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IZZA INTERIOR

Active
Private limited companyfounded 20224 yrs activeMaurice Lemonnierlaan 211, 1000 Brussel, BelgiumKBO/BCE: BE 0786.297.143
Summary

The computed 12-month bankruptcy probability of IZZA INTERIOR is 6.7% (elevated). The 2025 annual accounts show negative equity (-€60,541) and a net result of -€22,838. Equity is shrinking by ~66.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 11693 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Wholesale trade
NACE 46471
1 site
How big
€2,034total assets 2025
Equity
-€60,541
Loss
-€22,838
Turnover not published (abridged schema)
Financially healthy?
17 Critical Checked score 2025
Bankruptcy chance 12 m
6.7%
Who decides
Accounts filed 30 d late0 of 1 deed read
Why 17- Limited track record- Annual accounts: weaker financial profile- Higher-failure-rate region- Higher-failure-rate sector- Negative equityFiled after the deadlineShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
6.7% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€60,541
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
30 d late
2024
29 d late
2023
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 20 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€27,628

Financials

Fiscal year 2025Total assets €2,034Loss -€22,838Solvency -2975.9%Liquidity 0.03
Total assets
€2,034▼ 92.9%
2023 - 2025
Net result
-€22,838▲ 17.3%
2023 - 2025
Equity
-€60,541▼ 60.6%
2023 - 2025
Solvency
-2975.9%▼ 2843.7pp
2023 - 2025

