Financials
- Financial year
- 2025
- Total assets
- €34,684
- Profit
- €5,164
- Solvency
- 20.7%
IZARCH
ActiveSummary
IZARCH has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,164 and a net result of €5,164. Its solvency ranks better than 22% of 11,651 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Activities of interior architects
NACE 71112
1 site
Size
€34,684total assets 2025
- Equity
- €7,164
- Profit
- €5,164
Turnover not published (micro format)
Structure
Accounts 39 days early0 of 1 deed read
Why 82raises riskFounded in 2025Liquidity: current ratio 0.10, cash €1,147lowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Size: total assets €34,684Show the evidence
Checked score
Score 2025
82
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 29% of its sector peers (NACE 71, micro)
Financial strength
Average
Solvency
46
equity 20.7% of total assets
Liquidity
11
short-term debt 79.3% · cash 3.3%
Profitability
87
return on assets 14.9%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2026: 0.5%
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026highest value
07-2026: 0.3%▼ -0.2 percentage points vs 06-2026lowest value
08-2026: 0.3%● unchanged vs 07-2026lowest value
09-2026: 0.4%▲ +0.1 percentage points vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.1; short-term debt: 79.3% and cash: 3.3% of total assets), and 79.3% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 23% on solvency, 5% on liquidity and 60% on profitability.
The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 11651 sector peers (2025).
NBB · sector comparisonPosition among 11651 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
39 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of interior architectsNACE 71112
- Founded
- 28-03-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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