IVM CONSULT
ActiveIVM CONSULT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €581k and a net result of €-9k. Equity is growing by ~31.6% per year across the filed fiscal years. Its solvency ranks better than 24% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency48▲+5
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 85.09), but 79.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€9k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 31527 sector peers (2025).
NBB · sector comparisonPosition among 31527 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
21 d late
2023
36 d early
2022
48 d early
2021
30 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€581k▼ 1.5%
2024 · €590k
2018: €-166k
2019: €-329k
2020: €-446k
2021: €200k
2022: €482k
2023: €624k
2024: €590k
2018 → 2025
Total assets
€2.87M▼ 30.5%
2024 · €4.13M
2018: €1.91M
2019: €2.68M
2020: €6.85M
2021: €7.53M
2022: €6.35M
2023: €4.58M
2024: €4.13M
2018 → 2025
Net result
€-9k▲ 74.5%
2024 · €-34k
2018: €-164k
2019: €-162k
2020: €-117k
2021: €646k
2022: €282k
2023: €142k
2024: €-34k
2018 → 2025
Working capital
€1.36M▼ 45.9%
2024 · €2.51M
2018: €108k
2019: €215k
2020: €4.81M
2021: €5.57M
2022: €4.43M
2023: €2.75M
2024: €2.51M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€200k-€482k▲ 141%€624k▲ 29.5%€590k▼ 5.5%€581k▼ 1.5%
Operating result€-84k-€-27k▲ 67.9%€5k€-138k€-99k▲ 27.7%
Net result€646k-€282k▼ 56.4%€142k▼ 49.6%€-34k€-9k▲ 74.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €99k in 2025 against €138k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.87M
Fixed assets
€1.50M▼ 6.7%
Current assets
€1.37M▼ 45.7%
Equity and liabilities €2.87M
Equity
€581k▼ 1.5%
Debt
€2.29M▼ 35.3%
The debt ratio falls from 85.7% to 79.7%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€45k▲
2024 · €6k
Cash flow
€135k▲
2024 · €110k
Solvency
20.3%▲
2024 · 14.3%
Current ratio
85.09
Quick ratio
85.09
Debt / equity
3.93▼
2024 · 5.99
ROE
-1.5%▲
2024 · -5.8%
ROA
-0.3%▲
2024 · -0.8%
Interest coverage
1355.88▲
2024 · 34.57
Debt
€2.29M▼
2024 · €3.54M
Debt ≤ 1 year
€16k▼
2024 · €16k
Debt > 1 year
€2.27M▼
2024 · €3.52M
Income taxes
€4k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.13M€2.87M▼
Fixed assets21/28€1.60M€1.50M▼
Intangible fixed assets21€210k€154k▼
Tangible fixed assets22/27€1.39M€1.34M▼
Land and buildings22€1.33M€1.27M▼
Furniture and vehicles24€55k€60k▲
Other tangible fixed assets26€4k€12k▲
Financial fixed assets28€1k€1k=
Current assets29/58€2.52M€1.37M▼
Amounts receivable after more than one year29€1.45M€75k▼
Other amounts receivable291€1.45M€75k▼
Amounts receivable within one year40/41€288k€724k▲
Trade receivables40€25k€17k▼
Other amounts receivable41€262k€708k▲
Current investments50/53€350k-
Cash at bank and in hand54/58€99k€339k▲
Deferred charges and accrued income490/1€342k€233k▼
Equity and liabilities
Total equity and liabilities10/49€4.13M€2.87M▼
Equity10/15€590k€581k▼
Contributions10/11€375k€375k=
Reserves13€237k€237k=
Tax-exempt reserves132€147k€147k=
Distributable reserves133€90k€90k=
Profit (loss) carried forward14€-22k€-31k▼
Amounts payable17/49€3.54M€2.29M▼
Amounts payable after more than one year17€3.52M€2.27M▼
Other amounts payable178/9€3.52M€2.27M▼
Amounts payable within one year42/48€16k€16k▼
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€11k€14k▲
Taxes450/3€11k€14k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€144k€144k=
Other operating charges640/8€12k€17k▲
Gross operating margin9900€18k€61k▲
Operating profit (loss)9901€-138k€-99k▲
Financial income75/76B€109k€95k▼
Recurring financial income75€109k€95k▼
Financial charges65/66B€185€33▼
Recurring financial charges65€185€33▼
Profit (loss) for the period before taxes9903€-28k€-4k▲
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€-34k€-9k▲
Profit (loss) for the period to be appropriated9905€-34k€-9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-34k€-31k▲
Profit (loss) brought forward from the previous period14P€90€-22k▼
Transfer from equity791/2€12k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Liquidity times 5current ratio 155.44
Current ratio from 33.33 to 155.44; short-term debt falls from €85k to €16k.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €624k ▲29.5%
3 profitable years in a row build equity to €624k.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €646k
Net result €646k after 3 loss-making years.
31-12
Financial
Equity above €200kEq €200k
Equity rises from €-446k to €200k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Liquidity times 208current ratio 787.13
Current ratio from 3.78 to 787.13; short-term debt falls from €77k to €6k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Andreas Vesaliuslaan 31780 WemmelGround area
2,831 m²
Building footprint
401 m²
Volume, LiDAR
2,289 m³
Parcel 22005A0266/00Y000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IVM Consult
since 20102.190.575.249
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22005A0266/00Y000 | Flanders | 2,831 m² | 1 · 401 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEUCE CONSULT
BE 0832.859.915
Kapellen · Eq €581k
DELTHA
BE 0668.470.946
Diepenbeek · Eq €581k
REMY MATON
BE 0644.480.074
Mons · Eq €581k
DIATRANS
BE 0428.313.495
Brakel · Eq €581k
JDH
BE 0895.539.038
Destelbergen · Eq €581k
Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 33,280 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-07-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.