Izumi
ActiveThe computed 12-month bankruptcy probability of Izumi is 1.6% (moderate). The 2025 annual accounts show equity of €101k and a net result of €7k. Equity is growing by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 62% of 13159 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-17
Solvency69▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.63 in 2024; short-term debt: 55.9% and cash: 25.9% of total assets), but 55.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.1%
Return on assets
2.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
1 d early
2022
6 d early
2021
10 d early
2020
2 d early
2019
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€754k
EBIT margin
0.8%
Net result
€7k▼ 61.0%
2024 · €17k
2019: €34k
2020: €36k
2021: €53k
2022: €-14k
2023: €-7k
2024: €17k
2019 → 2025
Working capital
€77k▲ 1.9%
2024 · €75k
2019: €5k
2020: €43k
2021: €96k
2022: €90k
2023: €49k
2024: €75k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€754k
Equity€86k-€72k▼ 15.8%€65k▼ 10.3%€94k▲ 45.4%€101k▲ 7.0%
Operating result€66k-€6k▼ 90.9%€3k▼ 57.6%€34k▲ 1,226%€26k▼ 22.2%
Net result€53k-€-14k€-7k▲ 45.2%€17k€7k▼ 61.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €228k
Fixed assets
€24k▼ 0.7%
Current assets
€204k▲ 4.9%
Equity and liabilities €228k
Equity
€101k▲ 7.0%
Debt
€128k▲ 2.2%
The debt ratio falls from 57.1% to 55.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▼
2024 · €41k
Cash flow
€12k▼
2024 · €24k
Solvency
44.1%▲
2024 · 42.9%
Current ratio
1.60▼
2024 · 1.63
Quick ratio
1.50▼
2024 · 1.55
Debt / equity
1.27▼
2024 · 1.33
ROE
6.6%▼
2024 · 18.0%
ROA
2.9%▼
2024 · 7.7%
Interest coverage
3.00▼
2024 · 4.22
Debt
€128k▲
2024 · €125k
Debt ≤ 1 year
€128k▲
2024 · €120k
Debt > 1 year
€0▼
2024 · €5k
Income taxes
€10k▲
2024 · €7k
Staff costs
€328k▼
2024 · €349k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€219k€228k▲
Fixed assets21/28€24k€24k▼
Tangible fixed assets22/27€24k€24k▼
Land and buildings22€15k€14k▼
Plant, machinery and equipment23€8k€9k▲
Furniture and vehicles24€609€308▼
Current assets29/58€195k€204k▲
Amounts receivable after more than one year29€35k€35k=
Trade receivables290€35k€35k=
Stocks and contracts in progress3€9k€13k▲
Stocks30/36€9k€13k▲
Amounts receivable within one year40/41€71k€92k▲
Trade receivables40€10€7k▲
Other amounts receivable41€71k€86k▲
Cash at bank and in hand54/58€78k€59k▼
Deferred charges and accrued income490/1€1k€5k▲
Equity and liabilities
Total equity and liabilities10/49€219k€228k▲
Equity10/15€94k€101k▲
Contributions10/11€19k€19k=
Reserves13€18k€25k▲
Distributable reserves133€18k€25k▲
Profit (loss) carried forward14€57k€57k=
Amounts payable17/49€125k€128k▲
Amounts payable after more than one year17€5k€0▼
Financial debts170/4€5k€0▼
Amounts payable within one year42/48€120k€128k▲
Current portion of amounts payable after more than one year42€21k€22k▲
Financial debts43€1€0▼
Credit institutions430/8€1€0▼
Trade debts44€31k€37k▲
Suppliers440/4€31k€37k▲
Advances received on contracts in progress46€2k€931▼
Taxes, remuneration and social security45€63k€65k▲
Taxes450/3€26k€24k▼
Remuneration and social security454/9€37k€40k▲
Other amounts payable47/48€3k€3k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€349k€328k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€3k€6k▲
Gross operating margin9900€393k€366k▼
Operating profit (loss)9901€34k€26k▼
Financial income75/76B€2€736▲
Recurring financial income75€2€736▲
Financial charges65/66B€10k€11k▲
Recurring financial charges65€10k€11k▲
Profit (loss) for the period before taxes9903€24k€16k▼
Income taxes67/77€7k€10k▲
Profit (loss) for the period9904€17k€7k▼
Profit (loss) for the period to be appropriated9905€17k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€64k▲
Profit (loss) brought forward from the previous period14P€40k€57k▲
Transfer to equity691/2-€7k
To other reserves6921-€7k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €100kEq €101k ▲7%
2 profitable years in a row build equity to €101k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-14k ▼125%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
21-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €53k ▲47.2%
Operating result €66k, net result €53k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 3.52
Current ratio from 1.70 to 3.52; short-term debt falls from €61k to €38k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 85 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beeldhouwersstraat 442000 AntwerpenGround area
154 m²
Building footprint
130 m²
Volume, LiDAR
1,120 m³
Parcel 11811L3701/00B002, Flanders · tallest building 15.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Izumi
since 20162.255.951.269
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3701/00B002 | Flanders | 154 m² | 1 · 130 m² | 15.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 299 EUR awarded · 299 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 299 EUR | 299 EUR |
Schemes
Energiesteun 2 (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.255.951.269
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Heuvelland · Eq €101k
Of 20,499 companies in sector 56111 we hold annual accounts for 11,455. 9,559 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-08-2016
Fiscal year end30-06
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.