IVENS S.
ActiveSummary
IVENS S. has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €39k. Equity is growing by ~36.3% per year across the filed fiscal years. Its solvency ranks better than 64% of 4603 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+11
Solvency78▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.51 in 2024; short-term debt: 37% and cash: 30.7% of total assets), and 46.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.2%
Return on assets
20.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
31 d late
2021
30 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▲ 34.6%
2024 · €77k
2018: €6k
2019: €10k
2020: €20k
2021: €32k
2022: €41k
2023: €60k
2024: €77k
2018 → 2025
Total assets
€193k▲ 25.4%
2024 · €154k
2018: €66k
2019: €70k
2020: €100k
2021: €71k
2022: €70k
2023: €92k
2024: €154k
2018 → 2025
Net result
€39k▲ 129%
2024 · €17k
2018: €31k
2019: €3k
2020: €11k
2021: €12k
2022: €8k
2023: €19k
2024: €17k
2018 → 2025
Working capital
€9k▼ 64.1%
2024 · €24k
2018: €-19k
2019: €8k
2020: €15k
2021: €15k
2022: €-3k
2023: €20k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€41k▲ 26.2%€60k▲ 46.3%€77k▲ 28.6%€103k▲ 34.6%
Operating result€17k-€14k▼ 17.5%€25k▲ 81.4%€25k▼ 2.8%€41k▲ 65.8%
Net result€12k-€8k▼ 28.9%€19k▲ 123%€17k▼ 9.7%€39k▲ 129%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 66% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €193k
Fixed assets
€113k ▲ 35.7%
Current assets
€80k ▲ 13.3%
Equity and liabilities €193k
Equity
€103k ▲ 34.6%
Debt
€90k ▲ 16.5%
Debt's share of the balance-sheet total falls from 50.4% to 46.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€64k▲
2024 · €40k
Cash flow
€62k▲
2024 · €33k
Current ratio
1.12▼
2024 · 1.51
Debt to equity
0.88▼
2024 · 1.02
ROE
37.8%▲
2024 · 22.2%
ROA
20.1%▲
2024 · 11.0%
Interest coverage
37.30▲
2024 · 15.73
Debt ≤ 1 year
€72k▲
2024 · €47k
Debt > 1 year
€19k▼
2024 · €31k
Income taxes
€6k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€154k€193k▲
Fixed assets21/28€83k€113k▲
Tangible fixed assets22/27€47k€76k▲
Furniture and vehicles24€47k€76k▲
Financial fixed assets28€37k€37k=
Current assets29/58€71k€80k▲
Amounts receivable within one year40/41€12k€21k▲
Trade receivables40€10k€20k▲
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€59k€59k▲
Equity and liabilities
Total equity and liabilities10/49€154k€193k▲
Equity10/15€77k€103k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€56k€82k▲
Amounts payable17/49€78k€90k▲
Amounts payable after more than one year17€31k€19k▼
Financial debts170/4€31k€19k▼
Amounts payable within one year42/48€47k€72k▲
Current portion of amounts payable after more than one year42€15k€14k▼
Trade debts44€2k€12k▲
Suppliers440/4€2k€12k▲
Taxes, remuneration and social security45€19k€21k▲
Taxes450/3€13k€14k▲
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€11k€25k▲
Income statement
Code20242025
Non-recurring operating income76A€1k€19k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€24k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€42k€66k▲
Operating profit (loss)9901€25k€41k▲
Financial income75/76B-€6k
Recurring financial income75-€6k
Non-recurring financial income76B-€6k
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€22k€45k▲
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€17k€39k▲
Profit (loss) for the period to be appropriated9905€17k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€56k€95k▲
Profit (loss) brought forward from the previous period14P€39k€56k▲
Profit to be distributed694/7-€13k
Directors or managers695-€13k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €39k ▲129%
Operating result €41k, net result €39k, both a record.
31-12
Financial
Equity above €100kEq €103k ▲34.6%
8 profitable years in a row build equity to €103k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €3k ▼89.2%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 24 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voorhout(KEM) 629190 StekeneGround area
741 m²
Building footprint
94 m²
Volume, LiDAR
547 m³
Parcel 46024A1603/00W000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IVENS S.
since 20102.188.161.632
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46024A1603/00W000 | Flanders | 741 m² | 1 · 94 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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HFK TRANSPORT
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INKOJELILO
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Of 12,604 companies in sector 49410 we hold annual accounts for 8,202. 6,351 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2010
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.