Ively
ActiveSummary
The computed 12-month bankruptcy probability of Ively is 4.8% (elevated). The 2024 annual accounts show equity of €20k and a net result of €18k. Its solvency ranks better than 84% of 36375 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
4.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 4.55; short-term debt: 22% and cash: 46.9% of total assets), and 22% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
78%
Return on assets
68.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
29 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€20k
Total assets
€26k
Net result
€18k
Working capital
€20k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €26k
Equity
€20k
Debt
€6k
Debt finances 22.0% of the balance-sheet total.
Key figures and ratios
Current ratio
4.55
Debt to equity
0.28
ROE
87.5%
ROA
68.3%
Debt ≤ 1 year
€6k
Income taxes
€4k
Filed annual accounts As filed with the NBB · 2024 · 25 lines
Balance sheet
Code2024
Assets
Total assets20/58€26k
Current assets29/58€26k
Amounts receivable within one year40/41€14k
Other amounts receivable41€14k
Cash at bank and in hand54/58€12k
Equity and liabilities
Total equity and liabilities10/49€26k
Equity10/15€20k
Contributions10/11€3k
Profit (loss) carried forward14€18k
Amounts payable17/49€6k
Amounts payable within one year42/48€6k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Income statement
Code2024
Other operating charges640/8€387
Gross operating margin9900€22k
Operating profit (loss)9901€22k
Financial charges65/66B€73
Recurring financial charges65€73
Profit (loss) for the period before taxes9903€22k
Income taxes67/77€4k
Profit (loss) for the period9904€18k
Profit (loss) for the period to be appropriated9905€18k
Appropriation of the result
Profit (loss) to be appropriated9906€18k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopold I straat 4631090 JetteGround area
242 m²
Building footprint
80 m²
Volume, LiDAR
1,065 m³
Parcel 21463D0283/00Y046, Brussels · tallest building 16.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Ively
since 20242.357.561.739
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463D0283/00Y046 | Brussels | 242 m² | 1 · 80 m² | 16.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GROUP ECOMA
BE 0663.859.189
Jette · Eq €20,014
KUBRIEK
BE 0737.772.201
Jabbeke · Eq €20,000
RVM Renovatie Vanelderen
BE 1005.937.609
Sint-Truiden · Eq €19,989
VEMATRANS
BE 0697.676.161
Lochristi · Eq €20,042
VINTI CONSTRUCTION
BE 0715.978.378
Charleroi · Eq €19,984
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,208 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43331Floor and wall tiling
43990Other specialised construction activities
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.