Financials · fiscal year 2025, micro schema

Trend over the years3 fiscal years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€11,998--€27,015▼ 125%-€22,645▲ 16.2%
Net result-€12,074below the sector's middle half--€27,628below the sector's middle half▼ 129%-€22,838below the sector's middle half▲ 17.3%
Equity-€10,074below the sector's middle half--€37,702below the sector's middle half▼ 274%-€60,541below the sector's middle half▼ 60.6%
Total assets€7,103below the sector's middle half-€28,514below the sector's middle half▲ 301%€2,034below the sector's middle half▼ 92.9%
Debt€17,177-€66,216▲ 285%€62,575▼ 5.5%
Working capital-€10,074below the sector's middle half--€37,702below the sector's middle half▼ 274%-€60,541below the sector's middle half▼ 60.6%
Solvency-141.8%below the sector's middle half--132.2%below the sector's middle half▲ 9.6pp
Current ratio0.41below the sector's middle half-0.43below the sector's middle half▲ 0.02
Return on assets (ROA)-170.0%below the sector's middle half--96.9%below the sector's middle half▲ 73.1pp
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year2025
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2023: -€11,998-€11,998Net result 2023: -€12,074-€12,074Operating result 2024: -€27,015-€27,015Net result 2024: -€27,628-€27,628Operating result 2025: -€22,645-€22,645Net result 2025: -€22,838-€22,838202320242025-€30,000-€20,000-€10,000€0Operating result 2023: -€11,998-€12,000Net result 2023: -€12,074-€12,100Operating result 2024: -€27,015-€27,000Net result 2024: -€27,628-€27,600Operating result 2025: -€22,645-€22,600Net result 2025: -€22,838-€22,800202320242025
The operating result stays negative: a loss of €22,645 in 2025 against €27,015 in 2024; the loss shrinks.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€62,575▼
2024 · €66,216
Ratios withheld: a balance sheet total of €2,034 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 6.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€28,514€2,034▼
Current assets29/58€28,514€2,034▼
Stocks and contracts in progress3€24,900-
Stocks30/36€24,900-
Amounts receivable within one year40/41€2,508€1,618▼
Trade receivables40€1,340-
Other amounts receivable41€1,168€1,618▲
Cash at bank and in hand54/58€1,106€416▼
Equity and liabilities
Total equity and liabilities10/49€28,514€2,034▼
Equity10/15-€37,702-€60,541▼
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€39,702-€62,541▼
Amounts payable17/49€66,216€62,575▼
Amounts payable within one year42/48€66,216€62,575▼
Trade debts44€8,353-
Suppliers440/4€8,353-
Taxes, remuneration and social security45€157€157=
Taxes450/3€157€157=
Other amounts payable47/48€57,706€62,418▲
Income statement Code20242025
Remuneration, social security and pensions62€78-
Gross operating margin9900-€26,936-€22,645▲
Operating profit (loss)9901-€27,015-€22,645▲
Financial charges65/66B€614€193▼
Recurring financial charges65€614€193▼
Profit (loss) for the period before taxes9903-€27,628-€22,838▲
Profit (loss) for the period9904-€27,628-€22,838▲
Profit (loss) for the period to be appropriated9905-€27,628-€22,838▲
Appropriation of the result
Profit (loss) to be appropriated9906-€39,702-€62,541▼
Profit (loss) brought forward from the previous period14P-€12,074-€39,702▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Remuneration, social security and pensions62-€78--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,050---
Gross operating margin9900-€10,948-€26,936-€22,645▲ 15.9%
Operating profit (loss)9901-€11,998-€27,015-€22,645▲ 16.2%
Financial charges65/66B€76€614€193▼ 68.6%
Recurring financial charges65€76€614€193▼ 68.6%
Profit (loss) for the period before taxes9903-€12,074-€27,628-€22,838▲ 17.3%
Profit (loss) for the period9904-€12,074-€27,628-€22,838▲ 17.3%
Profit (loss) for the period to be appropriated9905-€12,074-€27,628-€22,838▲ 17.3%
Line202320242025Change
Assets
Total assets20/58€7,103€28,514€2,034▼ 92.9%
Current assets29/58€7,103€28,514€2,034▼ 92.9%
Stocks and contracts in progress3€6,000€24,900--
Stocks30/36€6,000€24,900--
Amounts receivable within one year40/41€902€2,508€1,618▼ 35.5%
Trade receivables40-€1,340--
Other amounts receivable41€902€1,168€1,618▲ 38.6%
Cash at bank and in hand54/58€201€1,106€416▼ 62.4%
Equity and liabilities
Total equity and liabilities10/49€7,103€28,514€2,034▼ 92.9%
Equity10/15-€10,074-€37,702-€60,541▼ 60.6%
Contributions10/11€2,000€2,000€2,000=
Profit (loss) carried forward14-€12,074-€39,702-€62,541▼ 57.5%
Amounts payable17/49€17,177€66,216€62,575▼ 5.5%
Amounts payable within one year42/48€17,177€66,216€62,575▼ 5.5%
Trade debts44€15,073€8,353--
Suppliers440/4€15,073€8,353--
Taxes, remuneration and social security45€157€157€157=
Taxes450/3€157€157€157=
Other amounts payable47/48€1,947€57,706€62,418▲ 8.2%
Line202320242025Change
Profit (loss) for the period9904-€12,074-€27,628-€22,838▲ 17.3%
+ Depreciation and write-downs630€1,050---
Operating cash flow (approximation)-€11,024-€27,628-€22,838▲ 17.3%
Change in cash-€905-€690▼ 176%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 334 companies in this sector we hold annual accounts for 191. See the whole sector

Timeline

4 eventsLatest 30-08-2026Next filing 31-07-2027

History

IZZA INTERIOR was incorporated on 17 May 2022 as a Private limited company.1 Total assets fell from €7,103 in 2023 to €2,034 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Weakest financial yearnet -€27,628
Net result drops to -€27,628, the lowest in the series; recovery starts the following year.
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Company details

Private limited company · founded 17-05-2022Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded17-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
46471Wholesale trade
46473Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID 0208:0786297143
Registered 09-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
487 m²
Building footprint
88 m²
Volume, LiDAR
1,371 m³
Parcel 21810L2202/00B003, Brussels · tallest building 20.3 m, ±6 floors. Linked by address, not a title deed.
13 companies at this address See who is registered here
1 establishment unit
IZZA INTERIOR
Maurice Lemonnierlaan 211, 1000 BrusselWholesale trade
since 2022unit no. 2.383.728.577
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21810L2202/00B003 Brussels 487 m² 1 · 88 m² 20.3 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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