IYAD

Active

Private limited companyfounded 20233 yrs activeOudesmidsestraat 20, 1700 Dilbeek, BelgiumKBO/BCE: BE 0800.051.248

The computed 12-month bankruptcy probability of IYAD is 5.0% (elevated). The 2024 annual accounts show equity of €14k and a net result of €9k. Its solvency ranks better than 43% of 18942 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

49 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability86▲+9

Solvency46▼-6

Growth78

Track record94

Bankruptcy probability, 12 months

5.0% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days only on tighter terms

Liquidity tight (current ratio 1.24 against 1.26 in 2023; short-term debt: 79.3% and cash: 22.5% of total assets), and 79.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

20.7%

Return on assets

13.6%

Age of the figures

21 mo

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-05-2025, 64 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

64 d early

2023

29 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€14k▲ 192%

2023 · €5k

2023: €5k

2023 → 2024

Total assets

€69k▲ 284%

2023 · €18k

2023: €18k

2023 → 2024

Net result

€9k▲ 227%

2023 · €3k

2023: €3k

2023 → 2024

Working capital

€13k▲ 293%

2023 · €3k

2023: €3k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€5k-€14k▲ 192%

Operating result€3k-€12k▲ 301%

Net result€3k-€9k▲ 227%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2024; 2024 is 301% above 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €69k

98.5%

Fixed assets €1k▼ 33.3%

Current assets €68k▲ 313%

Equity and liabilities €69k

20.7%

79.3%

Equity €14k▲ 192%

Debt €54k▲ 318%

The debt ratio rises from 72.9% to 79.3%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€12k

Cash flow

€10k

Solvency

20.7%▼

2023 · 27.1%

Current ratio

1.24▼

2023 · 1.26

Quick ratio

1.24▼

2023 · 1.26

Debt / equity

3.84▲

2023 · 2.69

ROE

65.8%▲

2023 · 58.8%

ROA

13.6%▼

2023 · 15.9%

Interest coverage

55.80

Debt

€54k▲

2023 · €13k

Debt ≤ 1 year

€54k▲

2023 · €13k

Income taxes

€2k

Staff costs

€20k▲

2023 · €1k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€18k€69k▲

Fixed assets21/28€2k€1k▼

Tangible fixed assets22/27€2k€1k▼

Furniture and vehicles24€2k€1k▼

Current assets29/58€16k€68k▲

Amounts receivable within one year40/41€9k€52k▲

Trade receivables40€9k€51k▲

Other amounts receivable41-€671

Cash at bank and in hand54/58€8k€15k▲

Equity and liabilities

Total equity and liabilities10/49€18k€69k▲

Equity10/15€5k€14k▲

Contributions10/11€2k€2k=

Profit (loss) carried forward14€3k€12k▲

Amounts payable17/49€13k€54k▲

Amounts payable within one year42/48€13k€54k▲

Trade debts44€10k€47k▲

Suppliers440/4€10k€47k▲

Taxes, remuneration and social security45€3k€7k▲

Taxes450/3€1k€2k▲

Remuneration and social security454/9€2k€5k▲

Income statement Code20232024

Remuneration, social security and pensions62€1k€20k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€500

Gross operating margin9900€4k€32k▲

Operating profit (loss)9901€3k€12k▲

Financial income75/76B-€0

Recurring financial income75-€0

Financial charges65/66B€108€222▲

Recurring financial charges65€108€222▲

Profit (loss) for the period before taxes9903€3k€12k▲

Income taxes67/77-€2k

Profit (loss) for the period9904€3k€9k▲

Profit (loss) for the period to be appropriated9905€3k€9k▲

Appropriation of the result

Profit (loss) to be appropriated9906€3k€12k▲

Profit (loss) brought forward from the previous period14P-€3k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

2025

28-05

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

29-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 29 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Dilbeek · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oudesmidsestraat 201700 Dilbeek

Ground area

426 m²

Building footprint

331 m²

Volume, LiDAR

3,116 m³

2 parcels, Flanders, Wallonia · tallest building 13.3 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

IYAD

Rue de Robiano(BIN) 29, 7130 BincheFull-service restaurants

since 20232.344.107.740

2 parcels

Flanders 1 (50%) Wallonia 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23016D0063/00W002	Flanders	300 m²	1 · 299 m²	12.6 m · 3 fl.
56011C0106/00Y000	Wallonia	125 m²	1 · 32 m²	13.3 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Binche2.344.107.740

1 permission

Toelating · Traiteur · since 25-04-2023

Similar companies · same sector, comparable size

FABIO CONSTRUCT

BE 0752.864.609

Sint-Pieters-Leeuw · Eq €14k

Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 8,031 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded28-03-2023

Fiscal year end31-12

Activities, NACEBEL

56101Full-service restaurants

56111Full-service restaurants

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.