IVY CONSULTANCY

Active

Private limited companyfounded 20215 yrs activeAmandelboomlaan 13, 9030 Gent, BelgiumKBO/BCE: BE 0760.827.616

IVY CONSULTANCY has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95k and a net result of €91k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 76% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

100 / 100

Excellent▲ +27 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency100▲+86

Growth78▲+20

Stability94

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €9k at 30 days acceptable

Liquidity ample (current ratio 4.36 against 1.03 in 2024), and 18.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

81.3%

Return on assets

78.3%

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

30 d early

2024

33 d early

2023

4 d early

2022

9 d late

2021

29 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

14-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€111k

EBIT margin

52.6%

Net result

€91k▲ 4.3%

2024 · €88k

2021: €46k 2022: €66k 2023: €75k 2024: €88k

2021 → 2025

Working capital

€73k▲ 2,866%

2024 · €2k

2021: €49k 2022: €112k 2023: €188k 2024: €2k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Turnover€111k-

Equity€50k-€115k▲ 132%€190k▲ 65.1%€4k▼ 98.2%€95k▲ 2,613%

Operating result€58k-€84k▲ 42.9%€96k▲ 14.9%€107k▲ 11.2%€116k▲ 8.9%

Net result€46k-€66k▲ 41.6%€75k▲ 14.5%€88k▲ 16.8%€91k▲ 4.3%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen four years in a row; 2025 is 9% above 2024 and is the highest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €117k

18.4%

81.6%

Fixed assets €21k▲ 1,972%

Current assets €95k▼ 2.9%

Equity and liabilities €117k

81.3%

18.7%

Equity €95k▲ 2,613%

Debt €22k▼ 77.2%

The debt ratio falls from 96.5% to 18.7%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€119k▲

2024 · €108k

Cash flow

€94k▲

2024 · €89k

Solvency

81.3%▲

2024 · 3.5%

Current ratio

4.36▲

2024 · 1.03

Quick ratio

4.36▲

2024 · 1.03

Debt / equity

0.23▼

2024 · 27.35

ROE

96.3%

ROA

78.3%▼

2024 · 88.4%

Interest coverage

224.90▲

2024 · 131.80

Debt

€22k▼

2024 · €96k

Debt ≤ 1 year

€22k▼

2024 · €96k

Income taxes

€24k▲

2024 · €24k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€99k€117k▲

Fixed assets21/28€1k€21k▲

Tangible fixed assets22/27€1k€21k▲

Furniture and vehicles24€1k€21k▲

Current assets29/58€98k€95k▼

Amounts receivable within one year40/41€35k€32k▼

Trade receivables40€21k€20k▼

Other amounts receivable41€14k€12k▼

Cash at bank and in hand54/58€64k€58k▼

Deferred charges and accrued income490/1-€5k

Equity and liabilities

Total equity and liabilities10/49€99k€117k▲

Equity10/15€4k€95k▲

Contributions10/11€4k€4k=

Reserves13-€91k

Distributable reserves133-€91k

Amounts payable17/49€96k€22k▼

Amounts payable within one year42/48€96k€22k▼

Trade debts44€1k€4k▲

Suppliers440/4€1k€4k▲

Taxes, remuneration and social security45€7k€17k▲

Taxes450/3€7k€14k▲

Remuneration and social security454/9-€3k

Other amounts payable47/48€88k€346▼

Accrued charges and deferred income492/3€13-

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲

Other operating charges640/8€654€544▼

Gross operating margin9900€109k€120k▲

Operating profit (loss)9901€107k€116k▲

Financial income75/76B€5k€144▼

Recurring financial income75€5k€144▼

Financial charges65/66B€818€529▼

Recurring financial charges65€818€529▼

Profit (loss) for the period before taxes9903€111k€116k▲

Income taxes67/77€24k€24k▲

Profit (loss) for the period9904€88k€91k▲

Profit (loss) for the period to be appropriated9905€88k€91k▲

Appropriation of the result

Profit (loss) to be appropriated9906€88k€91k▲

Transfer from equity791/2€187k-

Transfer to equity691/2-€91k

To other reserves6921-€91k

Profit to be distributed694/7€275k-

Return on contributions (dividend)694€275k-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 10Financial 5Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

01-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Highest result since 2021net €91k ▲4.3%

Operating result €116k, net result €91k, both a record.

31-12

Financial Liquidity quadruplescurrent ratio 4.36

Current ratio from 1.03 to 4.36; short-term debt falls from €96k to €22k.

28-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

27-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Liquidity doublescurrent ratio 12.57

Current ratio from 5.71 to 12.57; short-term debt falls from €24k to €16k.

31-12

Financial Equity above €150kEq €190k ▲65.1%

3 profitable years in a row build equity to €190k.

09-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 9 days late

2022

31-12

Financial Equity above €100kEq €115k ▲132%

2 profitable years in a row build equity to €115k.

02-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Gent · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Amandelboomlaan 139030 Gent

Ground area

547 m²

Building footprint

164 m²

Volume, LiDAR

862 m³

Parcel 44038A0354/00Z002, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

IVY CONSULTANCY

Amandelboomlaan 13, 9030 GentComputer programming, consultancy and related activities

since 20212.311.419.829

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44038A0354/00Z002	Flanders	547 m²	1 · 164 m²	7.9 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 15,527 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded05-01-2021

Fiscal year end31-12

Activities, NACEBEL

62020IT consultancy

62200Computer consultancy and computer facilities management

62010Computer programming, consultancy and related activities

62100Computer programming

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.