IZIKO
ActiveIZIKO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.13M and a net result of €1.53M. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 28% of 1397 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▼-17
Solvency8=
Growth85=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity short (current ratio 0.29 against 0.29 in 2024), and 87.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.3%
Return on assets
16.7%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
5 d late
2024
20 d early
2023
26 d early
2022
4 d early
2021
11 d late
2020
30 d early
2020
74 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€8.92M▲ 2.0%
2024 · €8.74M
2021: €3.06M
2022: €4.37M
2023: €7.53M
2024: €8.74M
2021 → 2025
EBIT margin
3.1%▼ 11.3pp
2024 · 14.4%
2021: -3.8%
2022: 12.1%
2023: 27.4%
2024: 14.4%
2021 → 2025
Net result
€1.53M▼ 62.5%
2024 · €4.08M
2019: €67k
2020: €1.20M
2020: €2.18M
2021: €1.05M
2022: €345k
2023: €1.53M
2024: €4.08M
2019 → 2025
Working capital
€-5.72M▲ 2.2%
2024 · €-5.84M
2019: €86k
2020: €-2.07M
2020: €-298k
2021: €-950k
2022: €-1.10M
2023: €-5.47M
2024: €-5.84M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€3.06M-€4.37M▲ 42.9%€7.53M▲ 72.2%€8.74M▲ 16.1%€8.92M▲ 2.0%
Equity€2.21M-€2.56M▲ 15.6%€1.09M▼ 57.3%€1.10M▲ 0.5%€1.13M▲ 2.6%
Operating result€-117k-€529k€2.07M▲ 291%€1.26M▼ 38.9%€280k▼ 77.8%
Net result€1.05M-€345k▼ 67.1%€1.53M▲ 345%€4.08M▲ 166%€1.53M▼ 62.5%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 78% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.15M
Fixed assets
€6.85M▼ 1.5%
Current assets
€2.30M▼ 2.4%
Equity and liabilities €9.15M
Equity
€1.13M▲ 2.6%
Debt
€8.02M▼ 2.3%
The debt ratio falls from 88.2% to 87.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€514k▼
2024 · €1.41M
Cash flow
€1.76M▼
2024 · €4.22M
Solvency
12.3%▲
2024 · 11.8%
Current ratio
0.29▼
2024 · 0.29
Quick ratio
0.29▼
2024 · 0.29
Debt / equity
7.12▼
2024 · 7.48
ROE
135.7%▼
2024 · 371.7%
ROA
16.7%▼
2024 · 43.8%
Interest coverage
21.66▼
2024 · 63.15
Debt
€8.02M▼
2024 · €8.21M
Debt ≤ 1 year
€8.02M▼
2024 · €8.20M
Income taxes
€611k▲
2024 · €346k
Staff costs
€3.13M▲
2024 · €2.43M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9.31M€9.15M▼
Fixed assets21/28€6.95M€6.85M▼
Intangible fixed assets21€627k€458k▼
Tangible fixed assets22/27€209k€276k▲
Plant, machinery and equipment23€1k€64k▲
Furniture and vehicles24€79k€45k▼
Other tangible fixed assets26€129k€167k▲
Financial fixed assets28€6.11M€6.11M=
Affiliated companies280/1€6.10M€6.10M=
Participating interests280€6.10M€6.10M=
Other financial fixed assets284/8€15k€15k=
Amounts receivable and cash guarantees285/8€15k€15k=
Current assets29/58€2.36M€2.30M▼
Stocks and contracts in progress3€0-
Amounts receivable within one year40/41€1.53M€951k▼
Trade receivables40€1.32M€753k▼
Other amounts receivable41€207k€198k▼
Cash at bank and in hand54/58€823k€1.31M▲
Deferred charges and accrued income490/1€12k€44k▲
Equity and liabilities
Total equity and liabilities10/49€9.31M€9.15M▼
Equity10/15€1.10M€1.13M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1.01M€1.01M=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€1.00M€1.00M=
Profit (loss) carried forward14€29k€58k▲
Amounts payable17/49€8.21M€8.02M▼
Amounts payable within one year42/48€8.20M€8.02M▼
Trade debts44€559k€423k▼
Suppliers440/4€559k€423k▼
Taxes, remuneration and social security45€825k€939k▲
Taxes450/3€505k€727k▲
Remuneration and social security454/9€321k€212k▼
Other amounts payable47/48€6.82M€6.66M▼
Accrued charges and deferred income492/3€4k-
Income statement
Code20242025
Operating income70/76A€9.17M€9.17M=
Turnover70€8.74M€8.92M▲
Own construction capitalised72€249k-
