IVH Consulting
ActiveIVH Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €8k. Equity is growing by ~48.6% per year across the filed fiscal years. Its solvency ranks better than 37% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-45
Solvency72▼-7
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 2.07 in 2024; short-term debt: 51.2% and cash: 11.6% of total assets), and 52.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.5%
Return on assets
10%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
73 d early
2024
50 d early
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▲ 26.7%
2024 · €29k
2023: €9k
2024: €29k
2023 → 2025
Total assets
€77k▲ 44.1%
2024 · €53k
2023: €22k
2024: €53k
2023 → 2025
Net result
€8k▼ 62.0%
2024 · €20k
2023: €6k
2024: €20k
2023 → 2025
Working capital
€15k▼ 42.7%
2024 · €26k
2023: €8k
2024: €26k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€9k-€29k▲ 238%€37k▲ 26.7%
Operating result€8k-€26k▲ 240%€21k▼ 20.0%
Net result€6k-€20k▲ 237%€8k▼ 62.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77k
Fixed assets
€22k▲ 770%
Current assets
€54k▲ 7.2%
Equity and liabilities €77k
Equity
€37k▲ 26.7%
Debt
€40k▲ 64.4%
The debt ratio rises from 46.1% to 52.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€31k▲
2024 · €26k
Cash flow
€18k▼
2024 · €21k
Solvency
47.5%▼
2024 · 53.9%
Current ratio
1.38▼
2024 · 2.07
Quick ratio
1.38▼
2024 · 2.07
Debt / equity
1.11▲
2024 · 0.85
ROE
21.1%▼
2024 · 70.4%
ROA
10.0%▼
2024 · 38.0%
Interest coverage
2.82▼
2024 · 297.22
Debt
€40k▲
2024 · €25k
Debt ≤ 1 year
€39k▲
2024 · €25k
Debt > 1 year
€1k
Income taxes
€2k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€53k€77k▲
Fixed assets21/28€3k€22k▲
Tangible fixed assets22/27€3k€22k▲
Plant, machinery and equipment23€3k€5k▲
Furniture and vehicles24-€18k
Current assets29/58€51k€54k▲
Amounts receivable after more than one year29€27k€27k▼
Other amounts receivable291€27k€27k▼
Amounts receivable within one year40/41€15k€85▼
Trade receivables40€15k€85▼
Other amounts receivable41€0-
Current investments50/53-€18k
Cash at bank and in hand54/58€9k€9k▲
Deferred charges and accrued income490/1-€788
Equity and liabilities
Total equity and liabilities10/49€53k€77k▲
Equity10/15€29k€37k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€26k€34k▲
Amounts payable17/49€25k€40k▲
Amounts payable after more than one year17-€1k
Financial debts170/4-€1k
Amounts payable within one year42/48€25k€39k▲
Current portion of amounts payable after more than one year42-€12k
Trade debts44€4k€13k▲
Suppliers440/4€4k€13k▲
Taxes, remuneration and social security45€11k€14k▲
Taxes450/3€11k€14k▲
Other amounts payable47/48€10k€680▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€713€10k▲
Other operating charges640/8-€248
Gross operating margin9900€26k€31k▲
Operating profit (loss)9901€26k€21k▼
Financial income75/76B€299€485▲
Recurring financial income75€299€485▲
Financial charges65/66B€89€11k▲
Recurring financial charges65€89€11k▲
Profit (loss) for the period before taxes9903€26k€10k▼
Income taxes67/77€6k€2k▼
Profit (loss) for the period9904€20k€8k▼
Profit (loss) for the period to be appropriated9905€20k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€34k▲
Profit (loss) brought forward from the previous period14P€6k€26k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €20k ▲237%
Operating result €26k, net result €20k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoonzichtstraat 259051 GentGround area
2,098 m²
Building footprint
1,359 m²
Volume, LiDAR
4,581 m³
Parcel 44062B0081/00R002, Flanders · tallest building 13.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
IVH Consulting
since 20232.347.223.717
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062B0081/00R002 | Flanders | 2,098 m² | 1 · 1,359 m² | 13.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6994006NXWN4KP343H03
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Of 16,628 companies in sector 86220 we hold annual accounts for 7,973. 4,426 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2023
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.