Financials
- Financial year
- 2025
- Total assets
- €232,436
- Profit
- €27,693
- Solvency
- 46.4%
Total assets▲ 83.3%
Net result
20242025
IZOHOME
ActiveSummary
The computed 12-month bankruptcy probability of IZOHOME is 2.3% (moderate). The 2025 annual accounts show equity of €107,819 and a net result of €27,693. Its solvency ranks better than 54% of 13,582 sector peers (NACE 46, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Wholesale of construction materials, general range
NACE 46831
1 site
Size
€232,436total assets 2025
- Equity
- €107,819
- Profit
- €27,693
Turnover not published (micro format)
Structure
Accounts filed 38 days late1 of 2 deeds read
Why 54raises riskFounded in 20241 change of registered office in 24 monthsLatest accounts 38 days late; 1 of the last 3 lateSize: total assets €232,436Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 66% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Strong
Solvency
71-17
equity 46.4% of total assets
Liquidity
50+1
short-term debt 36.3% · cash 13.0%
Profitability
84-5
return on assets 11.9%
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 0.8%lowest value
09-2025: 0.8%● unchanged vs 08-2025lowest value
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 1.0%▲ +0.2 percentage points vs 10-2025
12-2025: 1.7%▲ +0.7 percentage points vs 11-2025
01-2026: 1.7%● unchanged vs 12-2025
02-2026: 1.7%● unchanged vs 01-2026
03-2026: 1.7%● unchanged vs 02-2026
04-2026: 2.2%▲ +0.5 percentage points vs 03-2026
05-2026: 2.7%▲ +0.5 percentage points vs 04-2026
06-2026: 2.7%● unchanged vs 05-2026
07-2026: 2.9%▲ +0.2 percentage points vs 06-2026
08-2026: 3.7%▲ +0.8 percentage points vs 07-2026
09-2026: 3.8%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 2.3%▼ -1.5 percentage points vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.17, compared with 2.37 in 2024; short-term debt: 36.3% and cash: 13% of total assets), but 53.6% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 54% on solvency, 50% on liquidity, 78% on profitability and 83% on growth.
The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
38 days late
2024
45 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 4 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Equity above €100,000equity €107,819 ▲34.6%
- Registered officeRegistered-office move
Key points
By topic
Timeline
- Events
- 4
- Since
- 2025
- Next accounts
- by 31-07-2027
- 16-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of construction materials, general rangeNACE 46831
- Founded
- 23-07-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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