | €11,587 | €28,949 | €23,259 | €12,516 | ▼ 46.2% |
| Profit (loss) for the period9904 | €51,883 | €29,943 | €275,818 | €193,417 | €25,562 | ▼ 86.8% |
| Profit (loss) for the period to be appropriated9905 | €51,883 | €29,943 | €275,818 | €193,417 | €25,562 | ▼ 86.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.4m | €3.3m | €3.4m | €3.4m | €3.6m | ▲ 5.6% |
| Fixed assets21/28 | €2.7m | €2.7m | €2.7m | €2.7m | €2.9m | ▲ 9.0% |
| Tangible fixed assets22/27 | €730,054 | €692,691 | €736,330 | €705,146 | €948,324 | ▲ 34.5% |
| Land and buildings22 | €721,955 | €685,112 | €652,120 | €624,814 | €874,516 | ▲ 40.0% |
| Plant, machinery and equipment23 | - | - | €16,351 | €24,381 | €33,057 | ▲ 35.6% |
| Furniture and vehicles24 | €520 | - | €60,280 | €48,372 | €33,172 | ▼ 31.4% |
| Other tangible fixed assets26 | €7,579 | €7,579 | €7,579 | €7,579 | €7,579 | = |
| Financial fixed assets28 | €2.0m | €2.0m | €2.0m | €2.0m | €2.0m | = |
| Current assets29/58 | €673,858 | €646,433 | €617,454 | €666,449 | €613,568 | ▼ 7.9% |
| Amounts receivable after more than one year29 | €500,000 | €500,000 | €500,000 | €500,000 | €500,000 | = |
| Other amounts receivable291 | €500,000 | €500,000 | €500,000 | €500,000 | €500,000 | = |
| Amounts receivable within one year40/41 | €119,486 | €115,894 | €77,237 | €131,836 | €78,058 | ▼ 40.8% |
| Trade receivables40 | €28,820 | €27,400 | €6,275 | €18,135 | €21,780 | ▲ 20.1% |
| Other amounts receivable41 | €90,666 | €88,494 | €70,962 | €113,701 | €56,278 | ▼ 50.5% |
| Cash at bank and in hand54/58 | €42,910 | €18,478 | €28,149 | €21,706 | €22,767 | ▲ 4.9% |
| Deferred charges and accrued income490/1 | €11,462 | €12,062 | €12,068 | €12,908 | €12,743 | ▼ 1.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.4m | €3.3m | €3.4m | €3.4m | €3.6m | ▲ 5.6% |
| Equity10/15 | €2.3m | €1.8m | €2.1m | €2.3m | €2.3m | ▲ 1.1% |
| Contributions10/11 | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | = |
| Reserves13 | €1.1m | €613,044 | €888,030 | €1.1m | €1.1m | ▲ 2.3% |
| Distributable reserves133 | €1.1m | €613,044 | €888,030 | €1.1m | €1.1m | ▲ 2.3% |
| Amounts payable17/49 | €1.1m | €1.5m | €1.3m | €1.1m | €1.3m | ▲ 15.2% |
| Amounts payable after more than one year17 | €331,869 | €275,340 | €270,546 | €209,715 | €306,882 | ▲ 46.3% |
| Financial debts170/4 | €331,869 | €275,340 | €270,546 | €209,715 | €306,882 | ▲ 46.3% |
| Amounts payable within one year42/48 | €749,804 | €1.2m | €940,750 | €815,705 | €886,511 | ▲ 8.7% |
| Current portion of amounts payable after more than one year42 | €65,997 | €56,529 | €59,740 | €60,831 | €80,236 | ▲ 31.9% |
| Financial debts43 | €5,024 | €6,600 | €6,046 | €6,350 | €3,569 | ▼ 43.8% |
| Other loans439 | €5,024 | €6,600 | €6,046 | €6,350 | €3,569 | ▼ 43.8% |
| Trade debts44 | €17,503 | €15,841 | €8,439 | €11,118 | €64,963 | ▲ 484% |
| Suppliers440/4 | €17,503 | €15,841 | €8,439 | €11,118 | €64,963 | ▲ 484% |
| Taxes, remuneration and social security45 | €16,225 | €11,648 | €26,288 | €26,539 | €16,965 | ▼ 36.1% |
| Taxes450/3 | €16,225 | €11,648 | €26,288 | €26,539 | €16,965 | ▼ 36.1% |
| Other amounts payable47/48 | €645,056 | €1.1m | €840,236 | €710,867 | €720,778 | ▲ 1.4% |
| Accrued charges and deferred income492/3 | €25,026 | €36,434 | €54,833 | €65,936 | €63,530 | ▼ 3.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €51,883 | €29,943 | €275,818 | €193,417 | €25,562 | ▼ 86.8% |
| + Depreciation and write-downs630 | €40,206 | €37,364 | €45,900 | €44,463 | €48,826 | ▲ 9.8% |
| Operating cash flow (approximation) | €92,088 | €67,306 | €321,718 | €237,880 | €74,388 | ▼ 68.7% |
| Investment in fixed assets (approximation) | - | €0 | -€89,539 | -€13,280 | -€292,003 | ▼ 2,099% |
| Change in cash | - | -€24,432 | €9,671 | -€6,443 | €1,062 | ▲ 116% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €25,562 ▼86.8%
Net result drops to €25,562, the lowest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
20-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €275,818 ▲821%
Net result €275,818, the highest in the series.
31-12
Financial
Equity above €2mEq €2.1m ▲15.2%
6 profitable years in a row build equity to €2.1m.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €2mEq €2.3m ▲26.3%
4 profitable years in a row build equity to €2.3m.
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 45 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 22 days late
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2009
Ground area
6,262 m²
Building footprint
371 m²
Volume, LiDAR
1,824 m³
Parcel 44017D0487/00T004, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
J.A.B.
since 20092.189.087.684
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017D0487/00T004 | Flanders | 6,262 m² | 1 · 371 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 2
-
99.9%
-
99.86%
According to the 2025 annual accounts of J.A.B. and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 6,816 EUR awarded · 6,816 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,055 EUR | 2,055 EUR |
| 2024 | 1 | 2,055 EUR | 2,055 EUR |
| 2023 | 1 | 1,050 EUR | 1,050 EUR |
| 2022 | 1 | 1,656 EUR | 1,656 EUR |
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Of 9,144 companies in sector 68201 we hold annual accounts for 6,775. 4,139 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-10-2009
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0820176174
Registered
16-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.