Other operating income74€156k€248k▲
Non-recurring operating income76A€20k-
Operating charges60/66A€7.90M€8.89M▲
Goods for resale, raw materials and consumables60-€9k
Purchases600/8-€9k
Services and other goods61€5.32M€5.48M▲
Remuneration, social security and pensions62€2.43M€3.13M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€145k€233k▲
Other operating charges640/8€11k€4k▼
Non-recurring operating charges66A€595€26k▲
Operating profit (loss)9901€1.26M€280k▼
Financial income75/76B€3.19M€1.89M▼
Recurring financial income75€3.19M€1.89M▼
Income from financial fixed assets750€3.19M€1.89M▼
Other financial income752/9€1k€118▼
Financial charges65/66B€23k€31k▲
Recurring financial charges65€23k€31k▲
Debt charges650€22k€24k▲
Other financial charges652/9€517€7k▲
Profit (loss) for the period before taxes9903€4.43M€2.14M▼
Income taxes67/77€346k€611k▲
Taxes670/3€346k€611k▲
Profit (loss) for the period9904€4.08M€1.53M▼
Profit (loss) for the period to be appropriated9905€4.08M€1.53M▼
Appropriation of the result
Profit (loss) to be appropriated9906€4.10M€1.56M▼
Profit (loss) brought forward from the previous period14P€24k€29k▲
Transfer from equity791/2€0-
From reserves792€0-
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€4.08M€1.50M▼
Return on contributions (dividend)694€4.08M€1.50M▼
Social balance
Average headcount (FTE)908735.450.6▲
The notes to these accounts (57 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
State Gazette act
Resignations & appointmentsBoard meeting · Director resignation2 facts ▸
State Gazette act
Resignations & appointments
Board meeting · Director resignation2 facts ▸
- Board meeting, 2026-06-26
- Director resignation, Pascal Seeldrayers (dagelijks bestuurder)
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 5 days late
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2019net €4.08M ▲166%
Net result €4.08M, the highest in the series.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 11 days late
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €2MEq €2.67M ▲108%
3 profitable years in a row build equity to €2.67M.
18-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Equity above €1MEq €1.28M ▲1400%
2 profitable years in a row build equity to €1.28M.
22-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
26-06-2026
Resigned as Dagelijks bestuurder
Location & real-estate footprint
Registered office, Wommelgem · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Draaiboomstraat 62160 WommelgemGround area
9,259 m²
Building footprint
2,292 m²
Volume, LiDAR
19,837 m³
2 parcels, Flanders · tallest building 21.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Draaiboomstraat 6, 2160 Wommelgem
since 20182.282.219.067
IZIKO
since 20222.328.482.228
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052A0111/00P000 | Flanders | 9,186 m² | 1 · 2,292 m² | 21.0 m · 3 fl. |
| 11805E1281/05_000indicative | Flanders | 74 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 8,460 EUR awarded · 8,460 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 4,198 EUR | 4,198 EUR |
| 2024 | 1 | 1,257 EUR | 1,257 EUR |
| 2023 | 1 | 2,109 EUR | 2,109 EUR |
| 2022 | 1 | 896 EUR | 896 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Dual-learning approval
3 live approvalsCommercieel assistent (vwo)
Commercieel assistent duaal (so)
Commerciële organisatie duaal (so)
Legal Entity Identifier
894500PVU0BJMZ0HVA62
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Of 16,813 companies in sector 62100 we hold annual accounts for 8,747. 3,826 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-11-2018
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.