Financials
- Fiscal year
- 2025
- Total assets
- €1.2m
- Loss
- -€210,372
- Solvency
- -117.2%
Total assets▼ 10.4%
Net result
20192025
IZCAR
ActiveSummary
IZCAR has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1.4m) and a net result of -€210,372. Equity is shrinking by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 4473 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
What they do
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110Supermarkets NACE 47114
1 site
How big
€1.2mtotal assets 2025
- Staff
- 10.2 FTE
- Equity
- -€1.4m
- Loss
- -€210,372
Who decides
- Parent
- DISTRIHOLD · 100%
Accounts filed 28 d late0 of 7 deeds read
Why 27- Annual accounts: weaker financial profile- Higher-failure-rate sector- Negative equity+ Long track record+ Lower-risk legal formA punctual record breaksShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.26 against 0.3 in 2024; short-term debt: 207.8% and cash: 2.5% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-117.2%
Return on assets
-17.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€1.4m
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
1 d early
2023
5 d early
2022
3 d early
2021
29 d late
2020
22 d early
2019
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Annual accounts filedfiscal year 2024 · abbreviated…
- Weakest financial yearnet -€279,814
Key points
- Risk: Negative equityfiscal year 2025: debts exceed assets -€1.4m View
- Caution: Among the weakest 5% on solvencysector median 35.9% · 4,473 companies -117.2% View
- Controlled by DISTRIHOLD 100% View
- Caution: 2 loss-making years in a rowloss fiscal year 2025 -€210,372 View
- Caution: Staff fell in 2025from 13.6 FTE to 10.2 FTE ▼ 25.0% View
By topic
Board & ownership
- Parent
- DISTRIHOLD · 100%
Timeline
- Events
- 12
- Since
- 2016
- Next accounts
- by 31-07-2027
- 28-08-2026Annual accounts filed
- 30-07-2025Annual accounts filed
- 31-12-2024Weakest financial year
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 05-11-1982
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.