IVENS BOUWONDERNEMING
ActiveIVENS BOUWONDERNEMING has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €33k. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 22% of 7415 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+16
Solvency41▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.05 against 1.53 in 2024; short-term debt: 17% and cash: 0% of total assets), but 84.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.8%
Return on assets
4.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 7415 sector peers (2025).
NBB · sector comparisonPosition among 7415 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
14 d early
2023
40 d early
2022
40 d early
2021
4 d early
2020
24 d late
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€106k▲ 44.7%
2024 · €73k
2019: €58k
2020: €77k
2021: €85k
2022: €77k
2023: €68k
2024: €73k
2019 → 2025
Total assets
€668k▲ 10.2%
2024 · €606k
2019: €560k
2020: €558k
2021: €603k
2022: €569k
2023: €662k
2024: €606k
2019 → 2025
Net result
€33k▲ 525%
2024 · €5k
2019: €-15k
2020: €19k
2021: €8k
2022: €-8k
2023: €-9k
2024: €5k
2019 → 2025
Working capital
€118k▲ 66.9%
2024 · €71k
2019: €150k
2020: €118k
2021: €138k
2022: €98k
2023: €105k
2024: €71k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€77k▼ 9.9%€68k▼ 11.6%€73k▲ 7.7%€106k▲ 44.7%
Operating result€13k-€-3k€291€16k▲ 5,317%€43k▲ 172%
Net result€8k-€-8k€-9k▼ 4.9%€5k€33k▲ 525%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 172% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €668k
Fixed assets
€436k▲ 8.6%
Current assets
€232k▲ 13.2%
Equity and liabilities €668k
Equity
€106k▲ 44.7%
Debt
€562k▲ 5.4%
The debt ratio falls from 87.9% to 84.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€68k▲
2024 · €52k
Cash flow
€58k▲
2024 · €42k
Solvency
15.8%▲
2024 · 12.1%
Current ratio
2.05▲
2024 · 1.53
Quick ratio
1.46▲
2024 · 0.13
Debt / equity
5.31▼
2024 · 7.29
ROE
30.9%▲
2024 · 7.2%
ROA
4.9%▲
2024 · 0.9%
Interest coverage
8.62▲
2024 · 4.70
Debt
€562k▲
2024 · €533k
Debt ≤ 1 year
€113k▼
2024 · €134k
Debt > 1 year
€406k▲
2024 · €399k
Income taxes
€2k
Staff costs
€152k▲
2024 · €144k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€606k€668k▲
Fixed assets21/28€401k€436k▲
Tangible fixed assets22/27€401k€436k▲
Land and buildings22€335k€378k▲
Plant, machinery and equipment23€59k€53k▼
Furniture and vehicles24€8k€5k▼
Current assets29/58€205k€232k▲
Stocks and contracts in progress3€188k€67k▼
Stocks30/36€32k€12k▼
Contracts in progress37€155k€55k▼
Amounts receivable within one year40/41€14k€164k▲
Trade receivables40€14k€155k▲
Other amounts receivable41€0€10k▲
Cash at bank and in hand54/58€0€281▲
Deferred charges and accrued income490/1€2k€695▼
Equity and liabilities
Total equity and liabilities10/49€606k€668k▲
Equity10/15€73k€106k▲
Contributions10/11€35k€35k=
Reserves13€38k€71k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€38k€71k▲
Amounts payable17/49€533k€562k▲
Amounts payable after more than one year17€399k€406k▲
Financial debts170/4€212k€179k▼
Other amounts payable178/9€187k€227k▲
Amounts payable within one year42/48€134k€113k▼
Current portion of amounts payable after more than one year42€44k€44k▼
Financial debts43€14k€0▼
Credit institutions430/8€14k€0▼
Trade debts44€53k€47k▼
Suppliers440/4€53k€47k▼
Taxes, remuneration and social security45€19k€12k▼
Taxes450/3€11k€7k▼
Remuneration and social security454/9€8k€4k▼
Other amounts payable47/48€4k€11k▲
Accrued charges and deferred income492/3-€42k
Income statement
Code20242025
Remuneration, social security and pensions62€144k€152k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€25k▼
Other operating charges640/8€6k€149▼
Gross operating margin9900€201k€220k▲
Operating profit (loss)9901€16k€43k▲
Financial income75/76B€600€35▼
Recurring financial income75€600€35▼
Financial charges65/66B€11k€8k▼
Recurring financial charges65€11k€8k▼
Profit (loss) for the period before taxes9903€5k€35k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€5k€33k▲
Profit (loss) for the period to be appropriated9905€5k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€33k▲
Transfer from equity791/2€0-
Transfer to equity691/2€5k€33k▲
To other reserves6921€5k€33k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €33k ▲525%
Operating result €43k, net result €33k, both a record.
31-12
Financial
Equity above €100kEq €106k ▲44.7%
2 profitable years in a row build equity to €106k.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
30-06
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
14-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 14 days late
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
14-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doornpark(BEV) 649120 Beveren-Kruibeke-ZwijndrechtGround area
1,265 m²
Building footprint
607 m²
Parcel 46503C1349/00G000, Flanders. Linked by address, not a title deed.
1 establishment unit
IVENS BOUWONDERNEMING
since 20112.204.461.194
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46503C1349/00G000 | Flanders | 1,265 m² | 1 · 607 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 3,850 EUR awarded · 3,850 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2024 | 1 | 2,850 EUR | 2,850 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Dual-learning approval
2 live approvals · 6 endedMetselaar (vwo)
Ruwbouw duaal (so)
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ReENo
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Everconstruct
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Turnhout · Eq €106k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 13,081 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2011
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43350Other building finishing work
43422Screed work
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.